Credit Clear Limited · ASX:CCR

Credit Clear — Investor Presentation (July 2022)

11 slides from Credit Clear's investor presentation, Jul 20, 2022

  1. Slide 1: Q4 FY22 Investor Presentation

    ASX: CCR Q4 FY22 Investor Presentation CONTINUED GROWTH & PROFITABILITY Reinvesting cash flow into sales, client onboarding and technology

  2. Slide 2: Disclaimer

    Disclaimer This presentation has been prepared by, and is the sole responsibility Credit Clear fairness, accuracy, completeness or correctness of the information, opinions and Limited ACN 604 797 033 (Company). The information contained in this presentation conclusions contained in this presentation

  3. Slide 3: Investment highlights: Q4 FY22

    Investment highlights: Q4 FY22 • New monthly revenue record set in June with $3.12 million1 (Following revenue record in May) RECORD • Quarterly revenue record of $8.63 million1 up 41% QoQ and 160% PCP REVENUE • Revenue run rate climbs to $37.44 million1 p.a. • Consecutive operationally profitable2

  4. Slide 4: Q4 FY22 Revenue

    Q4 FY22 Revenue ANNUALISED REVENUE RUN RATE OF $37.44M 1 Record high $8.63m +160% Revenue +41% for Quarter $8.6m 41% QoQ $6.1m 160% $3.3m $3.4m $3.2m PCP Record high $3.12m Revenue Q4FY21 (PCP) Q1FY22 Q2FY22 Q3FY22 Q4FY22 for June 1. Preliminary unaudited operational numbers, based on annualised Jun

  5. Slide 5: Q4 FY2022 Operational Highlights

    Q4 FY2022 Operational Highlights Record Record high high 696* 831k 297k Total Active Transactions Total Active Clients Customer Accounts for the Quarter (1038 Total Clients) 13% QoQ 23% QoQ Record high 60 4.8m $63m New Client Digital Communications Total Committed Wins for the Quarter Payment Plans

  6. Slide 6: Profitable, reinvesting for growth

    Profitable, reinvesting for growth May and June profitable1 May and June were consecutive operationally profitable months. Strong cash at bank position of over $10.2m Revenue growth Revenues have materially improved this quarter with all parts of the business achieving strong growth. June was partic

  7. Slide 7: International Update

    International Update Credit Clear to progress international opportunities in Global expansion strategy: Q1FY23 • Australian growth and expansion remains immediate priority In South Africa, Techub and Credit Clear will meet potential new clients under the teaming agreement. • Preference is to adopt a

  8. Slide 8: Genuine validation of our performance

    Genuine validation of our performance FINANCIAL SERVICES – WORKFLOW OPTIMISATION TOLL ROAD OPERATOR – By adding three additional digital communications into an existing Credit Clear hybrid workflow: ARTIFICIAL INTELLIGENCE • Increased conversation by a further 3% and 5% in two • AI experiment achiev

  9. Slide 9: Pipeline – Targeting materially larger opportunities

    Pipeline – Targeting materially larger opportunities Government Financial services $ Insurance Utilities 9

  10. Slide 10: Credit Clear outlook

    Credit Clear outlook Current revenue run • Based on annualised revenue from June 2022 of $3.12 million rate of $37.44m1 • Does not include expected revenue from Techub per annum • Does not include expected revenue from new clients currently being onboarded • May and June consecutively operationally

  11. Slide 11: Contact Us

    Contact Us Company Andrew Smith Credit Clear E: andrew@creditclear.com.au Investors Warrick Lace Credit Clear m: +61 404 656 408 e: warrick.lace@creditclear.com.au

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