Wisr Ltd. · ASX:WZR
Wisr — Shareholder Meeting (November 2020)
16 slides from Wisr's shareholder meeting presentation, Nov 25, 2020
Slide 1: 2020 Annual General Meeting CEO Address
For personal use only 2020 Annual General Meeting CEO ADDRESS 5 NOVEMBER • 2020 1
Slide 2: Key numbers
Key numbers. For personal use only Delivering on milestones, keeping promises. REVENUE GROWTH LOAN ORIGINATIONS WISR ECOSYSTEM BEST IN-CLASS NET UP 358% UP 132% UP 193% PROMOTER SCORES 500%+ INCREASE IN 90+ DAY ARREARS CONSISTENT QOQ WELL CAPITALISED LIFETIME REVENUE DOWN 0.43% GROWTH TREND $3 2 .1
Slide 3: We've built a scalable business model
We’ve built a scalable business model that is... For personal use only Purpose-led Fast-growing Efficient with massive A vision to bring financial New model already delivering a Market-leading proprietary tech opportunities ahead wellness to all Australians profitable operational outcome platform ba
Slide 4: Strong growth to start Q2FY21
Strong growth to start Q2FY21. For personal use only 47% growth on previous quarter OCT + NOV ONLY 4
Slide 5: Wisr Warehouse beginning to scale
Wisr Warehouse beginning to scale. For personal use only 5
Slide 6: Strong revenue growth
Strong revenue growth. $4.1M Revenue in Q1FY21 For personal use only Key turning point reached1. • 37% revenue growth in Q1FY21 vs Q4FY20 • 358% revenue growth in Q1FY21 vs Q1FY20 • 136% revenue growth in FY20 vs FY19 • Strong revenue growth with Wisr Warehouse funding model now in effect • Wisr is
Slide 7: Improving credit quality
Improving credit quality. For personal use only Credit quality of Wisr’s loan book remains strong. LOAN ARREARS 90+ DAY ARREARS Arrears remained low. In line with APRA’s regulatory approach and Wisr COVID-19 arrears policy, loans deferred as part of our COVID-19 support packages are not included in
Slide 8: COVID-19 Impact
COVID-19 Impact. For personal use only Company back to pre-COVID-19 hardship levels. • 90% of cases have now come to the end of the initial 3-month payment assistance • Wisr continues to proactively reach out to customers on COVID-19 payment assistance period and 89% of these have either been remedi
Slide 9: FY21 Execution priorities
FY21 For personal use only 1 CORE LENDING AND REVENUE GROWTH Execution 2 CONTINUE TO BUILD THE WISR ECOSYSTEM priorities 3 LAUNCHING NEW CREDIT PRODUCTS 9 9
Slide 10: The Wisr Profile
The Wisr Profile. For personal use only Wisr Ecosystem matures from a channel building phase into a unified experience in FY21 via the Wisr Profile. The Wisr Profile is the gateway into lending, credit score WISR CUSTOMER PROFILES and round-up products, and enables the opportunity to build a deep, d
Slide 11: Wisr Ecosystem
Wisr Ecosystem. For personal use only Key differentiator and competitive advantage. Over the past 2 years, Wisr delivered on the preliminary roll-out of the Wisr Ecosystem, introducing over 297,000 Australians as at 30 September 2020. The Wisr Ecosystem includes a number of individually powerful and
Slide 12: Omni-channel distribution
Omni-channel distribution. For personal use only Broker Channel Wisr Ecosystem WISR APP channels Introducers and Aggregators are supported through our online Cultivating strong, data-driven broker portal, and assisted by a customer relationships while dedicated team lowering costs WISRCREDIT DIRECT
Slide 13: Industry recognition for financial wellness approach
Industry recognition for financial For personal use only wellness approach 13
Slide 14: Core profitability & investing for growth
Core profitability & investing for growth. For personal use only FY20 P&L Waterfall. Core business cash flow profitability achieved in H2FY20, as loan volume and revenue scales under the new funding model, while delivering operational leverage R EVENU E Strong revenue growth achieved and well positi
Slide 15: Building a great place to work
Building a Through FY20, our already market-leading ENPS scores skyrocketed as our incredible culture was For personal use only tested by COVID-19. great place to work. At Wisr, we don’t just want to lead the industry, we want to be Australia’s #1 place to work. And we’re delivering! Constant innova
Slide 16: Disclaimer
Disclaimer. For personal use only NO INVESTMENT ADVICE OR OFFER OF SHARES NON-GAAP FINANCIAL MEASURES This presentation does not constitute investment advice, or an inducement or A number of non-GAAP financial measures are used in this presentation. You should not recommendation to acquire or dispos