Slide 1: XP Inc. 2Q26 Earnings Release
XP" inc. 2Q26 Earnings Release August 17*, 2026
Slide 2: 412% 1,535 2026
412% 1,535 2026
Slide 3: Active clients grew 1% YoY and was roughly stable QoQ
Active clients grew 1% YoY and was roughly stable QoQ, totaling 4.8 million in 2Q26.
Slide 4: Total Advisors connected to XP
Total Advisors connected to XP, including (1) IFAs, (2) XP employees who offer advisory services, (3) Registered Investment Advisors, consultants and wealth managers, among others. As of 2Q26, we had 18.4 thousand Total Advisors, an increase of approximately 1% YoY. Retail Daily Average Trades (in m
Slide 5: Retail DATs totaled 2.4 million in 2Q26
Retail DATs totaled 2.4 million in 2Q26, up 3% YoY and down 13% QoQ. NPS Our NPS, a widely known survey methodology used to measure customer satisfaction, was 66 in 2Q26. The NPS calculation as of a given date reflects the average scores in the prior six months.
Slide 6: 2026
101 2026
Slide 7: Total TPV was R$13.5 billion in 2Q26
In 2Q26, Total TPV was R$13.5 billion , a 8% growth YoY and 1% increase QoQ.
Slide 8: Total Active Cards were 1.6 million in 2Q26
Total Active Cards were 1.6 million in 2Q26, representing a 8% growth YoY and 2% up QoQ, being just over 1.0 million Credit Cards and approximately 0.6 million Active Debit Cards. 4. CREDIT Expanded Loan Portfolio (in R$ billion)
Slide 9: Expanded Loan Portfolio reached R$78 billion
Expanded Loan Portfolio reached R$78 billion as of 2Q26, expanding 16% YoY and 5% sequentially.
Slide 10: Gross written premiums grew 10% YoY in 2Q26
Gross written premiums (GWP) refer to the total amount of premium income that XPs has written or sold during a particular reporting period before deductions for provisions, reinsurance and other expenses. This figure represents the total premiums that customers have agreed to pay for life insurance