Slide 1: 1Q26 Earnings Release
XP" inc. 1Q26 Earnings Release May 18*, 2026
Slide 2: +15% + 4491 4,529 4,328 4025 4025 1026
+15% + 4491 4,529 4,328 4025 4025 1026
Slide 3: Active clients
Active clients grew 2% YoY and 1% QoQ, totaling 4.8 million in 1Q26.
Slide 4: Total Advisors
Total Advisors connected to XP, including (1) IFAs, (2) XP employees who offer advisory services, (3) Registered Investment Advisors, consultants and wealth managers, among others. As of 1Q26, we had 18.3 thousand Total Advisors, an increase of approximately 1% YoY. Retail Daily Average Trades (in m
Slide 5: Retail DATs and NPS
Retail DATs totaled 2.7 million in 1Q26, up 23% YoY and 21% QoQ. NPS Our NPS, a widely known survey methodology used to measure customer satisfaction, was 61 in 1Q26. The NPS calculation as of a given date reflects the average scores in the prior six months.
Slide 6: 1Q25 4Q25 1Q26
417% 83 1Q25 4Q25 1Q26
Slide 7: Total TPV
In 1Q26, Total TPV was R$13.3 billion , a 10% growth YoY and 9% decrease QoQ, given the year-end seasonality in 4Q25.
Slide 8: Active Cards
Total Active Cards were 1.5 million in 1Q26, representing a 9% growth YoY and 1% up QoQ, being close to 1.0 million Credit Cards and 0.5 million Active Debit Cards. 4. CREDIT Expanded Loan Portfolio (in R$ billion)
Slide 9: Expanded Loan Portfolio
Expanded Loan Portfolio reached R$74 billion as of 1Q26, expanding 16% YoY and 5% lower QoQ.
Slide 10: Gross Written Premiums
Gross written premiums (GWP) refer to the total amount of premium income that XPs has written or sold during a particular reporting period before deductions for provisions, reinsurance and other expenses. This figure represents the total premiums that customers have agreed to pay for life insurance