Hingham Institution For Savings · NASDAQ:HIFS

Hingham Institution For Savings — Shareholder Meeting (2003)

13 slides from Hingham Institution For Savings's shareholder meeting presentation, 2003

  1. Slide 1: Slide 1

  2. Slide 2: Ds = S ot —i om =

    Ds = S ot —i om =

  3. Slide 3: Slide 3

  4. Slide 4: Slide 4

  5. Slide 5: Noncurrent Loans to Loans

    Noncurrent Loans to Loans Savings Banks 0.35% $375-475 Million @ HIFS '02 Source: Depositors’ Insurance Fund 12.31.02 Report on State Chartered Savings Banks

  6. Slide 6: Bank Efficiency Ratio Peer Comparison

    Bank Efficiency Ratio Peer State Aen es. oe. OH.IO% ya A Source: Depositors’ Insurance Fund 12.31.02 Report on State Chartered Savings Banks

  7. Slide 7: Earnings

    Earnings $5,089 $4,227 g = = =

  8. Slide 8: Source: Depositors’ Insurance Fund 12.31.02 Report on State Chartered Savings Banks

    Source: Depositors’ Insurance Fund 12.31.02 Report on State Chartered Savings Banks

  9. Slide 9: Return on Equity 2002

    Return on Equity 2002 14.3% 10.7% 7.7% 6 * Estimated impact of Abington Savings’ restated earnings Source: FDIC

  10. Slide 10: Stockholders' Equity

    Stockholders' Equity $33.5

  11. Slide 11: Dividends Declared Per Share

    Dividends Declared Per Share $0.84 $0.76 $0.68 $0.58 $0.49

  12. Slide 12: Adjusted Pre-Tax Income

    Adjusted Pre-Tax Income* 2) sS —} =) = Ce a 2001 2002 2003 * Excluded items: SBERA pension, gain on sale of securities, interest on taxes

  13. Slide 13: HIFS Monthly Stock Performance

    li) \ i on i HIFS : Monthly (2/31/91 - 3/31/83) Clo 51Sp1 i ts: ie-é98 [2:3] $31. 95 , apt 38

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