Edelweiss Financial Services Limited · NSE:EDELWEISS
Edelweiss Financial Services — Investor Presentation (May 2019)
9 slides from Edelweiss Financial Services's investor presentation, May 14, 2019
Slide 1: Cover letter to National Stock Exchange of India
EW/Sec/2019/128 May 14, 2019 National Stock Exchange of India Limited Exchange Plaza, Bandra Kurla Complex, Bandra (E), Mumbai- 400 051. Dear Sirs, Ref.:- Symbol: EDELWEISS Sub: Investor Presentation Please find enclosed the Investor Presentation on Outlook for the financial year 2019-20. Kindly tak
Slide 2: Outlook FY20-22
Edelweiss Financial Services Limited Outlook FY20-22
Slide 3: Plan for FY20
Plan for FY20 • We expect the first half of FY20 to be muted with normalcy returning by H2 • In preparation for the next phase of growth, we have raised equity in our NBFC, ECL Finance o Our modest debt-equity ratio will give us ample headroom for growth • During FY20 o In H1, Credit business will p
Slide 4: Simplification for Scale
Simplification for Scale • By end FY20 we will simplify our business structures and realign businesses o Transition into 3 self contained Strategic Business Groups (BGs) viz. Credit, Advisory and Insurance o Each BG will have strategic investors to provide the growth capital needed for next 3-4 year
Slide 5: Edelweiss Business Group Structure By End FY20
Edelweiss Business Group Structure By End FY20 Credit Business Advisory Business Insurance Business Retail Credit Wealth Management Life Insurance • Retail Mortgages • Advisory • ULIPs • MSME & Business Loans • Distribution • Par • Agri & Rural Finance • Broking & Asset Services • Non – Par • ESOP &
Slide 6: Business Outlook for FY22
Business Outlook for FY22 Credit • We expect to at least double the Credit book by 2022 on the back of Retail Credit growth • We expect to add 1-2 high RoA businesses in the mix • Aim to have RoA of 2.25% -2.75%, and a DE of no more than 6 • RoE will be in the range of 15% -18% Advisory • Maintainin
Slide 7: Credit: Going Retail on Assets as well as Liabilities
Credit: Going Retail on Assets as well as Liabilities Credit Book Share FY22 • Key growth vectors for Retail Credit will be SME and Retail Mortgage Retail Credit 65%-70% • Corporate Credit book will continue to grow in fund form in the Asset Management business • Distressed Credit will move to the A
Slide 8: Guidance FY22
Guidance FY22 1 Consistently grow our Consolidated PAT by 20% - 25% annually 2 Credit book ratio of Retail Credit to Corporate Credit at 2:1 3 Bring down Ex-Insurance Cost to Income ratio to below 50% 4 Maintain our asset quality with GNPA below 2% 5 Liquidity cushion to be maintained at 10%-12% of
Slide 9: Safe Harbor
Safe Harbor This document may contain certain forward - looking statements, which are tentative, based on current expectations of the management of Edelweiss Financial Services Limited or any of its subsidiaries and associate companies (“Edelweiss”). The results in future may vary from the forward-l
Edelweiss Financial Services — Investor Presentation (May 2019) on 6ix