Pt Super Bank Indonesia Tbk · IDX:SUPA
Pt Super Bank Indonesia Tbk — Q1 2026 Earnings Presentation
16 slides from Pt Super Bank Indonesia Tbk's earnings presentation, 2026
Slide 1: Results Presentation Q1 2026
Results Presentation Q1 2026 2025 PT Super Bank Indonesia Tbk www.superbank.id
Slide 2: Key Investor Resources
Key Investor Resources 2025 Financial Public Expose IPO Statements Materials 2026 Prospectus 2
Slide 3: Company Profile & Investment Thesis
Company Profile & Investment Thesis www.superbank.id
Slide 4: Superbank is Architected to Unlock the Potential of Indonesia's Digital Economy
Superbank is Architected to Unlock the Potential of Indonesia’s Digital Economy Companyʼs Milestone • Reached profitability in Q1 • Rebranded as Superbank • 6 Million Customers Acquisition by • KakaoBank joined as strategic • Raised IDR 2.79 T Equity from Emtek Group Shareholder IPO 1993 2022 2024
Slide 5: Shareholding Structure & Ecosystem
Shareholding Structure & Ecosystem As per 31 March 2026 Public Controlling Shareholders Korea's first and one of the most prominent digital banks 8.7% 1# media and entertainment powerhouse in indonesians Controlling Shareholders 27.6% + Southeast Asiaʼs leading superapp with millions of active users
Slide 6: Management Team Led by Proven Industry Leaders
Management Team Led by Proven Industry Leaders Board Of Commissioners Board Of Directors Senior Management Committee Anton Hermanto Gunawan Amalia Pratantara Tigor M Siahaan Melisa Hendrawati Itjang Wibisono Jenny Tjandra Hermawan T. President Commisioner Chief Compliance Officer Chief Executive Off
Slide 7: Superbank House of Strategy
Superbank House of Strategy Profitability and Growth through 4 sustainable pillars of Loan, Funding, AI/ML Credit Scoring & Efficient Cost Management Profitability & Growth 1 2 3 4 Drive funding, loyalty and Cost-Efficient Operations: AI-Powered Credit Lifecycle, Strategic Loan Portfolio engagement
Slide 8: Business Updates
Business Updates www.superbank.id
Slide 9: Clean and Simple Deposit Product by Design
Clean and Simple Deposit Product by Design Tabungan Utama (Main Savings Account) Saku by Superbank • Superbank’s primary high-yield core Superbank User account - instantly opened at onboarding, fee-free, and serving as the Personalized digital savings product that lets central hub for deposits and c
Slide 10: Providing Access to Financing Through Our Digital Loan
Providing Access to Financing Through Our Digital Loan Frictionless Revolving Data Driven Transparent Flexible Onboarding Limit Credit Scoring Quarterly PAS Disbursement # of Disbursed Customer per quarter In IDR Tn 310% 289% Latest Integration: Embedded Loan Onboarding in Grab and OVO +48% +134% Em
Slide 11: Moving past core savings and lending, our transactional services have shown robust expansion
Moving past core savings and lending, our transactional services have shown robust expansion Our transaction volume has established a strong baseline, with clear indicators for continued growth. Total Digital Customer & Transactions Trend Total Digital Customers (in million) Number of Transaction Ma
Slide 12: Q1 Results & FY26 Guidance
Q1 26 Results & FY26 Guidance www.superbank.id
Slide 13: Key Financials (Balance Sheet Highlights)
Key Financials (Balance Sheet Highlights) Sustained growth in deposits and loans, powered by digital customer expansion Total Assets 71% Total 80% In IDR Tn Liabilities In IDR Tn 104% Total Loan 50% Total In IDR Tn Third Party Funds In IDR Tn
Slide 14: Key Financials (P/L Highlights)
Key Financials (P/L Highlights) Net profit continues its upward trajectory, driven by loan expansion and a disciplined approach to operational efficiency Interest Net 98% 91% Income Interest In IDR Bn Income In IDR Bn Profit 39,887% NPAT Before Tax In IDR Bn 31,051% In IDR Bn
Slide 15: Key Financials (Financial Ratios)
Key Financials Financial Ratios) Driving Margin Expansion: Significant reduction in Cost-to-Income ratio coupled with improving NPL Return on Equity Return on Asset NIM 9.2% CAR 84.1% Loan to Deposit Ratio NPL - Gross CIR
Slide 16: Thank You
Thank You www.superbank.id
PT Super Bank Indonesia — Q1 2026 Earnings Presentation on 6ix