Pt Super Bank Indonesia Tbk · IDX:SUPA
Pt Super Bank Indonesia Tbk — Q2 2026 Earnings Presentation
15 slides from Pt Super Bank Indonesia Tbk's earnings presentation, 2026
Slide 1: Results Presentation Q2 2026
Results Presentation Q2 2026 2025 PT Super Bank Indonesia Tbk www.superbank.id
Slide 2: What We Have Achieved So Far
What We Have Achieved So Far Breakeven Loan Growth Pre Tax ROE 9 61% 5.7% Months YoY after launched June 2026 June 2026 15 months after breakeven
Slide 3: What is Superbank: The Pillars of Our Solid Growth
What is Superbank : The Pillars of Our Solid Growth Integrated Operating in Seasoned Strong Tech with Massive Underpenetrated Bankers Capabilities Ecosystems Country
Slide 4: Management Team Led by Proven Industry Leaders
Management Team Led by Proven Industry Leaders Board Of Commissioners Board Of Directors Senior Management Committee Anton Hermanto Gunawan Amalia Pratantara Tigor M Siahaan Melisa Hendrawati Itjang Wibisono Jenny Tjandra Hermawan T. President Commisioner Chief Compliance Officer Chief Executive Off
Slide 5: Shareholding Structure & Ecosystem
Shareholding Structure & Ecosystem As per 30 June 2026 Public Controlling Shareholders Korea's first and one of the most prominent digital banks 8.7% 1# media and entertainment powerhouse in indonesians Controlling 27.7% Shareholders Since 31 May 2026, Superbank’s Financial Southeast Asiaʼs leading
Slide 6: A Lighter Way to Bank, Built with Essential Banking Solution
A Lighter Way to Bank, Built with Essential Banking Solution Essential Banking Solutions Customer Care, Built In Support Savings, Terms Deposit, Saku, Celengan, SuperCare in-app chat puts real support Kartu Untung, Digital Lending, along with one tap away, 24/7 supporting. payment capabilities: tran
Slide 7: Making Banking Invisible, Effortless and Part of Everyday Life
Making Banking Invisible, Effortless and Part of Everyday Life Superbank is part of user’s everyday life via Grab & OVO native integration. This is a one embedded strategy spanning rides, food, mart, bills, shopping, and loan. Superbank surfaces at the exact moment decision is made. EMBEDDED ACROSS
Slide 8: Providing Access to Financing Through Our Digital Loan
Providing Access to Financing Through Our Digital Loan Embedded PAS Onboarding Impact Embedded PAS Onboarding Jan 26 Mid Mar 26 PAS Incoming # of Application In Million 94 %
Slide 9: Total Digital Customers and Transactions per Day
Moving past core savings and lending, our transactional services have shown robust expansion Our transaction volume has established a strong baseline, with clear indicators for continued growth. Total Digital Customers # of Transactions per Day (Million Customers) (Million Transactions) 16 86 8% %
Slide 10: Partnership in action: KakaoBank collaboration and Kartu Untung
Partnership in action: Fueling significant surge in transactions through our KakaoBank collaboration Superbank x Kakaobank Kartu Untung Gamified Saving-Rewards, where each day the user can get a reward of up to IDR 1 million, only by deposit IDR50k one time. >1 Million User Leading to 20-30% More Tr
Slide 11: Driven by User Feedback, New Saku Evolve to a Custom Goal Saving
Driven by User Feedback, New Saku Evolve to a Custom Goal Saving We hear the feedback from the users, where they have been using our Saku for selected use cases, helping them reach their saving dream and expense management along with the continuous improvement of unconscious saving concept, Saku pro
Slide 12: Key Financials (Balance Sheet Highlights)
Key Financials (Balance Sheet Highlights) Sustained growth in deposits and loans, powered by digital customer expansion Total Assets 82% Total 96% In IDR Tn Liabilities In IDR Tn 89% Total Loan 61% Total In IDR Tn Third Party Funds In IDR Tn
Slide 13: Key Financials (P/L Highlights)
Key Financials (P/L Highlights) Net profit continues its upward trajectory, driven by loan expansion and a disciplined approach to operational efficiency Interest 44% Net Income Interest 26% In IDR Bn Income In IDR Bn 343% 415% Profit NPAT Before Tax In IDR Bn In IDR Bn
Slide 14: Key Financials (Financial Ratios)
Key Financials Financial Ratios) Driving Margin Expansion: Significant reduction in Cost-to-Income ratio coupled with improving NPL Pre Tax Pre Tax NIM Return on Equity Return on Asset 8.7% CAR 74.5% Loan to Deposit Ratio NPL - Gross CIR
Slide 15: Thank You
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PT Super Bank Indonesia — Q2 2026 Earnings Presentation on 6ix