Bank Of Queensland Limited · ASX:BOQ

Bank Of Queensland — FY2005 Earnings Presentation

43 slides from Bank Of Queensland's earnings presentation, Oct 13, 2005

  1. Slide 1: Bank of Queensland Full Year Results

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  2. Slide 2: Agenda

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  3. Slide 3: Highlights

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  4. Slide 4: Profitability

  5. Slide 5: Summary of Results

  6. Slide 6: Net interest income

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  7. Slide 7: Liability Mix

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  8. Slide 8: Operating Expenses

  9. Slide 9: Cost to income ratio

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  10. Slide 10: EPS growth of 14%

    EPS growth of 14% (excl significant items) 7 ii i : VO A iit Wie : oo ig 2 ae 0) uy

  11. Slide 11: AIFRS

  12. Slide 12: Growth

  13. Slide 13: Commercial

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  14. Slide 14: Direct portfolio and Origin

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  15. Slide 15: Lending growth

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  16. Slide 16: Housing and Commercial

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  17. Slide 17: Housing and Commercial

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  18. Slide 18: Deposit growth

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  19. Slide 19: Balanced Funding Mix

  20. Slide 20: Quality

  21. Slide 21: Credit Quality

  22. Slide 22: Asset quality

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  23. Slide 23: Growing Shareholder Value

  24. Slide 24: Return on Assets

    2001 i ) 2002 nfitantlides | Weight tens : . Return on Assets ae Ai

  25. Slide 25: Capital Adequacy Ratio

    | Adequacy Ratio as) 11.9% Vi 11.6%

  26. Slide 26: Capital

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  27. Slide 27: Our Strategic Focus

  28. Slide 28: Interstate Expansion

  29. Slide 29: Our Interstate Branch Expansion

  30. Slide 30: July/August '04

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  31. Slide 31: Owner-managed branch model

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  32. Slide 32: Corporate branch converted to OMB

    D jorate branch w was converted to an OMB. in May TO yy 12 months i pre- cy 7 conversion

  33. Slide 33: Equipment Finance

    Equipment Finance 1 ATMs 153 |

  34. Slide 34: Enhancing our Distribution Capability

  35. Slide 35: Business Banking

  36. Slide 36: Branded ATMs

    00 Branded ATMs NSW/ACT

  37. Slide 37: Improving Efficiency

  38. Slide 38: Our key objectives

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  39. Slide 39: Outlook

  40. Slide 40: Outlook

  41. Slide 41: Financial Goals

  42. Slide 42: Unique, different, shareholder value

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  43. Slide 43: Bank of Queensland

    Bank of Queensland |

Bank of Queensland — FY2005 Earnings Presentation on 6ix