Bank Of Queensland Limited · ASX:BOQ
Bank Of Queensland — Shareholder Meeting (December 2025)
16 slides from Bank Of Queensland's shareholder meeting presentation, Dec 2, 2025
Slide 1: 2025 Annual General Meeting
02 DECEMBER 2025 For personal use only 2025 ANNUAL GENERAL MEETING Bank of Queensland Limited
Slide 2: Important information and disclaimer
2025 ANNUAL GENERAL MEETING Important information and disclaimer This is a presentation of general background information about Bank of Queensland ABN 32 009 656 740 and its consolidated entities (BOQ’s) activities at the date of this document. It is in summary form, For personal use only does not p
Slide 3: Acknowledgement of Traditional Custodians
BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. We pay our respects to Elders past and present. This artwork was commissioned through Merinda Walters, a proud Kamilaroi woman. Titled Burrul gi-gi magula (Growing T
Slide 4: For personal use only
For personal use only 2025 ANNUAL GENERAL MEETING
Slide 5: Meeting Procedures
For personal use only MEETING PROCEDURES
Slide 6: Bank of Queensland Limited
02 DECEMBER 2025 For personal use only 2025 ANNUAL GENERAL MEETING Bank of Queensland Limited
Slide 7: Chair's Address
For personal use only CHAIR’S ADDRESS Andrew Fraser
Slide 8: Chair's address
2025 ANNUAL GENERAL MEETING Chair’s address › Queensland heritage – strong history in serving our customers and communities, continued resilience and adapting to a simpler, For personal use only specialist bank › Customer focus – digitisation strategy meeting evolving customer needs › Remedial actio
Slide 9: Managing Director & CEO's Address
For personal use only MANAGING DIRECTOR & CEO’S ADDRESS Patrick Allaway
Slide 10: Managing Director & CEO's address
2025 ANNUAL GENERAL MEETING Managing Director & CEO’s address For personal use only › Transformation is well progressed – strong progress in 2025: › uplifted financial and operational resilience › simplified operations and distribution channels › build of digital bank largely complete, with 44% of r
Slide 11: Living our purpose and values
2025 ANNUAL GENERAL MEETING Living our purpose and values Supporting our customers, communities and people with a vision to be the bank customers choose For personal use only - Providing an important alternative to major banks, deep history and strength in Queensland, specialist sector capabilities
Slide 12: Retail bank transformation
2025 ANNUAL GENERAL MEETING Retail bank transformation Improving digital experience, delivering greater customer and financial outcomes For personal use only Deposits Lending App store ratings 66% <90sec 1 day Of active digital deposit customers To conditional To unconditional aged between 25 – 54 a
Slide 13: Business banking growth
2025 ANNUAL GENERAL MEETING Business banking growth Growth through focused execution on targeted higher returning specialist segments For personal use only › Commercial lending growth of $1.6bn, 14% year-on-year growth › Specialist sector strength: healthcare, agriculture, SME › Branch conversion en
Slide 14: Shifting how we operate
2025 ANNUAL GENERAL MEETING Shifting how we operate Focussing on the acceleration of digitisation and generating capital light revenue, supported by partnerships For personal use only › Technology partnerships – new strategic partnership designed to accelerate automation of processes, adoption of AI
Slide 15: FY25 overview
2025 ANNUAL GENERAL MEETING FY25 overview Year-on-year improvement across key financial metrics For personal use only Key financial results ($m) (1) Based on net profit applied to average shareholders’ equity, less goodwill and identifiable intangible assets (2) The dividend was fully franked, and t
Slide 16: Looking ahead
2025 ANNUAL GENERAL MEETING Looking ahead › Considerable progress made in transformation to a simpler, specialist bank with improved customer experience and returns For personal use only › Increasing global risks and persistent industry headwinds requiring a measured approach to the year ahead › Con
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