S Chand And Company Limited · NSE:SCHAND

S Chand And — Q3 FY2026 Earnings Presentation

28 slides from S Chand And's earnings presentation, Feb 12, 2026

  1. Slide 1: Stock exchange filing letter for investor presentation

    -!­ =F S Chand And Company Limited Registered Office: A-27, 2nd Floor, Mohan Co-Operative Industrial Estate, New Delhi - 110044, India. S.CHAND P:+91 11 4973 1800 I F:+91 11 4973 1801 I E: info@schandgroup.com I www.schandgroup.com GROUP Date: February 12, 2026 To To Listing Department Listing Depar

  2. Slide 2: Q3 FY2025-26: Embarking on our 1st International Acquisition

    S. Chand and Company Limited Q3 – FY2025-26 – Embarking on our 1st International Investor Update 12th Feb 2026 Acquisition

  3. Slide 3: Summary

    SUMMARY 1. Key Highlights – Q3FY26 2. CPD Singapore Acquisition 3. Consolidated Financial Performance 4. Status of Digital Business & Investments 2

  4. Slide 4: Key Highlights – Q3FY26

    ——— i = | S.CHAND GROUP Key Highlights — Q3FY26 ks www.schandgroup.com _f

  5. Slide 5: S Chand Group - Introduction

    S CHAND GROUP - INTRODUCTION ✓India’s largest Education content company having pan India presence. 86+ 4,000+ 45,000+ ✓Country wide sales and distribution network driving deep market ◼ Years of operating ◼ Channel Partners ◼ Number of reach. history Schools covered ✓State-of-art printing and binding

  6. Slide 6: Management Commentary: Mr. Himanshu Gupta, Managing Director

    MANAGEMENT COMMENTARY Performance Highlights, Mr. Himanshu Gupta, Managing Director: “I am happy to share that we have completed our 1st International acquisition in January 2026 when we acquired CPD Singapore which gives us Curriculum capabilities for the India and Asia markets. CPD Singapore is a

  7. Slide 7: Management Commentary: Mr. Saurabh Mittal, Group CFO

    MANAGEMENT COMMENTARY Performance Highlights, Mr. Saurabh Mittal, Group CFO: “We ended the quarter with consolidated revenues of Rs990million and a PAT Loss of Rs287 million. During 9MFY26, we saw a moderation in the reported Gross margins % vs. 9MFY25 due to a change in the sourcing of content lice

  8. Slide 8: Lowest Historical Working Capital Metrics Ever

    LOWEST HISTORICAL WORKING CAPITAL METRICS EVER • Lowest Q3 Inventory days in the company’s • Lowest Q3 Net Working Capital Days in the history. company’s history. 7

  9. Slide 9: Lowest Historical Working Capital Metrics Ever

    LOWEST HISTORICAL WORKING CAPITAL METRICS EVER 77% reduction in Q3 Net Debt since Dec, 21 • We would achieve our target of remaining • Total Inventory has come down by Rs270m in the net debt free for 3 quarters in a year. past 3 years. • Raw material Inventory stood at Rs467m (vs. Rs544m in Q3FY25).

  10. Slide 10: Key Marketing & Promotional Activities for FY26

    KEY MARKETING & PROMOTIONAL ACTIVITIES FOR FY26 Saraswati Maths Shikshak Summit – S Samman - Chand SE NSH Knowledge Bhasha Mela - Quest – S NSH Chand SE Teachers Hindi Diwas – Conclave - S Madhuban Chand SE Teachers EduVisit 2025 Conclave - – Singapore Chaaya Channel Key Partner Marketing & Printing

  11. Slide 11: Key Marketing & Promotional Activities for FY26

    KEY MARKETING & PROMOTIONAL ACTIVITIES FOR FY26 Channel Partners Product Briefing - Vietnam Singapore Study Tour for leading School Owners and Principals 10

  12. Slide 12: Key Marketing & Promotional Activities for FY26

    KEY MARKETING & PROMOTIONAL ACTIVITIES FOR FY26 “Hindi Diwas” – Leading Event of Vikas Publishing House for Printing Press Visits for NCR based Schools Hindi teachers across the country World Book Fair Participation Mathematics Summit - 2025 11

  13. Slide 13: Looking Ahead – FY26

    LOOKING AHEAD – FY26 Continue with Focus on CUET Content Licensing Examination (AI Datasets) deals through for content TestCoach monetization Upgrade EBITDA Focus on working margin band to capital metrics and 18%-20% for FY26 cash flows to (vs. 17%-19% last continue. year) Evaluate Inorganic FY26 Op

  14. Slide 14: S Chand Group's 1st International Acquisition – CPD Singapore

    S Chand Group’s 1st International 2. Acquisition – CPD Singapore 13

  15. Slide 15: Investment Rationale

    INVESTMENT RATIONALE • This acquisition will fill a gap in our International Curriculum offerings for the K-12 segment (For India / Middle East / SAARC and South Asia). Fills the gap in S Chand’s • The Group has no major Presence outside India except Middle East (CBSE Schools) K-12 Offerings • The I

  16. Slide 16: Top Titles of CPD

    TOP TITLES OF CPD • Some of the Top Titles are as follows-: 15

  17. Slide 17: Consolidated Financial Performance

    Consolidated Financial 3. Performance 16

  18. Slide 18: Seasonal Nature of Our Business

    SEASONAL NATURE OF OUR BUSINESS 15%-20% of annual revenues; 5%-10% of annual revenues; 5%-10% of annual revenues; 70% to 80% of annual Reduction in WC Reduction in WC Peak Inventory revenues; Peak Receivables Q1 April - June Q2 July - September Q3 October - December Q4 January - March o Finalisation

  19. Slide 19: Consolidated Financial Performance: Q3FY26 Highlights

    CONSOLIDATED FINANCIAL PERFORMANCE Q3FY26 Highlights Maintains Q3 Sales on back of last year’s strong performance PAT Losses driven by higher operating expenses due to wage hikes, hiring and certain sales/mkting expenses on back of NCF 18

  20. Slide 20: Consolidated Financial Performance: 9MFY26 Highlights

    CONSOLIDATED FINANCIAL PERFORMANCE 9MFY26 Highlights Change in the sourcing of the Digital content revenues and Increased expenses lead to dip in GMs, EBITDA and profitability vs. last year. We are confident of a strong sales season on back of new syllabus books in January, 26 - March,26. 19

  21. Slide 21: Consolidated Financial Performance

    CONSOLIDATED FINANCIAL PERFORMANCE 20

  22. Slide 22: Consolidated Financial Performance

    CONSOLIDATED FINANCIAL PERFORMANCE 21

  23. Slide 23: Sustains Improvement in Working Capital Metrics

    SUSTAINS IMPROVEMENT IN WORKING CAPITAL METRICS • Working Capital Metrics • Trade Receivables stood at Rs1,750m during the quarter vs. Rs1,503m during Q3FY25. • In terms of receivable days, it stood at 88 days (vs. 80 days in Q3FY25). • Inventory reduced to Rs2,059m (vs Q3FY25: Rs2,157m). Our invent

  24. Slide 24: Shareholding Structure

    SHAREHOLDING STRUCTURE As of 10th February Key Institutional Investors - As Market Data % Holding Other Institutional Investors holding less 2026 of Feb 2026 than 1% - As of Feb 2026 Miri Strategic Emerging Markets Market Capitalization (Rs Mn) 5,820 2.7% Fund Acadian Emerging Markets Price (Rs) 165

  25. Slide 25: Concall Details

    CONCALL DETAILS —— —~— S.CHAND GROUP S.CHAND GROUP We cordially invite you to the 3QFY26 Earnings Call with S CHAND AND COMPANY Bloomberg Code: SCHAND IN | Reuters Code: SCHA.BO Dial-In Numbers: Universal Access Number: +91-22-6280 1231 / +91-22-7115 8132 Express Join with DiamondPass™ No Wait Time

  26. Slide 26: Digital Business & Investments

    4. Digital Business & Investments 25

  27. Slide 27: Investee Companies – Hidden Value in Our Balance Sheet

    INVESTEE COMPANIES – HIDDEN VALUE IN OUR BALANCE SHEET • Smartivity (https://www.smartivity.in/) was founded in 2015 with focus on S.T.E.M. Learning and DIY Kits. • We have Angel funded approx. Rs20m in the company across various funding rounds. • They had a secondary market transaction recently whi

  28. Slide 28: Disclaimer

    Disclaimer This presentation and the following discussion may contain “forward looking statements” by S. Chand & Company Limited (“S. Chand” or the Company) that are not historical in nature. These forward looking statements, which may include statements relating to future results of operations, fin

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