National Bank Of Canada · TSX:NA
National Bank Of Canada — Q1 2006 Earnings Presentation
28 slides from National Bank Of Canada's earnings presentation, March 2006
Slide 1: Financial Results
FINANCIAL RESULTS
Slide 2: Net Income
Net Income Millions of dollars +18% =e BANK
Slide 3: Earnings per Share
Earnings per Share In dollars + 21% =e BANK
Slide 4: Return on Shareholders' Equity
Return on Shareholders’ Equity As a% S—_ BANK
Slide 5: Personal and Commercial
Personal and Commercial Net Income Millions of dollars + 16% =e BANK
Slide 6: Personal and Commercial
Personal and Commercial Revenue Growth Millions of dollars + 4% 1965 2051 Net interest income GNP Other income =e BANK
Slide 7: Wealth Management
Wealth Management Net Income Millions of dollars +15% =e BANK
Slide 8: Financial Markets
Financial Markets Net Income Millions of dollars + 2% =e BANK
Slide 9: Revenues
Revenues On a taxable equivalent basis Millions of dollars + 5% =e BANK
Slide 10: Operating Expenses
Operating Expenses Millions of dollars + 5% S—_ BANK
Slide 11: Provision for Credit Losses
Provision for Credit Losses Millions of dollars =e BANK
Slide 12: Impaired Loans as at October
Impaired Loans as at October 31 Millions of dollars GD Gross impaired loans Net impaired loans = Me BANK
Slide 13: Capital Ratios as at October
Capital Ratios as at October 31 As a % of risk-weighted assets GD Tier 1 capital ratio Total capital ratio * Taking into account the issuance of $500 million of subordinated debentures on November 2, 2005 S—_ BANK
Slide 14: Dividends per Share
Dividends per Share In dollars + 21% =e BANK
Slide 15: Total One-Year Return
Total One-Year Return As at October 31, 2005 As a % National Bank >») S&P/TSX Banks and Trusts =e BANK
Slide 16: 2005 Objectives and Results
2005 Objectives and Results Growth in earnings per share 21% Return on common 20.7% shareholders’ equity ° Tier 1 capital ratio 9.6% Dividend payout ratio 35% Me BANK
Slide 17: Financial Results - First Quarter
FINANCIAL RESULTS FIRST QUARTER
Slide 18: Net Income
Net Income Millions of dollars Q1 06 =e BANK GD Excluding the gain on disposal of investments in South America
Slide 19: Earnings per Share
Earnings per Share In dollars Q1 06 =e BANK GD Excluding the gain on disposal of investments in South America
Slide 20: Return on Shareholders' Equity
Return on Shareholders’ Equity Asa % Q1 06 S—_ BANK GQ Excluding the gain on disposal of investments in South America
Slide 21: Personal and Commercial
Personal and Commercial Net Income Millions of dollars + 2% =e BANK Q1 06
Slide 22: Wealth Management
Wealth Management Net Income Millions of dollars + 46% =e BANK Q1 06
Slide 23: Financial Markets
Financial Markets Net Income Millions of dollars + 8% =e BANK Q1 06
Slide 24: Gross and Net Impaired Loans
Gross and Net Impaired Loans Millions of dollars October 31, 2005 January 31, 2006 GD Gross impaired loans Net impaired loans =e BANK
Slide 25: Capital Ratios
Capital Ratios As a % of risk-weighted assets October 31, 2005 January 31, 2006 GD Tier 1 capital ratio Total capital ratio * Taking into account the issuance of $500 million of subordinated debentures on November 2, 2005 S—_ BANK
Slide 26: Quarterly Dividend
Quarterly Dividend Cents per share +14% February 24, 2005 March2,2006 \—_—_— =e BANK
Slide 27: 2006 Objectives
2006 Objectives Growth in earnings per share excluding the gain on disposal 3% of investments in South America Return on common ; shareholders’ equity 19.9% Tier 1 capital ratio 9.5% Dividend payout ratio 37% Me BANK
Slide 28: Financial Results - First Quarter
FINANCIAL RESULTS FIRST QUARTER
National Bank of Canada — Q1 2006 Earnings Presentation on 6ix