UBS (Irl) ETF plc - UBS MSCI EMU Universal UCITS ETF Accum-HCHF- CHF · SIX:EUESGC
UBS (Irl) ETF plc - UBS MSCI EMU Universal UCITS ETF Accum-HCHF- CHF — UBS Group — ESG Presentation (March 2025)
39 slides from UBS (Irl) ETF plc - UBS MSCI EMU Universal UCITS ETF Accum-HCHF- CHF's sustainability presentation, March 2025
Slide 1: Sustainability at UBS
Sustainability at UBS This document should be read in conjunction with the UBS Group AG Sustainability Report 2024 and Annual Report 2024 ubs.com/annualreporting March 2025
Slide 2: Important information
Important information Forward-looking statements: This presentation contains statements that constitute “Forward looking statements,” including but not limited to management’s outlook for UBS’s financial performance, statements relating to the anticipated effect of transactions and strategic initiat
Slide 3: Our ambition is to be a leader in sustainability
Our ambition is to be a leader in sustainability Our sustainability & impact approach 2024 key achievements ✓ The integration of CS governance bodies and policies is near Decarbonization completion. Aiming to integrate remainder in 2025 Protect Risk standards ✓ Applied UBS sustainable investing poli
Slide 4: Our sustainability and impact strategy
Our sustainability and impact strategy Protect Grow Attract Manage our business in alignment with our Embed an innovative sustainability and impact Be the bank of choice for clients and employees sustainable, long-term strategy and evolving offering across all our business divisions standards Select
Slide 5: Update on Credit Suisse integration
Update on Credit Suisse integration 2024 selected achievements, building on strong progress in 2023 2025 outlook − Aim to fully integrate remaining CS sustainability ✓ Near-completed integration of CS sustainability activities by decommissioning further CS governance Governance bodies and policies r
Slide 6: Continued to foster a strong culture
Continued to foster a strong culture Strong culture 2024 key highlights Employee turnover has reduced YoY 18.6% Collaborate as one UBS to deliver integrated 84% 83% coverage for clients proud to work would recommend 12.4% 12.8% for UBS1 UBS as an employer1 Continuing to innovate and invest for the f
Slide 7: Our sustainability governance
Our sustainability governance Board of Directors − The Board of Directors of the UBS Group (the BoD) has ultimate responsibility for the success of the Group and for delivering sustainable shareholder value within a Corporate framework of prudent and effective controls. Five Governance Audit Compens
Slide 8: Protect – our aspirations, goals or targets and progress in 2024
Protect Grow Attract Protect – our aspirations, goals or targets and progress in 2024 Ambitions Topics Our aspirations, goals or targets Our progress in 2024 Lending sector decarbonization targets have been established to address Calculated progress against pathways for lending sector decarbonizatio
Slide 9: Our approach to climate
Protect Grow Attract Our approach to climate Our ambition We will support our clients in the transition to a low-carbon world and embed considerations of climate change risks and opportunities into our firm for the benefit of our stakeholders, now and in the future Supporting our clients’ Reducing o
Slide 10: Our climate roadmap
Protect Grow Attract Our climate roadmap 2006 Launched our first climate strategy, focused on our own emissions 2012 Expanded our climate strategy, to also include risk management, investments, financing and research 2017 Started applying TCFD recommendations to our climate disclosures 2020/21 Comme
Slide 11: Progress on our own direct environmental footprint
Protect Grow Attract Progress on our own direct environmental footprint Decarbonization pathway Environmental performance and targets Scope 1 and net scope 2 greenhouse gas emissions, t CO2e 62 Energy reduction Paper from sustainable sources (90%) (57%) 46 30 Neutralizing any Waste reduction Water r
Slide 12: Our lending sector decarbonization targets
Protect Grow Attract Our lending sector decarbonization targets Overview of lending sector decarbonization targets and progress Swiss residential real estate1 Swiss commercial real estate1 Fossil fuels3 − Our approach to target-setting is based on kg CO2e/m2 ERA2 kg CO2e/m2 ERA2 million metric t CO2
Slide 13: Measuring facilitated emissions from our capital markets business
Protect Grow Attract Measuring facilitated emissions from our capital markets business Selected carbon-intensive sectors as % of Overview total facilitated notional 5.7% − We review and assess Global Banking transactions and employ a robust business selection process for 5.3% mandates that are accep
Slide 14: Company Transition Assessment Scorecard (CTAS)
Protect Grow Attract Company Transition Assessment Scorecard (CTAS) Overview1 Module Factor Unaware Aware Strategic 1 – Strategic 2 Strategic 3 Aligned to Achieving Climate Committed – Aligning – Aligned net zero net zero solution − In 2024, we introduced CTAS to evaluate companies' to aligning towa
Slide 15: Grow – our aspirations, goals or targets and progress in 2024
Protect Grow Attract Grow – our aspirations, goals or targets and progress in 2024 Ambitions Topics Our aspirations, goals or targets Our progress in 2024 Increased sustainable investing invested assets to USD 296bn (2023: USD 282bn).1 Facilitated 96 green, social, sustainability or sustainability-l
Slide 16: Sustainable investing invested assets increased by 5% to 296bn
Protect Grow Attract Sustainable investing invested assets increased by 5% to 296bn Invested assets1,2, 3, 4, 5, 6 USD bn − Sustainable investing invested assets 6,087 grew 5% YoY, benefitting from market Sustainability focus performance, Credit Suisse integration- Impact investing 5,714 related imp
Slide 17: Supporting opportunities across sustainable investing and finance
Protect Grow Attract Supporting opportunities across sustainable investing and finance Our investing approaches Traditional investing Sustainable investing Sustainability focus Impact investing – Targets market-rate investment returns – Targets market-rate investment returns – Targets market-rate in
Slide 18: Driving social impact and philanthropy
Protect Grow Attract Driving social impact and philanthropy 2024 key highlights Supporting the transition to an economy that UBS Optimus Foundation considers the well-being of people and planet focus areas 366m donations raised by UBS Optimus Foundation including matching contributions from UBS − Th
Slide 19: Attract – our aspirations, goals or targets and progress in 2024
Protect Grow Attract Attract – our aspirations, goals or targets and progress in 2024 Ambitions Topics Our aspirations, goals or targets Our progress in 2024 Achieved top quartile position vs direct peers as defined in UBS compensation report in: Bank of – MSCI: AA rating, “Leader” in industry group
Slide 20: ESG ratings overview
Protect Grow Attract ESG ratings overview Global Corporate Sustainability CDP score of A- and included in “Leader” in industry group2 Assessment (CSA) score of 721 Leadership band2 Index member of DJSI World and DJSI Europe Ranked 5th of over 650 companies assessed in the same industry group2 Refer
Slide 21: Workforce inclusion
Protect Grow Attract Workforce inclusion We are committed to being a diverse and inclusive workplace based on meritocracy, and aim to build a culture of belonging where all employees are recognized and valued, and where everyone can be successful and thrive Transparency Hire Develop Belong − Transpa
Slide 22: Appendix
Appendix 21
Slide 23: Sustainability and climate risk policy framework (coal, oil & gas and shipping)
Sustainability and climate risk policy framework (coal, oil & gas and shipping) We do not provide project-level finance for new CFPP globally and only support financing transactions of existing coal-fired operators (>20% coal Coal-fired power reliance) if they have a transition strategy that aligns
Slide 24: Our standards – overview (sustainability and climate risk policy framework)
Our standards – overview (sustainability and climate risk policy framework) Controversial activities Areas of concern Where we will not do business Where we will only do business under stringent criteria − UNESCO world heritage sites Soft commodities: Extractives: − Wetlands on the Ramsar list − Pal
Slide 25: Overview of 2030 lending sector decarbonization targets and progress
Overview of 2030 lending sector decarbonization targets and progress For the year ended 31.12.23 Gross lending exposure Targets Progress8 Covered Full value with GHG 2021– chain (USD targets emissions Target 2030 2021 2023 Sectors bn)1 (USD bn)1 Target scope scope Scenario value target Unit baseline
Slide 26: Climate-related lending metrics – shipping / Poseidon Principles disclosure
Climate-related lending metrics – shipping / Poseidon Principles disclosure Shipping – Portfolio Climate Alignment Score (UBS AG – Credit Suisse AG portfolio)1,2 Poseidon Principles disclosure (UBS AG – Credit Suisse AG 31.12.2023 31.12.2022 portfolio) Shipping (delta alignment to 9.1% 11.5% “IMO 20
Slide 27: Climate-driven transition risk heatmap
Climate-driven transition risk heatmap Climate-driven transition risk profile chart for UBS Group AG1,2, 3, 4, 5,6 USD bn Refer to slides 33 to 37 for footnotes 26
Slide 28: Climate-driven physical risk heatmap
Climate-driven physical risk heatmap Climate-driven physical risk profile chart for UBS Group AG1,2, 3, 4, 5, 6, 7 USD bn Refer to slides 33 to 37 for footnotes 27
Slide 29: Climate-related metrics
Climate-related metrics Risk management – Climate-related metrics % change For the year ended from 31.12.24 31.12.23 31.12.23 Climate-related metrics (USD bn)1, 2, 3, 4 Carbon-related assets: UBS Group AG consolidated1, 2, 3, 4, 5, 6 76.5 93.9 (18.5) Carbon-related assets proportion of total gross l
Slide 30: Green funding update
Green funding update Eligible assets and Green Funding outstanding USD m, 31.12.24 UBS’s Green Funding Framework key features Eligible asset criteria: 10,423 − Mortgage loans financing Minergie-certified real estate in Switzerland − Any equivalent real estate certification system as determined by UB
Slide 31: Our approach to tax matters
Our approach to tax matters UBS Code of Conduct and Ethics Five key Principles ˮ We pay and report all taxes due. We report information 1. UBS will fully comply with tax laws in a principled manner; relating to our own tax position and that of our clients and employees as required. We will not help
Slide 32: Key terms and definitions (1/2)
Key terms and definitions (1/2) Sustainability Commonly defined as “meeting the needs of the present without compromising the ability of future generations to meet their own needs“ (United Nations (UN) Brundtland Commission, 1987). In this way, we sometimes refer to sustainability to imply a broader
Slide 33: Key terms and definitions (2/2)
Key terms and definitions (2/2) Low-carbon economy Refers to a type of decarbonized economy that is based on low energy consumption and low levels of greenhouse gas (GHG) emissions: Scope 1: accounts for GHG emissions by UBS. Scope 2: accounts for indirect GHG emissions associated with the generatio
Slide 34: Footnotes (1/5)
Footnotes (1/5) Slide 2: Our ambition is to be a leader in sustainability Slide 9: Our climate roadmap 1. Reflects our enlarged corporate real estate portfolio following the acquisition of the Credit Suisse Group and considers 1. While we continue to take steps to align our in-scope business activit
Slide 35: Footnotes (2/5)
Footnotes (2/5) Slide 12: Measuring facilitated emissions from our capital markets business Slide 15: Sustainable investing invested assets increased by 5% to 296bn 1. Selected carbon-intensive sectors are the following: fossil fuels (coal, oil and gas), power generation, iron and steel, 1. The char
Slide 36: Footnotes (3/5)
Footnotes (3/5) Slide 16: Supporting opportunities across sustainable investing and finance Slide 24: Overview of 2030 lending sector decarbonization targets and progress 1. Figures do not include invested assets classified under the Credit Suisse SIF but include invested assets of Credit Suisse 1.
Slide 37: Footnotes (4/5)
Footnotes (4/5) Slide 26: Climate-driven transition risk heatmap Slide 27: Climate-driven physical risk heatmap 1. Gross lending exposure consists of total on-balance sheet loans and advances to customers and off-balance sheet 1. Gross lending exposure consists of total on-balance sheet loans and ad
Slide 38: Footnotes (5/5)
Footnotes (5/5) Slide 28: Climate-related metrics Slide 29: Green funding update 1. Methodologies for assessing climate-related risks are emerging and may change over time. As the methodologies, tools 1. UBS Sustainable Savings Account. For further information, see the factsheet for the Sustainable
Slide 39: Cautionary statement regarding Forward looking statements
Cautionary statement regarding Forward looking statements Cautionary Statement Regarding Forward looking Statements | This presentation contains statements that constitute “forward-looking statements”, including but not limited to management’s outlook for UBS’s financial performance, statements rela