Meliuz Sa · BMFBOVESPA:CASH3

Meliuz Sa — Q3 2024 Earnings Presentation

9 slides from Meliuz Sa's earnings presentation, Nov 8, 2024

  1. Slide 1: 3Q23 Results Presentation

    3Q23 Results Presentation November 8, 2024

  2. Slide 2: New organizational structure

    New organizational structure we are starting a new phase in our journey of growth and innovation Board of Directors Executive Directors Israel Salmen Israel Salmen Chairman of the Board of Directors Board of Directors Institutional President of the and Institutional Chairman of the CASH Group3 CASH3

  3. Slide 3: We showed strong growth at Shopping Brazil

    We showed strong growth at Shopping Brazil GMV New buyers Take rate and net take rate Net revenue Shopping Brazil Shopping Brazil Shopping Brazil Shopping Brazil (R$ million) (%) (%) (R$ million) Méliuz | 3Q23 Results Presentation 3

  4. Slide 4: We continue to increase the engagement of financial products in partnership with banco BV

    We continue to increase the engagement of financial products in partnership with banco BV Open digital accounts Credit cards issued Financial services net revenue (Accumulated - # million) (Accumulated - # thousand) (R$ million) Méliuz | 3Q23 Results Presentation 4

  5. Slide 5: Moving forward with our financial services roadmap

    We are moving forward with our financial services roadmap, with the scale-up of investment products in partnership with BV Oct/24: Investment in CDB securities Méliuz | 3Q23 Results Presentation Greater engagement and increased account balance New account profitability tools Cross-sell with other prod

  6. Slide 6: The increase in 3Q24 came with the EBITDA margin growth

    The increase in 3Q24 came with the EBITDA margin growth, consolidating the evolution of recent years Parent company adjusted EBITDA¹ Net revenue and adjusted (R$ million) EBITDA margin Parent company (%) 18,8% Margem EBITDA ajustada no 3T24 Méliuz | 3Q23 Results Presentation 6 ¹ Excludes extraordina

  7. Slide 7: The results were supported by the expenses control

    The results were supported by the expenses control, guaranteeing a sustainable growth Consolidated operating expenses LTM LTM adjusted consolidated EBITDA¹ Excluding extraordinary items (R$ million) (R$ million) Méliuz | 3Q23 Results Presentation 7 ¹ LTM adjusted EBITDA = EBITDA considering the last

  8. Slide 8: Black Friday Festival

    Black Friday Festival The number 1 in cashback Méliuz + Promobit together Greater commercial and product synergies, generating gains for partners and users Product innovations Méliuz | 3Q23 Results Presentation Dozens of improvements for user acquisition, engagement and retention during Black Friday

  9. Slide 9: ri.meliuz.com.br

    ri.meliuz.com.br ri@meliuz.com.br

Méliuz — Q3 2024 Earnings Presentation on 6ix