Pt Bank Smbc Indonesia Tbk · IDX:BTPN
Pt Bank Smbc Indonesia Tbk — PT Bank BTPN — Q1 2020 Earnings Presentation
23 slides from Pt Bank Smbc Indonesia Tbk's earnings presentation, 2020
Slide 1: 1Q 2020 Results Update
bank 1Q 2020 Results Update waver A MEMBER OF SMBC Group
Slide 2: Contents
Contents Contents BTPN at Glance Update on BTPN Business 1Q 2020 Financial Performance
Slide 3: Bank BTPN Profile (Consolidated) as of March 2020
Bank BTPN Profile (Consolidated) as of March 2020 2,003 outlets 34 Provinces & 283 Cities The Merger of PT Bank Tabungan Pensiunan Nasional with PT Bank Sumitomo Mitsui Indonesia was completed on February 1, 2019, with the use of a new name of PT Bank BTPN Tbk. No. of Total Assets Rp 199.7 trillion
Slide 4: Shareholders and Management
Shareholders and Management *) Mari Elka Pangestu has submitted her resignation through official letter dated 30 January 2020, with the effective date as of 1 March 2020. Her resignation as well as the release and discharge of her responsibility (acquit et de charge) as the President Commissioner (I
Slide 5: Management
Management *) Mari Elka Pangestu has submitted her resignation through official letter dated 30 January 2020, with the effective date as of 1 March 2020. Her resignation as well as the release and discharge of her responsibility (acquit et de charge) as the President Commissioner (Independent) has b
Slide 6: Vision Mission
Universal Bank That Serves The Full Spectrum Of Indonesian Customer Segments Target Market Vision Enhance, synergize and expand the bank's business to “To become the first choice bank in provide complete banking services and use digital banking Indonesia, which give significant capabilities and glob
Slide 7: Bank BTPN's Values
Bank BTPN’s Values Customer-centric Proactive & Agile Achieving The Best Synergy Focus on Innovative Embrace Maintain and provide Collaborate as stakeholder Step up and change and the best service one team interests continue to move fast quality innovate 6
Slide 8: Strategic Priorities: post merger
Strategic Priorities: post merger BTPN has completed the legal merger on 1 Feb 2019. Since then the bank put focus to integrate culture, consolidation and stabilization, as well as to expand the Bank's business Scale up Synergize Create new engines for growth and profitability Stabilize Combine exis
Slide 9: Contents
Contents Contents BTPN at Glance Update on BTPN Business 1Q 2020 Financial Performance
Slide 10: Strong track record of building a new business
Strong track record of building a new business § Corporate Banking & mobile banking Middle Market Pension DAYA launch – SME business § Large SME/Commercial business launch for mass Empowerment pilot launch § Treasury (Purna Bakti) market launch § Retail Lending Business Platform 2008 2009 2010 2011
Slide 11: Our excellence: Digital banking Capabilities & Global support from SMBC Group
Our excellence: Digital banking Capabilities & Global support from SMBC Group 1 Superior and reusable digital 3 Serving a wider customer segment Platform Bank BTPN core Business Bank BTPN's new business potentia • Have a reliable banking HN e architecture (example: Product & rg W I La rp Microbusine
Slide 12: Products & Services
Products & Services Ø Corporate/Wholesale Banking Ø Bisnis Mikro Ø Business Banking – Hedging – Kredit Usaha Rakyat – Cash Management – Loan – Palm Oil Farmer Financing – CPP Mitra Bisnis – Cash Management – Upper Micro – BPR Financing – Domestic, Export and Import – ABF Trade Product – Commercial Ø
Slide 13: Corporate/Wholesale Banking
Corporate/Wholesale Banking Corporate/Wholesale Banking Group includes Corporate/Wholesale Banking, Enterprise Banking, Transactional Banking and Wholesale Funding UVP Products and Services Hedging Products (*): Loan Products: Unique • IRS/CCS • Bilateral and Robust business • Forex Transactions Syn
Slide 14: Digital Banking - Jenius
bank . Digital Banking - ©) JENIUS btpni pypyal A MEMBER OF L¢ smc at ekeatty A Simpler, Smarter & Safer Way to Manage Your Life and Finance, Simply from Your Smartphone “Simpler Life Happier You” Key Features ; Send it $Cashtag (@ e-Wallet Center —— Simpler >» — Life yom ) Pay Me One Touch Jenius K
Slide 15: Digital Banking - Jenius users
Digital Banking - More than 2.5 million Jenius users spread in 34 provinces across Indonesia 14
Slide 16: Number of Customers and Customer Activities still on track
BTPN Wow! DIGITAL BANKING - BTPN Wow! Number of Customers and Customer Activities still on track Customers Agents million thousand 301 6.6 6.7 6.2 296 293 Mar‘19 Dec ‘19 Mar‘20 Mar‘19 Dec ‘19 Mar‘20 Active Transactions Customers million % 55 56 56 14.9 5.4 2.4 Mar’19 Dec‘19 Mar‘20 3M’19 FY‘19 3M‘20
Slide 17: Daya
Daya bipn Daya is the embodiment of BTPN’s commitment to sustainably improve the capacity of its customers by providing them with opportunities for growth and a meaningful life mA MEMBER OF SMBC Group Costumer Segment Program Pilar Digital Access: r www.daya.id High net-worth Personal E 4 Financial
Slide 18: Contents
Contents Contents BTPN at Glance Update on BTPN Business 1Q 2020 Financial Performance
Slide 19: Financial Performance - Consolidated
Financial Performance - Consolidated Mar'19 Dec'19 Mar'20 § Total assets reached Balance Sheet (Rp billion) ∆YoY (Unaudited) (Audited) (Unaudited) Rp 199.7 trillion. Total Loan Liquid Assets 40,013 30,646 31,771 -21% reached Rp 157.0 trillion Loans (gross) 139,844 141,760 157,011 12% (YoY growth of
Slide 20: Key Financial Ratios - Consolidated
Key Financial Ratios - Consolidated Mar'19 Dec'19 Mar'20 Ratios (% ) § NIM maintained at the rate of (Unaudited) (Audited) (Unaudited) NIM 6.95 6.92 6.89 6.89%. LDR 134.27 163.06 161.67 § NSFR at the end of Mar 2020 was 115.86%; LCR 212.45%. NSFR 109.59 113.04 115.86 § Sound loan growth, NPL gross L
Slide 21: Loans Composition & Quality
Loans Composition & Quality LOAN COMPOSITION SPECIAL MENTION & NPL Rp trillion % 3,13 3,03 141.8 157.0 139.8 2,61 0,77 0,81 0,97 52% 53% 59% Mar '19 Dec '19 Mar '20 6% SM NPL (gross) 7% 6% 4% 4% NPL BY BUSINESS 4% 10% 10% 9% % 2% 1% 4.07 1% 3.59 27% 25% 22% 2.58 1.43 Mar'19 Dec'19 Mar'20 0.94 0.38 M
Slide 22: Funding Composition
Funding Composition FUNDING COMPOSITION CUSTOMER DEPOSIT COMPOSITION Rp trillion Rp trillion 161.2 156.5 145.9 4% 4% 4% 104.1 97.1 17 24% 86.9 21 21% 21 % 12% 11% 29% 28 15% 28% 24 83 71% 67% 60% 69 60% 79% 72% 63 Mar'19 Dec'19 Mar'20 Mar'19 Dec'19 Mar'20 TD CASA Customer Deposits Borrowings* SMBC B
Slide 23: Thank You
bank ‘A MEMBER OF SMBC Group THANK YOU