Pt Bank Smbc Indonesia Tbk · IDX:BTPN
Pt Bank Smbc Indonesia Tbk — FY2025 Earnings Presentation
83 slides from Pt Bank Smbc Indonesia Tbk's earnings presentation, Mar 4, 2026
Slide 1: Analyst Briefing FY 2025
Analyst Brie fing FY 202 smbci.com
Slide 2: About SMBC Indonesia
About SMBC Indonesia Banking Industry Overview 3Q 2024 Financial Performance CSR & Awards
Slide 3: SMBC Indonesia at a glance
32 Provinces & 200 Cities Total Aset IDR 246 Trillion • Fitch Ratings: ‘AAA(idn)’; Stable Outlook Corporate Ratings • Pefindo: ‘idAAA’; Stable Outlook Extensive Network • SMBC Indonesia: 221** * According to POJK number 12/POJK.03/2021 regarding Commercial Banks, Payment Points are excluded from the
Slide 4: PT Bank SMBC Indonesia Tbk Shareholders
PT Bank SMBC Indonesia Tbk Nominal Percentage Number of Shares Shareholders (in IDR million) Sumitomo Mitsui Banking 91.05% 9,692,826,975 193,857 Corporation PT Bank Central Asia Tbk* 1.03% 109,742,058 2,195 PT Bank Negara Indonesia (Persero) 0.11% 12,007,137 240 Tbk** Public 7.81% 831,369,578 16,62
Slide 5: Board of Directors
Board of Directors as of 31 December 2025 Henoch Munandar Jun Saito Michellina Laksmi Dini Herdini President Director Deputy President Director Triwardhany Compliance Director Deputy President Director Hanna Tantani YukiTerayama Director Director Director Director SMBC smbci.com BANK SMBC INDONESIA
Slide 6: Board of Commissioners
Chow Ying Hoong Takeshi Kimoto Ninik Herlani M. Ridhwan President Commissioner Commissioner Independent Commissioner Marita Alisjahbana Onny Widjanarko Kusumaningtuti Independent Commissioner Independent Sandriharmy Soetiono Commissioner Independent Commissioner
Slide 7: Corporate values
Customer First Proactive & Innovative Speed & Quality Integrity Synergy Always look at it from As a professional, Collaborate as one the customers’ point Step up and Differentiate ourselves always act with team of view to provide relentlessly through the speed and sincerity and a high additional val
Slide 8: Further Growth Drivers
Enhance, synergize & expand the business to provide full-banking services, capitalizing digitalization and SMBC group's capabilities Further Growth Drivers Corporate Individual SMBC G's capabilities Deepening ➢ Enhance products /service by digitalization and leveraging SMBC Large corporate High-net-
Slide 9: BTPN Syariah overview
• Established in 2010 as BTPN Sharia Unit; massive roll-out in 2011 • Spin-off as PT BTPN Syariah on 14 July 2014 Serving ̴ 7 mn customers, Coverage ̴ 256.3k communities, • Listed as PT BTPN Syariah Tbk on 8 May 2018 ̴ 3.77 mn active in ̴ 2,650 sub-disctrics • Changed name into PT Bank BTPN Syariah
Slide 10: SMBC Indonesia Business Activities
SMBC Indonesia Business Activities Banking Industry Overview 3Q 2024 Financial Performance CSR & Awards
Slide 11: Retail Banking Group
Retail Banking Group Acceptance International Strong online & offline Include Retail Lending Business, Wealth Management Banking, Digital Banking market presence with Global Access and advanced payment Acceptability systems Value Digital Proposition Banking Hassle Convenience Execution Strategy Inte
Slide 12: Jenius
Jenius About smbci.com A Simpler, Smarter, and Safer Way to Manage Your Life & Finance, Simply from Your Smartphone © Jentus Key Features Simpler Life "Life finance solutions that help digital savvy to manage their life and finance to achieve their dreams and aspiration through innovation” ") sendit
Slide 13: Jenius registered users across Indonesia
Simple More than 6.3 million Jenius registered users • Your life finance access in one touch spread in 38 provinces across Indonesia • Manage your life finance in 3 easy steps • Saving, payment, transactions, investment connected all in one place 291k followers 465M Smart Million Views 146k page lik
Slide 14: Registered Users
̴ 6,3 Registered Users 5,9 In million 5,2 Twitter X logo PNG For Free Download 4,4 3,6 3,1 2,3 1,2 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Slide 15: More Protection with More Insurance Partners
More Protection with More Insurance Partners Introducing 2 new insurance categories that can be bought in Jenius: Health Insurance and Travel Insurance. Hospital cash plan from Prudential provides compensates things beyond your hospital bills, and Zurich Travel Insurance compensates you against flig
Slide 16: Six Foreign Currencies in Maxi Saver
Six Foreign Currencies in Maxi Saver You can now open time deposits in 6 foreign currencies: USD, GBP, CNY, EUR, AUD, and SGD. Diversify your savings with Maxi Saver and earn maximum interest rate up to 4% p.a. New Foreign Currency: SAR Make transactions during Umrah and Hajj easier with SAR in Jeni
Slide 17: New Donation Partner: Make-A-Wish Indonesia
New Donation Partner: Make-A-Wish Indonesia We have partnered with Make-A-Wish Indonesia as one of our donation billers, giving us more ways to give back. Now we can help make wishes come true for children with critical illnesses—from Jenius application. New Foreign Currency: SAR
Slide 18: October and November 2025 campaigns
October 2025 November 2025 In October, Jenius launched campaign called This month, we are extending #Jalan2Jenius #Jalan2Jenius Promo Liburan Tanpa Libur. campaign but focusing more on funding activity. This campaign focus on travel campaign, inviting The message focusing on still preparing holiday
Slide 19: December 2025 campaigns
December 2025 December 2025 We are still extending #Jalan2Jenius campaign Jenius invites the public to take part in the but this time focusing on Jenius billers capability #DonasiBarengJenius program to help victims of flash that can support you during holiday. This floods and landslides in Aceh, No
Slide 20: Style on Point and financial literacy events
Style on Point is an intimate and lifestyle event gathering. It provided a This class aimed to enhance financial literacy among Co.Create participants by relaxed and engaging platform to introduce the Jenius Credit Card and providing relevant insights into today’s economic conditions. The session We
Slide 21: Co.Create and x-Card survey
Jenius continues its nine years journey as a digital banking platform that x-Card Survey Evaluation empowers users to manage their finances simply, securely, and meaningfully. Research Objective: Through Co.Create ON Vol.12, Jenius explored the reality behind the “travel To gain feedback of the new
Slide 22: Financial class media events
Topic: Cara Jenius Hadapi Dinamika Ekonomi Saat Ini Topic: Cara Jenius Kelola Keuangan untuk Pekerja Lepas Date: Thursday, 30 October 2025 Date: Friday, 19 December 2025 Time: 10.00 - 12.00 WIB Time: 10.00 - 12.00 WIB Venue: Livestream from Menara SMBC Indonesia Venue: 25hours Hotel The Oddbird, Jak
Slide 23: Money Language podcast
Money Language is an educational talk in a form of a video-podcast that focused on unraveling how individuals perceive, manage, spend, and treat money, with the aim of understanding how their financial behavior reflects on their way of life and provides insights into their self-perception. https://w
Slide 24: Money Language Season 2 episodes
SEASON 2, VOLUME 6 In today’s uncertain economy, layoffs can feel closer than ever. This episode features career coach Vicario Reinaldo, who shares practical ways to stay calm and prepared: from spotting early warning signs to taking emergency steps in the first 3–7–30 days, and prioritizing essenti
Slide 25: Money Language Season 2, Volume 8
SEASON 2, VOLUME 8 What happens after reaching the peak of a career? In Money Language Season 2, Episode 8, Sandiaga Uno shares his journey from the challenges of being laid off, to becoming an entrepreneur, and later transitioning from public office into a new life phase. Together with a Certified
Slide 26: INDON36 bonds and new Sharia products
Launched INDON36 Primary Bonds ST015 Launched 2 new Sharia products (Coupon 4.9% pa and tenor 11 years) from existing investment manager 10 November – 3 December 2025 Syailendra Capital: 27 October 2025 1. Syailendra Sharia Money Market Fund and 2. Syailendra Sharia Fixed Income Fund Kelas A. Both f
Slide 27: Mutual Funds USD and Digital Bancassurance
Mutual Funds USD in Jenius Digital Bancassurance Digital Bancassurance 1 October 2025 PruLindungi Syariah (14 November 2025) Zurich Travel Guard (29 October 2025) Zurich Visa Protection (29 October 2025)
Slide 28: Mutual Funds Program December 2025
Mutual Funds Program December 2025
Slide 29: Business Model
Business Model UVP Target Market Financial Solution Access to Market Simple-flexible-fast Open access to the financial services: market: Access to marketing • Loan products • Supply Chain Financial and business network (Overdraft, Financing untuk Solution expansion Term memudahkan SMEs (under indivi
Slide 30: Business Banking TouchBiz
Business Banking TOUCcHBIZ Holistic Solution to Support Business Growth 5 9 Easy to Use Complete Free of Charge Manage your funds real-time Comprehensive information of No admin Fee, Free Transaction fee anywhere at anytime, through your accounts and loans in one for SKN & BI-FAST, special rate for
Slide 31: TouchBiz features for individual customers
Business Banking % ToucHoz Smart Application for Individual Needs TOUCHBIZ Apps Features for Individual Customer RN Rai Narajiwa Informasi Rekening (J Online Registration PR Transfer: Immediate, Recurring, Scheduled Methods: SMBCI/Online/SKN/RTGS/BI-Fast ea GIRO & Loans Information Lnat Detail > = P
Slide 32: touchbiz.smbci.com
https://touchbiz.smbci.com
Slide 33: MSME seminars and business gatherings
How Micro, Small and Medium Export challenges and opportunities Enterprises (MSMEs) break into Accelerating Growth through an “Pajak Tepat, Perlindungan Kuat” Post-Trump Tariff Policy. European Union (EU) and Great integrated ecosystem channels. Britain export markets. Collaboration seminar SMBC Bus
Slide 34: UVP Products and Services
Corporate/Wholesale Banking Group includes Corporate/Wholesale Banking, Commercial Banking, Transactional Banking, Supply Chain Financing and Wholesale Funding UVP Products and Services Robust capabilities Unique business Hedging Products (*): Funding Products: Loan Products: and knowledge • IRS/CCS
Slide 35: Empowerment Programs for Customers
Empowerment Programs for Customers CBD Japanese and DAYA Initiatives: • Seminar and Webinar Program Focus to business, healthy lifestyle, self-development, and finance. • Joint Efforts in Q4-2025: 3 Empowerment Mini Seminars for Japanese corporate customers Event Details: 1. Facility Management Comp
Slide 36: Fostering Wellness Through Sports Activities
Fostering Wellness Through Sports Activities At OTO-SOF, we recognize that the well-being of our employees is the utmost importance. To promote a healthier lifestyle, we organized a variety of sports from monthly Car Free Day session, weekly Zumba, Futsal, Badminton, Table Tennis, Yoga session and B
Slide 37: Fostering Wellness Through Sports Activities
Fostering Wellness Through Sports Activities OTO-SOF also celebrating the internal annual event called OTO Ekiden Race For Share 2025. This event remarks the 11th year of OTO Ekiden series, thus the enthusiasm and celebration was positively spread among the employees and business partners. OTO Ekide
Slide 38: Strengthen Corporate Responsibilities
Strengthen Corporate Responsibilities During this period, OTO-SOF reaffirmed its commitment to social responsibility through the implementation of Financial Literacy initiatives in collaboration with educational institutions. These initiatives reflected our dedication to fostering a culture of lifel
Slide 39: Strengthen Corporate Responsibilities
Strengthen Corporate Responsibilities In October 2025, OTO-SOF held the 2nd Annual OTO Blood Donation as part of the 31st Anniversary celebration of PT Oto Multiartha. The event received strong participation, successfully collecting blood donations from 291 donors, including employees and the genera
Slide 40: Expanding Presence through Events
Expanding Presence through Events In terms of brand activation, OTO-SOF achieved notable progress through its participation in Multifinance Day 2025, an annual event organized by the Asosiasi Perusahaan Pembiayaan Indonesia (APPI) in Manado. This event provided OTO-SOF with valuable exposure to a br
Slide 41: Banking Industry Overview
Banking Industry Overview 3Q 2024 Financial Performance CSR & Awards
Slide 42: Indonesia Banking Industry Financial Summary
Loan and Deposit YoY growth Indonesia Banking Industry Financial Summary Loan Deposit 12.0% 11.4% 10.4% 10.4% IDR trillion Nov'24 Dec'24 Nov'25 ∆YoY 9.0% 7.7% Total Assets 12,335 12,461 13,390 8.6% 4.5% Total Loans 7,717 7,827 8,314 7.7% 3.7% Customer Deposits 8,836 8,837 9,898 12.0% CASA 5,585 5,60
Slide 43: FY 2025 Financial Performance
Banking Industry Overview FY 2025 Financial Performance CSR & Awards
Slide 44: FY 2025 consolidated financial result highlights
❑ FY 2025 consolidated financial result has taken into account the financial performance of OTO Group. (Note: The consolidated P/L for same period last year includes P/L of the OTO Group from April-December 24. The acquisition of the OTO Group was completed by the end of March 2024). ❑ On a consolid
Slide 45: Balance Sheet
Balance Sheet Dec'24 Jun'25 Sep'25 Dec'25 ∆QoQ ∆YoY (IDR billion) (Audited) (Unaudited) (Unaudited) (Audited) Liquid Assets 51,711 39,129 38,032 51,690 36% 0% Loans (gross) 179,405 185,040 186,223 185,388 0% 3% Total Assets 241,096 234,353 234,499 245,848 5% 2% CASA 45,590 43,725 50,596 53,223 5% 17
Slide 46: Income Statement
Income Statement FY'24 FY'25 3Q'25 4Q'25 ∆QoQ ∆YoY (IDR billion) (Audited) (Audited) Net Interest Income 15,208 3,912 3,975 15,912 2% 5% Other Operating Income 2,221 715 707 2,527 -1% 14% Operating Income 17,429 4,627 4,682 18,439 1% 6% Operating Expense (9,428) (2,530) (2,567) (10,069) 1% 7% Pre-Pr
Slide 47: Key Ratios
Dec'24 Jun'25 Sep'25 Dec'25 Ratios (%) ∆QoQ ∆YoY (Audited) (Unaudited) (Unaudited) (Audited) NIM 7.10 7.12 7.09 7.02 (0.07) (0.09) NSFR 125.02 118.89 119.91 122.96 3.05 (2.06) LCR 253.71 248.20 277.83 229.42 (48.41) (24.28) Loan to Funding 100.99 107.93 108.55 100.66 (7.89) (0.33) NPL (gross) 2.50 3
Slide 48: Customer Deposits Composition
Customer Deposits Dec'24 Jun'25 Sep'25 Dec'25 ∆QoQ ∆YoY (IDR billion) (Audited) (Unaudited) (Unaudited) (Audited) CASA 45,590 43,725 50,596 53,223 5% 17% CUSTOMER DEPOSITS COMPOSITION Current Account 25,585 21,517 29,062 28,854 -1% 13% Rp trillion Savings 20,004 22,208 21,533 24,369 13% 22% CASA 39.
Slide 49: Loan by segment
Loan Dec'24 Jun'25 Sep'25 Dec'25 ∆QoQ ∆YoY (IDR billion) (Audited) (Unaudited) (Unaudited) (Audited) Total Loan 179,405 185,040 186,223 185,388 0% 3% Transforming Businesses: 23,807 23,262 22,655 21,802 -4% -8% - Retail Lending 21,980 21,322 20,800 20,119 -3% -8% - Micro 1,827 1,940 1,855 1,683 -9%
Slide 50: Asset Quality
Asset Quality Gross NPL Composition by Segment Rp trillion 4.45 5.81 5.17 4.76 Dec'24 Jun'25 Sep'25 Dec'25 % (Audited) (Unaudited) (Unaudited) (Audited) Gross NPL 2.50 3.16 2.79 2.59 Net NPL 1.07 1.64 1.58 0.85 Gross Cost of Credit 2.37 2.94 3.05 4.52 Loan Loss Provision/NPL 247.64 103.94 104.98 150
Slide 51: CSR & Awards
Banking Industry Overview 3Q 2024 Financial Performance CSR & Awards
Slide 52: Daya
The embodiment of SMBC Indonesia's commitment to continuously improve the Daya capacity of its customers by providing opportunities for growth and a more meaningful life. Customer Segment Program Pillars Financial Literacy Self-Capacity Development High net-worth Large Corporation Financial Manageme
Slide 53: Sustainable Finance portfolio and SDGs
SMBC Indonesia This financing supports the Sustainable Development Goals: successfully increases its Sustainable Finance portfolio Sustainable Development In the fourth quarter of 2025, SMBC Indonesia's total Sustainable Goals (SDGs) Finance portfolio was recorded at Number 1 Number 2 Number 6 Numbe
Slide 54: PR INDONESIA Awards (PRIA) 2025
PR INDONESIA Awards (PRIA) 2025 Jenius from SMBC Indonesia has received two awards at the “PR INDONESIA Awards (PRIA) 2025”. The event is dedicated to appreciate public relations’ performance in ministries, institutions, regional governments, national and multinational private companies, State-Owned
Slide 55: Indonesia Regulatory Compliance Awards 2025
Indonesia Regulatory Compliance Awards 2025 SMBC Indonesia has received the highest award at the “Indonesia Regulatory Compliance Awards 2025” held by Hukumonline on Friday (09/05) in Jakarta. This prestigious award event is dedicated to the companies and company leaders for their accomplishments, a
Slide 56: 500 Most Outstanding Women 2025
500 Most Outstanding Women 2025 The Board of Directors and Commissioner of PT Bank SMBC Indonesia Tbk (“SMBC Indonesia”) have been included in the “500 Most Outstanding Women 2025” list from Infobank Magazine April 2025 Edition. The award is dedicated to the female leaders for their significant cont
Slide 57: Bank Service Excellence Monitor 2025
Bank Service Excellence Monitor 2025 Jenius from SMBC Indonesia has earned rankings across eight Jenius from SMBC Indonesia achieved rankings in the following categories in the “Bank Service Excellence Monitor (BSEM) 2025”. categories: This ranking is based on a study conducted by Marketing Research
Slide 58: 1st Indonesia Operations Banking Summit (IOBS) 2025
1st Indonesia Operations Banking Summit (IOBS) 2025 SMBC Indonesia has received two awards in the “1st Indonesia Operations Banking Summit (IOBS) 2025”. The award, which was organized by Forum for Communications of Banking Operations Director (FKDOP), is dedicated to appreciate talented bankers in o
Slide 59: ASABRI Payment Partner Award 2025
ASABRI Payment Partner Award 2025 SMBC Indonesia has obtained the 2025 Payment Partner award from PT ASABRI (Persero). The event is designed to appreciate ASABRI's payment partners for their cooperation and good performance throughout 2024. SMBC Indonesia received an award in the “Excellence in Cust
Slide 60: CXtraordinary Tech Executive Award 2025
CXtraordinary Tech Executive Award 2025 Head of Information Technology of SMBC Indonesia Jeny Mustopha has received the “CXtraordinary Tech Executive Award 2025”. This event, which was organized by Marketing Magazine in collaboration with Carre CX, a leading customer experience consultancy, is dedic
Slide 61: HR Asia Awards 2025
HR Asia Awards 2025 SMBC Indonesia has received awards in the “HR Asia Awards 2025”. This award, which was organized by HR Asia and Business Media International (BMI), is dedicated to appreciate the companies in Asia that have successfully implemented excellent human resource management practices, c
Slide 62: HR Excellence Award 2025
HR Excellence Award 2025 SMBC Indonesia has received three awards in the “HR Excellence This achievement was attained due to the implementation of the Award 2025”. SMBC Indonesia received this award for two Employee Value Proposition (EVP) in employer branding activities, which consecutive years. fo
Slide 63: Customer Engagement Excellence Awards Indonesia 2025
Customer Engagement Excellence Awards Indonesia 2025 Jenius from SMBC Indonesia has received the “Customer Engagement Excellence Awards Indonesia 2025” from MoEngage. The award is dedicated to appreciate companies that have successfully increased customer engagement and satisfaction. Jenius from SMB
Slide 64: Rating Bank Infobank 2025 Version
Rating 105 Bank Infobank 2025 Version SMBC Indonesia has received “Excellent” predicate in “Rating 105 Banks Infobank Version 2025“ from Infobank Magazine August 2025 edition. This predicate is based on a study conducted by Infobank Research Bureau on the performance of 105 commercial banks in Indon
Slide 65: Fortune Indonesia 100
Fortune Indonesia 100 SMBC Indonesia has received the “Fortune Indonesia 100” award. The award is dedicated to appreciate and recognize the biggest 100 companies in Indonesia based on revenue. This year, SMBC Indonesia ranked 53rd on the Fortune Indonesia 100 list, up from 56th rank in the previous
Slide 66: 16th IICD Corporate Governance Conference and Award
The 16th IICD Corporate Governance Conference and Award SMBC Indonesia has received “The 16th IICD Corporate Governance Conference and Award” from Indonesian Institute for Corporate Directorship (IICD). The award is dedicated to appreciate companies that have successfully implemented Good Corporate
Slide 67: Bisnis Indonesia Financial Awards 2025
Bisnis Indonesia Financial Awards 2025 SMBC Indonesia has received the “Bisnis Indonesia Financial Awards 2025”. The award is dedicated to appreciate financial services companies in the banking, insurance, and multifinance sector that have successfully demonstrated excellent and consistent performan
Slide 68: Issuers Appreciation Night 2025
Issuers Appreciation Night 2025 SMBC Indonesia”) has received the “Issuers Appreciation Night 2025” award from Tempo Media Group and IDNFinancials. The award is dedicated to appreciate public companies listed in the Index Tempo- IDNFinancials52 for their success in achieving positive performance in
Slide 69: Satya JKN Awards 2025
Satya JKN Awards 2025 SMBC Indonesia has received “Satya National Health Insurance (JKN) Awards 2025” from Social Health Insurance Administration Body (BPJS Kesehatan). The award is dedicated to appreciate state-owned enterprises and private-owned enterprises that have demonstrated strong compliance
Slide 70: Marketing Technology Awards 2025
Marketing Technology Awards 2025 Jenius from SMBC Indonesia has received “Marketing Technology Awards 2025” from MARKETECH APAC on October 15, 2025. The award is dedicated to appreciate the companies across the Asia-Pacific region that are successful in driving innovation and transforming the market
Slide 71: PRIMA Awards 2025
PRIMA Awards 2025 SMBC Indonesia has received “PRIMA Awards 2025” from PT Rintis Sejahtera (RINTIS) and Infobank Research Bureau on October 23, 2025. The award is dedicated to appreciate payment service provider (PJP) companies that RINTIS partners, both bank and non-banking companies, that have con
Slide 72: Top 20 Financial Institution & The Finance Awards 2025
Top 20 Financial Institution & The Finance Awards 2025 SMBC Indonesia has received three awards in the “Top 20 Financial Institution & The Finance Awards 2025” from The Finance, a subsidiary of Infobank Magazine, on Tuesday (28/10) in Jakarta. The award is dedicated to appreciate companies from bank
Slide 73: Indonesia ESG Leadership Awards 2025
Indonesia ESG Leadership Awards 2025 SMBC Indonesia has received the “Indonesia Environmental, Social, and Governance (ESG) Leadership Awards 2025” from Bumi Global Karbon Foundation. The award is dedicated to appreciate companies and organizations that have upheld transparency and consistency in th
Slide 74: ASABRI Payment Partner Awards 2025
ASABRI Payment Partner Awards 2025 SMBC Indonesia has received the Payment Partner Awards from PT ASABRI (Persero). The event is designed to appreciate ASABRI's payment partners for their cooperation and good performance throughout 2024. SMBC Indonesia received appreciation as one of the three best
Slide 75: Asia Sustainability Reporting Rating 2025
Asia Sustainability Reporting Rating 2025 SMBC Indonesia has received a Platinum rating in the "Asia Sustainability Reporting Rating (ASRRAT) 2025" from National Center for Corporate Reporting (NCCR) and Institute of Certified Sustainability Practitioners (ICSP). The award is dedicated to appreciate
Slide 76: Top CEO Indonesia Awards 2025
Top CEO Indonesia Awards 2025 President Director of SMBC Indonesia Henoch Munandar has received the “Top CEO Indonesia Awards 2025” from IDNFinancials and MetroTV on December 4, 2025. The award is dedicated to appreciate the companies’ leaders from various industrial sectors who successfully demonst
Slide 77: Investing on Climate by Editors' Choice Award 2025
Investing on Climate by Editors’ Choice Award 2025 SMBC Indonesia has received the “Investing on Climate by Editors’ Choice Award 2025” on December 5, 2025. This event, which was organized by Investing on Climate, an independent organization founded by economic and environmental journalists and focu
Slide 78: Top 100 CEO & the 200 Future Leaders 2025
Top 100 CEO & the 200 Future Leaders 2025 SMBC Indonesia has received the “Top 100 CEO & the 200 Future Leaders 2025” awards from Infobank Media Group. The award is dedicated to appreciate the leaders across various sectors, such as banking, insurance, multifinance, state-owned enterprises (BUMN), a
Slide 79: Annual Report Award 2024
Annual Report Award 2024 SMBC Indonesia has received an award in the "Annual Report Award 2024" organized by the National Committee on Governance Policy (KNKG). The award is dedicated to appreciate companies that have demonstrated integrity, transparency, and accountability in submitting their annua
Slide 80: Sustainability Business Integrity Index 2025
Sustainability Business Integrity Index 2025 SMBC Indonesia continues to reaffirm its support for business integrity and SMBC Indonesia obtained the highest total score (85.68) with an sustainability through participation in the “Sustainable Business Integrity assessment based on the company's annua
Slide 81: 2024 Sustainability Report Study of Indonesian Public Listed Companies
Launch of the 2024 Sustainability Report Study of Indonesian Public Listed Companies SMBC Indonesia has received "A” rating from Foundation for International Human Rights Reporting Standards (FIHRRST) and Moores Rowland. The award was presented at the "Launch of the 2024 Sustainability Report Study
Slide 82: Indonesian Sustainable Development Goals Awards 2025
The assessment aspects include program background, Indonesian Sustainable Development Goals Awards 2025 planning and implementation, financing, achievements and evaluation, cross-sector collaboration, program sustainability, SMBC Indonesia has received the “Indonesian Sustainable Development and the
Slide 83: Thank You
Thank You & SMBC
PT Bank SMBC Indonesia — FY2025 Earnings Presentation on 6ix