Cms Info Systems Ltd. · NSE:CMSINFO
Cms Info Systems — Q1 FY27 Earnings Presentation
23 slides from Cms Info Systems's earnings presentation, Aug 10, 2026
Slide 1: Q1FY27 Earnings Presentation
CMS INFO SYSTEMS LIMITED Q1FY27 Earnings Presentation Where Platform Meets Possibilities 10th Aug 2026 cms.com
Slide 2: Q1 Update: Resilient Performance amidst Industry-wide Cash Supply Disruptions
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 Update: Resilient Performance amidst Industry-wide Cash Supply Disruptions WHAT WE SAID WHAT HAPPENED ₹2,000 Cr order book into FY27 EBITDA margin 27.2% about 85% of the year’s services revenue contracted 170 bps QoQ and 190 bps YoY Services revenu
Slide 3: Highest ever Services Revenue; Margins expanded 170 bps sequentially
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Highest ever Services Revenue; Margins expanded 170 bps sequentially SERVICES REVENUE ₹ Cr EBITDA MARGIN % PAT MARGIN % 14.9% 625 13.2% 609 12.5% 27.2% 12.1% 571 577 562 25.6% 550 554 25.3% 538 535 9.3% 22.8% 22.8% Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q
Slide 4: Currency Supply issues impacted ATM Revenue by ₹25 Crs in Q1 FY27
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Currency Supply issues impacted ATM Revenue by ₹25 Crs in Q1 FY27 Currency Supply had a direct impact on ATM Transactions -1.1% -6.7% -27.2% Well supplied Partly supplied Under-supplied (≥90% fill) (70–90% fill) (<70% fill) CMS Txn. BLA estate (YoY Tr
Slide 5: Steep Wage inflation, Middle East crisis impact on fuel price increasing costs; repricing of contracts underway
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Steep Wage inflation, Middle East crisis impact on fuel price increasing costs; repricing of contracts underway R e c o ve rin g t h e Co s t Imp ac t T h r o u g h R ep r icin g Private Sector Banks and Retail Price increases being secured across Pvt
Slide 6: Key Business updates
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Key Business updates HDFC BANK — LIVE TECHNOLOGY & PAYMENTS R e ve n u e b y Plat f orms ( % ) Integrated managed services contract Two marquee wins won in April is live 6,000 ATMs · 5 years · ₹400 Cr TCV HAWKAI Enterprise RMS win with a leading PSU B
Slide 7: Q1 FY27 Financial Summary
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 FY27 Financial Summary ₹Cr Revenue EBITDA PAT YoY +1.2% | QoQ +0.3% YoY +8.9% | QoQ +6.8% YoY -10.6% | QoQ +5.8% Services Product 173 94 159 162 635 627 633 84 24 10 56 79 +3% 609 625 572 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY
Slide 8: Q1 FY27 segmental financials
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Q1 FY27 segmental financials ₹ Cr Revenue EBIT EBIT % 633 635 113 628 23.9% 102 96 36 19.8% 20.3% 258 294 305 41 32 14.1% 14.1% 100 417 10.3% 400 403 80 81 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4 FY26 Q1FY27 BU YoY QoQ BU YoY QoQ *MS EBIT
Slide 9: FY27 Outlook: Trimming Revenue Slightly on Currency Supply impact, Raising Margin Outlook, Materially Lower Capex
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. FY27 Outlook: Trimming Revenue Slightly on Currency Supply impact, Raising Margin Outlook, Materially Lower Capex ₹2,650–2,750 Cr ₹2,750-2,850 Cr Services revenue Total revenue ~27% ₹100-125 Cr EBITDA margin FY27 Capex, against ₹351 Cr in FY26 09 Wher
Slide 10: Company Overview
COMPANY OVERVIEW
Slide 11: India's best business services platform
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. India’s best business services platform: Driving growth by gaining market share in core business, investing to expand TAM with a ‘PLATFORM’ approach STRENGTHEN CORE • Market share focus, large scale to ROBUST drive lowest unit cost economics PERFORMAN
Slide 12: Operating metrics — the pan-India platform at scale
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Operating metrics — the pan-India platform at scale RE A CH O PE RA TIO N S VA LU E PRO CE SSE D 70,000+ 1,400 ₹14 L Cr ATMs managed daily CIT routes daily Cash processed annually 20,000 4,000+ Bank branches connec
Slide 13: Experienced Strong Management
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Seasoned leadership; experienced board Krzysztof Jamroz Vidya Krishnan Sunil Mehta Executive Chairman at Roadrunner Non-Executive Independent Experienced Shyamala Gopinath Former MD & CEO - PNB, Director, Deputy Ma
Slide 14: CMS across cycles: 11× revenue and 13× PAT since FY09
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. CMS across cycles: 11× revenue and 13× PAT since FY09 ₹2,487 Cr ₹1,915 Cr ₹1,146 Cr ₹1,129 Cr ₹216 Cr FY09 FY15 FY19 FY23 FY26 High Growth NPA Crisis & COVID & Post-IPO Through-cycle & Competition Demonetization Regulatory Competitive Intensity resili
Slide 15: FY23–FY26 historical consolidated financials
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . FY23–FY26 historical consolidated financials Particulars (₹ Cr) FY23 FY24 FY25 FY26 Operating Income 1,915 2,265 2,425 2,487 Operating EBITDA 538 599 627 596 EBITDA Margin (%) 28.1% 26.5% 25.9% 24.0% Depreciation &
Slide 16: Disciplined Capital Allocation
CMS | UNIFIED PLATFORM. LIMITLESS POSSIBILITIES. Disciplined Capital Allocation ₹ Cr Strong cash flow …reinvesting for …delivering high …returning cash to generation… growth… post tax RoCEs… shareholders 600 78% EPS (₹) DPS (₹) 352 76% 76% 25.4% 25.2% 75% 24.4% 22.22 22.79 500 23.4% 74% 73% 19.31 72
Slide 17: Accelerating Customer Mix Change
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Accelerating Customer Mix Change Revenue Mix FY26 FY25 SBI 16% 24% 22% 20% Private Sector Banks/Retail Managed Service Providers 34% 28% 30% 26% PSU Banks 17 Where Platform Meets Possibilities cms.com
Slide 18: Platform mix shift: Tech and Payments solutions scaled from 7% to 16% of services revenue
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Platform mix shift: Tech and Payments solutions scaled from 7% to 16% of services revenue SHARE OF SERVICES REVENUE WHAT IS DRIVING THE SHIFT HAWKAI 7% 12% 16% Scale up of HAWKAI to 30% 50,000+ sites. 29% 26% Tech
Slide 19: HAWKAI: scaled rapidly to ~₹200 Cr revenue, 2× in two years
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . HAWKAI: scaled rapidly to ~₹200 Cr revenue, 2× in two years India's largest Vision AI platform for BFSI; expanded into eight non-BFSI sectors. CMS owns the full stack — hardware, software, AI models. SITES MONITORE
Slide 20: FY30 Goal
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . FY30 Goal ₹3,750–3,950 Cr 20-22% • Large TAM of ₹20,000 Cr+ ₹2,310 Cr Tech and Payments • Strong market consolidation 26-28% opportunity with pricing upside 16% • Disciplined capital allocation and Retail and Curre
Slide 21: Quarterly Consolidated Financial Performance
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Quarterly Consolidated Financial Performance Particulars (All figures in INR Mn) Q1 FY26 Q4 FY26 Q1 FY27 QoQ YoY Operating Income 6,274 6,329 6,347 0.3% 1.2% Operating Expenses 4,696 4,717 4,659 (1.2)% (0.8)% Opera
Slide 22: Capital market data
C M S | U N I F I E D P L A T F O R M . L I M I T L E S S P O S S I B I L I T I E S . Capital market data CAPITAL MARKET INFORMATION (Data as on 30 th SHAREHOLDING PATTERN · 30 JUN 2026 June 2026) BSE: 543441 · NSE: Foreign Institutional Investors 22.70% Listing CMSINFO Face value ₹10 Mutual Funds 3
Slide 23: Thank you
Thank you CMS Info Systems Limited BSE: 543441 · NSE: CMSINFO · cms.com · investor.relations@cms.com DISCLA IME R No representation or warranty, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions