Kuwait Financial Centre Kpsc · KSE:MARKAZ
Kuwait Financial Centre Kpsc — Q3 2025 Earnings Presentation
21 slides from Kuwait Financial Centre Kpsc's earnings presentation, Jan 28, 2026
Slide 1: Earnings Presentation Q3 2025
Earnings Presentation Q3 2025
Slide 2: Discussion Agenda
Discussion Agenda 3-5 Q3 2025 Performance Highlights 6-8 Markaz Overview 9-10 Business Highlights 11-12 Financials Trends 13 Profit & Loss Key Metrics 14 Balance Sheet Key Metrics 15 Asset Management & Investment Banking 16 Asset Management Fees Returns 17 Return on Principal Investments 18 Capital
Slide 3: Q3 2025 Performance Highlights
Q3 2025 Performance Highlights Markaz Assets Under Management of KD 1,610 million, an increase of 15.92% YOY Profit and Loss Highlights KWD 22.67 mn Total Revenue KWD 6.93 mn KWD 15.30 mn Management Fees & Commission Return on Principal Investments Management Fees & Commission Decreased by 3.1 % fro
Slide 4: Q3 2025 Performance Highlights (contd.)
Q3 2025 Performance Highlights (contd.) Markaz's AUM at KD 1.610 billion in Q3 2025 Total Revenues for Q3 2025 of KD 22.67 million Management Fees and Commission have amounted to KD 6.93 million for Q3 2025 Kuwait, 6 November 2025 - Markaz (KSE: Markaz, Reuters: MARKZ.KW, Bloomberg: MARKAZ: KK) repo
Slide 5: Q3 2025 Performance Highlights (contd.)
Q3 2025 Performance Highlights (contd.) Markaz's AUM at KD 1.610 billion in Q3 2025 Total Revenues for Q3 2025 of KD 22.67 million Management Fees and Commission have amounted to KD 6.93 million for Q3 2025 Mr. Abdullatif W. Al-Nusif, Managing Director, Wealth Management and Business Development at
Slide 6: Markaz Overview
Markaz Overview One of the leading financial institutions in the region delivering consistent shareholder returns Leading market position Sustainable long-term Building a sustainable Our Team - cornerstone of our As one of the region’s leading shareholder returns economy in Kuwait success asset mana
Slide 7: Markaz Overview (contd.)
Markaz Overview (contd.) Delivering International Investment Reach to our Clients Equity Investment Banking Advisory Kuwait KSA Offices MENA Real Estate Investments Qatar UAE Fixed Income International Real Estate Bahrain Egypt Oman Lebanon Germany Poland United Kingdom India USA Prepared by: Kuwait
Slide 8: Markaz Overview (contd.)
Markaz Overview (contd.) One of the most recognized and well awarded brands across the MENA region Kuwait’s Best Securities House Best Local Investment Bank in Kuwait/ Excellence in Investment Advisory/ Excellence in Investment Advisory / Best Asset Manager in Kuwait Excellence in Real Estate Invest
Slide 9: Business Highlights
Business Highlights Total AUM of KD 1,610 million, an increase of 15.92% from September 2024 Asset Management Real Estate Investments GCC Equity Funds, Fixed Income Fund, Others: Middle East and North Africa, International: Total AUM of KD 1,206 million Total AUM of KD 404 million • Asset management
Slide 10: Business Highlights (contd.)
Business Highlights (contd.) Adding significant value to clients through high quality advisory services and research Investment Banking Research The Investment Banking team at Markaz provides advisory services Mena focused Research, Consulting Services: across M&A, restructuring, and debt & equity c
Slide 11: Financial Trends
Financial Trends Q3 2025 Revenues growth on y-o-y basis Q3 2025 Net Profit (KD 000’s) • Total Revenue has increased YoY mainly due to the gain from share of • Net Profit has increased YoY due to revenues generated from the results from investments in associates and joint ventures and gain increase i
Slide 12: Financial Trends (contd.)
Financial Trends (contd.) Return on Equity1 Dividend Per Share and Payout • Return on Equity of 9.5% on LTM basis it is supported by the gain of • In 2025, Board of Directors recommended a cash dividend of 7 Fils share of results from investments in associates and joint ventures, and per share a pay
Slide 13: Profit & Loss Key Metrics
Profit & Loss Key Metrics Period Ended Y-o-Y (KWD 000's) 9M 2025 Revenue Analysis Q3 Q3 Growth 2025 2024 (%) Management Fees and Commission 6,925 7,143 (3%) 15,293 Interest income 987 937 5% Dividend income 1,412 1,011 40% Gain from financial assets at fair value through P/L 3,772 4,032 (6%) Loss fr
Slide 14: Balance Sheet Key Metrics
Balance Sheet Key Metrics Sep Dec Sep (KWD 000's) 2025 2024 2024 Asset Under Management ASSETS Cash and bank balances 6,428 5,952 5,477 Time deposits 697 1,208 540 Accounts receivable and other assets 6,243 6,579 6,622 Q3 2025 AUM Q3 2024 AUM KD 1,610 million KD 1,389 million Loans to customers 2,38
Slide 15: Asset Management & Investment Banking
Asset Management & Investment Banking Management Fees & Commission (KD 000’s) (20.5)% 3,050 2,668 2,434 2,469 2,022 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Asset Management Fees1 (KD 000’s) Investment Banking Fees (KD 000’s) (20.5%) (21.8%) 348 2,881 2,386 2,334 282 2,265 1,674 169 169 135 Q3 2024 Q
Slide 16: Asset Management Fee Returns
Asset Management Fee Returns Asset Management Fees1 (KD 000’s) AUM (KD million) 2,881 1610 1561 2,386 2,265 2,334 1,674 1441 1389 1409 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Annualized Income Returns (%) 0.83% 0.68% 0.58% 0.58% 0.46% Q3 2024 Q4 2024 Q1 2025 Q
Slide 17: Return on Principal Investments
Return on Principal Investments Income Returns (KD 000’s) Investment Assets1 (KD million) 182 5,830 177 5,126 4,337 172 171 2,913 2,807 163 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Annualized Income Returns (%) 11.6% 12.8% 10.1% 7.1% 6.5% Q3 2024 Q4 2024 Q1 202
Slide 18: Capital Structure and Returns
Capital Structure and Returns Markaz Net Debt to Total Equity increased to 0.46X Sep Dec Sep (KD 000's) Return on Assets1 (%) 2025 2024 2024 Bank Borrowings 28,717 19,085 18,920 5.4% 4.8% Bonds Issued 35,000 35,000 35,000 3.8% Total Debt 63,717 54,085 53,920 2.4% 2.4% Cash and Bank Balance 6,428 5,9
Slide 19: Shareholders Information
Shareholders Information Focused on sustainable value creation for shareholders Major Shareholders Corporate Information Major Shareholders Type % Holding Main Market - Boursa Kuwait Market Segment Listing (Sec Code: 213) Kuwait Pillars for Financial Investment Direct 27.72% 2024 Approved Dividends
Slide 20: Disclaimer
Disclaimer This document has been prepared by Churchgate Partners for Kuwait Financial Centre K.P.S.C. (“Markaz”) investors, solely for informational purposes. This presentation may contain statements that are not historical facts, referred to as “forward looking statements” .The information contain
Slide 21: Thank you.
Thank you. j—4) oI MARKAZ
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