Banca Transilvania Sa · BVB:TLV
Banca Transilvania Sa — Investor Day (2025)
12 slides from Banca Transilvania Sa's investor day presentation, 2025
Slide 1: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW
Slide 2: Disclaimer
DISCLAIMER The information contained in the present undertakes no obligation to update publicly any document has not been independently verified of them in light of new information or future and no representation or warranty expressed or events. None of Banca Transilvania or any of its implied is ma
Slide 3: Positioning for What's Next
POSITIONING FOR WHAT’S NEXT IOAN NISTOR
Slide 4: Ioan Nistor, Chief Economist
IOAN NISTOR CHIEF ECONOMIST Ioan Nistor serves as Chief Economist at Banca Transilvania and brings a distinguished academic and leadership background to the role. His areas of expertise include corporate finance, banking, and behavioral finance, supported by a postdoctoral certification from Kobe Un
Slide 5: Status Check
Landscape Foundation Opportunities Takeaways STATUS CHECK GDP/CAPITA UNEMPLOYMENT RELATIVELY HIGH WEALTH IN THE CEE GDP per capita 2024 (PPS, EU27_2020 = 100) • 29.700 PPS • 5.9% September 2025 – stable EU Italy 100 98 • 78% of EU average • 482,500 persons Spain Czechia 92 91 • CAGR 7.7% • Youth Une
Slide 6: Romania's Competitive Edge
Landscape Foundation Opportunities Takeaways ROMANIA’S COMPETITIVE EDGE SERVICES INDUSTRY AGRICULTURE 60.7 % 27 % 3.9 % of the GDP. Romania ranks first in the of the GDP. The composition Dominant role in GDP, this sector is EU in terms of the absolute number of includes 8% from the IT&C sector a maj
Slide 7: Romania's Competitive Edge
Landscape Foundation Opportunities Takeaways ROMANIA’S COMPETITIVE EDGE INFRASTRUCTURE ENERGY TOURISM 7.7 % 4 % 5 % of total employment works in of the GDP, making it a strategic contribution to GDP. ~235K transport pillar for economic growth. Romanians are directly employed in • EU Funding Backbone
Slide 8: Reaching New Heights
Landscape Foundation Opportunities Takeaways REACHING NEW HEIGHTS • Romania as a nearshoring destination for automation, leveraging its strong IT talent EU companies pool and competitive costs. • Financial Services Modernization • Expand tech hubs and incubators : supported by OECD accession and EU
Slide 9: Reaching New Heights
Landscape Foundation Opportunities Takeaways REACHING NEW HEIGHTS • Accelerate Irrigation Investments • Strengthen Value-Added Processing • Modernize Equipment • Farm consolidation AGRICULTURE • Expand Storage & Logistics • Digital & Precision Farming • Accelerate Renewable Deployment • Boost Energy
Slide 10: Reaching New Heights
Landscape Foundation Opportunities Takeaways REACHING NEW HEIGHTS • Maximize EU Fund Absorption • Streamline Permitting & Governance • Public-Private Partnerships (PPPs) for • Upgrade Ports & Airports INFRASTRUCTURE large-scale projects like industrial parks, • Expanded Urban Infrastructure hospital
Slide 11: Next Growth Wave
Landscape Foundation Opportunities Takeaways NEXT GROWTH WAVE HIGHEST NEAR-TERM UPSIDE STABLE FOUNDATIONS Industry, Agriculture, Services, Construction Infrastructure, Transport Large base effects, focus should Under-execution vs. EU peers, be on productivity, digitalization large EU funding envelop
Slide 12: Investor Day: Signals That Shape Tomorrow
INVESTOR DAY SIGNALS THAT SHAPE T OMORROW