Slide 1: Q2 2026 results highlights
All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Our Q2 2026 Report to Shareholders is available at rbc.com/investorrelations, sedarplus.com and sec.gov an
Slide 2: Market risk measures and IRRBB sensitivities
(1) Trading revenue (teb) in the chart above excludes the impact of loan underwriting commitments. Market risk measures for assets and liabilities of RBC Insurance ® We offer a range of insurance products to clients and hold investments to meet future obligations to policyholders. The investments wh
Slide 3: Long-term debt funding mix by currency of issuance
Long-term debt (1) — funding mix by currency of issuance Euro 22% } tt Canadian dollar 26% U.S. dollar 42% Other 10%
Slide 4: Composition of wholesale funding by remaining term
(1) Includes unsecured and secured long-term funding and subordinated debentures with an original term to maturity greater than 1 year (1) Includes unsecured and secured long-term funding and subordinated debentures with an original term to maturity greater than 1 year (2) Mortgage-backed securities
Slide 5: CET1 ratio changes and capital generation
(1) Represents rounded figures. (2) Represents net internal capital generation of $3.1 billion or 42 bps consisting of net income available to shareholders less common and preferred share dividends and distributions on other equity instruments. (3) Excludes the impact of items in Other. (4) Includes
Slide 6: Canada Unemployment Rate
Canada Unemployment Rate (1) % 1 10 ) 8 a = ~ cn ee 5 4 oO io Ao Ao \\ + >) S SAS PEP SED DD cB PPP oP PP oP oP oP GP OP oh a wv av ov x” ww a oY x” ar av ov x” wv av oh az ww ad av x wy qaoaeqovroqoaceqaddqaoaqovroqaeq*#§egqogqgwdqgegvraucdardaa & Range of alternative scenarios (April 30, 2026) ee
Slide 7: GDP forecast assumptions
• Gross Domestic Product (GDP) – In our base forecast, we expect both Canadian and U.S. GDP to continuously grow in calendar Q 2 2026 and thereafter. GDP in calendar Q4 2026 is expected to be 1.6 % above Q4 2025 levels in b oth Canada and the U.S.
Slide 8: Canada Real GDP
Canada Real GDP (1) Trillions of Canadian dollars 2.8 21. 2.6 2.5 2.4 2.3 — © \ io Ao {\ a\ D Ao Ad A AO S Oo »S PEP HPP DD oD SP oP SP I OD SP DP coh? OP OP OP GP OD AP A av x DP 4° av nh AP ah ov 4 Rae agra vy vv ecororvaedcrvereaedcrvrreaedcrreaeaerea @ Range of alternative scenarios (April 30, 2
Slide 9: Housing price index and credit risk exposure by risk rating
Table of Contents 66 Royal Bank of Canada Second Quarter 2026 • Canadian housing price index – In our base forecast, we expect housing prices to increase by 0.2 % over the next 12 months from calendar Q 2 2026, with a compound annual growth rate of 4.3 % for the following 2 to 5 years. The range of