Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q1 2023 Earnings Presentation
19 slides from Qatar International Islamic Bank's earnings presentation, 2023
Slide 1: OlB@ 223)
OlB@ 223)
Slide 2: Investors' Presentation Q1 2023
Investors’ Presentation - Q1 2023 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 20% 17% GCC & Foreign ▪ The Qatar Investment Authority As of 31 March 2023, QIIB has the sixth market capitalization on the Qatar Excha
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 25% Personal Banking Financing 29% 27% o Large personal
Slide 7: Financial Performance
Section 2 Financial Performance Page 7. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (QAR Mn) QIIB’s balance sheet slightly dropped compared to year end 2022, which 61,314 61,792 is consistent with Qatar banking system 60,000 56,831 56,393 54,955 The growth has been driven by a strong increase in QIIB’s Islamic 40,000 Fin
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio slightly increased to 3.0% as of 31 March 2023, compared to December 2022, nevertheless its still within 2019 2020 2021 2022 Q1-2023 the industry average Non-performing financing ratio(1) 1.9% 1.6% 2.6% 2.8% 3
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (QAR mn) Sustained profitability (QAR mn) 3000 62 19 1,200.0 181 203 6 250 298 2000 510 396 354 507 1,000.0 1,075.2 1,003.3 800.0 927.0 937.7 1000 1846 1834 22 1728 1792 8 60 600.0 68 90 170 427 529 400.0 0 2019 2020 2021 2022
Slide 11: Robust Capitalization
Robust Capitalization Highlights Capital Structure (QAR mn) Tier 1 Tier 2 +5.3% +3.6% 10,000 Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +5.7% requirements subject to regular (external) audit. Guidelines were refined and updated in March 2016. T
Slide 12: Summary of Q1 - 2023 Performance
Summary of Q1 - 2023 Performance 31-Dec-22 31-Mar-23 % Change Strong liquidity levels Total Assets (QAR mn) 56,393 54,955 -2.6% Net Islamic Financing Facilities (QAR mn) 35,022 34,957 -0.2% Stable asset quality Liquid Assets (QAR mn) 20,003 18,690 -6.6% Stable deposit base Customers’ Deposits (QAR m
Slide 13: Funding Overview
Section 3 Funding Overview Page 13. Page 13.
Slide 14: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As of 31 December 2022 As of Q1-2023 QIIB’s funding is predominantly driven by customer deposits and equity of investment account holders (EIAH) and is backed by the bank’s own capital. 16% 5% QIIB has leveraged its expanding branch network and corpor
Slide 15: Rating Overview
Section 4 Rating Overview Page 15. Page 15.
Slide 16: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A- F2 bb+ Positive April 2023 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable January 2023 Capital Intelligence Long Term Rating Short Term Rating Standalone Ra
Slide 17: Key Investment Highlights
Key Investment Highlights One of the most efficient banks in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 17 branches Strong capital position & asset quality Strong government support with QIA as one
Slide 18: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Investment Finance Treasury & Investment hossamkhattab@qiib.com.qa Moh
Slide 19: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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