Ing Groep N.v. · EURONEXT:INGA

Ing Groep — Investor Presentation (January 2026)

13 slides from Ing Groep's investor presentation, January 2026

  1. Slide 1: ING profile 4Q/FY2025

    ING profile 4Q/FY2025 January 2026 Global Communications, Brand & MarCom replace picture

  2. Slide 2: Index

    Index 1. Why we’re here 2. Who we are 3. Customers and products 4. What we promise our customers 5. Putting sustainability at the heart of everything we do 6. Our quarterly numbers in a factsheet 7. Our markets 8. Our leaders 2

  3. Slide 3: Empowering people to stay a step ahead in life and in business

    Empowering It’s our purpose to empower people to stay a step ahead in life and in business. This purpose guides us in everything people to stay a we do. It represents our conviction in people’s potential. We don’t judge, coach or tell people how to live their lives. However big step ahead in life or

  4. Slide 4: Who we are

    Who we are. ING is a global bank with a strong European base. Our more than 60,000 employees offer retail and wholesale banking services in over 100 countries.

  5. Slide 5: Customers are who we're here for

    Customers are Our products. who we’re here for. Our products include savings, payments, At every step of their ING journey, customers investments, loans and mortgages in most of our should feel an emotional connection with us. retail markets. For wholesale banking clients we Banking is a relationshi

  6. Slide 6: Provide superior customer value. Banking made easy, instant, personal and relevant

    Provide superior Banking made customer value. easy, instant, personal and relevant. We want to stand out from the crowd We make banking easy, instant, even with our basic banking products. personal and relevant. Customer journeys. Tech & Ops. We’re focusing on: • mobile banking for individual custom

  7. Slide 7: Putting sustainability at the heart of what we do

    Putting sustainability at the heart of what we do.

  8. Slide 8: Sustainability at the heart

    Sustainability at the heart. Challenge Strategy on climate action Sustainability is one of the biggest challenges for society. ING aims Our sustainability strategy focuses on climate action and how we to be a banking leader in building a sustainable future for our can help to halt and reverse nature

  9. Slide 9: This is how we performed!

    This is how we performed! +1 +XXX mln mobile +189k mobile mobile primary customers primary customers €6,327 mln net result FY25 vs. €6,392 mln FY24 €4,602 mln Fee income (+15% vs. FY24) 13.2% RoE (full-year) Customer volume growth €166 bln volume mobilised 13.1% €+56.9 bln €+38.1 bln FY2025 Core len

  10. Slide 10: Our markets

    Our markets Wholesale & Retail Banking Wholesale Banking Corporate head office, Amsterdam, The Netherlands Australia India Poland Switzerland Austria Indonesia Philippines Taiwan Belgium Ireland Romania Türkiye Bulgaria Italy Russia1 Ukraine Czech Republic Japan Singapore UAE / Dubai France Luxembou

  11. Slide 11: Our leaders

    Our leaders Executive Board (EB) and Management Board Banking (MBB) Head of Retail, Market Leaders and Challengers & Growth Markets MBB Chief financial officer EB & MBB Pinar Abay Tanate Phutrakul Head of Wholesale Banking MBB Chief executive officer Andrew Bester Chairman EB & MBB Steven van Rijswi

  12. Slide 12: Follow us to stay a step ahead

    Follow us to stay a step ahead ING.com LinkedIn X YouTube Flickr Medium ING.com LinkedIn X YouTube Flickr Medium

  13. Slide 13: Slide 13

ING Groep — Investor Presentation (January 2026) on 6ix