Prudential Financial — Investor Presentation (October 2026)

5 slides from Prudential Financial's investor presentation, Oct 15, 2026

Slide 1: Adjusted Variances Following Emerging Markets Restatement
ADJUSTED VARIANCES FOLLOWING EMERGING MARKETS RESTATEMENT OCTOBER 15, 2026 Expanding access to investing, insurance, and retirement security
Slide 2: Japan Businesses Adjusted Operating Income and Variances
JAPAN BUSINESSES ADJUSTED OPERATING INCOME AND VARIANCES Excludes Emerging Markets results reclassified to Divested Businesses and AFP Habitat results reclassified to Retirement, both previously included in International Businesses Variances(2) Adjusted Alternative Total Operating Assumption Expense
Slide 3: Retirement Restated Adjusted Operating Income and Variances
RETIREMENT RESTATED ADJUSTED OPERATING INCOME AND VARIANCES Restated to include AFP Habitat results reclassified to Retirement, previously included in International Businesses Variances(2) Adjusted Alternative Total Operating Assumption Expenses Investment Underwriting Variances Income(1) Update & O
Slide 4: Appendix
APPENDIX 4
Slide 5: Adjusted Operating Income
ADJUSTED OPERATING INCOME The Company analyzes the operating performance of each segment using pre-tax “adjusted operating income.” Adjusted operating income does not equate to “Income (loss) before income taxes and equity in earnings of joint ventures and other operating entities” or “Net income (l