Commerzbank Ag · XETR:CBK
Commerzbank — Investor Presentation (November 2023)
26 slides from Commerzbank's investor presentation, Nov 8, 2023
Slide 1: This is Commerzbank: An Overview
This is Commerzbank An Overview 8 November 2023 Commerzbank AG, Group Communications
Slide 2: Agenda
Agenda No Topic Page 1 Facts and Figures 2–6 2 Board of Managing Directors 7–8 3 Strategic Positioning 9–10 4 Segments 11–13 5 Purpose and Brand 14–15 6 Sustainability 16–17 7 Digitalisation 18–19 8 Diversity and Inclusion 20–21 9 History 22–23 8 November 2023 Commerzbank AG, Group Communications 1
Slide 3: Facts and Figures: an Overview
Facts and Figures: an Overview 1 8 November 2023 Commerzbank AG, Group Communications 2
Slide 4: Facts and Figures: an Overview
Facts and Figures: an Overview Private and Small-Business Customers Focussed Business Model Corporate Clients Growth – Excellence – Responsibility Customer focus with steady revenue growth Shaping the digital and sustainable transformation Earning cost of capital and increase capital return Commerzb
Slide 5: Facts and Figures: Commerzbank's Global Presence
Facts and Figures: Commerzbank’s Global Presence Significant Group companies • Commerzbank (Eurasija) AO, Moscow • Commerzbank Finance & Covered Bond S. A., Luxembourg • Commerz Markets LLC, New York Operative foreign • Commerz Real AG, Wiesbaden branches • mBank S. A., Warsaw Amsterdam, Beijing, Br
Slide 6: Facts and Figures: Highlights
Facts and Figures: Highlights Germany Europe Digital Almost 11 million private and small- One of the leading providers of trade ser- Mobile payment with giropay, Apple Pay, business customers vices within the eurozone and Google Pay as well as Garmin Pay, SwatchPAY!, and Fitbit Pay In the Private an
Slide 7: Facts and Figures: Selected Group Financial Figures
Facts and Figures: Selected Group Financial Figures Figures Q3 2022 FY 2022 Q3 2023 Shareholder structure as of October 2023 Total revenues 1,886 9,461 2,755 (in €m) > 5% Operating result 282 2,099 1,116 (in €m) > 15% Consolidated profit/loss 195 1,435 684 (in €m)1 Cost-income ratio 80.6 68.6 56.2 o
Slide 8: Board of Managing Directors
Board of Managing Directors 2 8 November 2023 Commerzbank AG, Group Communications 7
Slide 9: Board of Managing Directors
Board of Managing Directors Private and Group Management Small-Business Corporate Clients Group Customers Segment Services Segment Manfred Bettina Marcus Sabine Thomas Michael Jörg Oliveri Knof Orlopp Chromik Mlnarsky Schaufler Kotzbauer del Castillo- Schulz Chairman Deputy Chief Chief Chief Chairwo
Slide 10: Strategic Positioning
Strategic Positioning 3 8 November 2023 Commerzbank AG, Group Communications 9
Slide 11: Strategy programme until 2027: Moving Forward
Strategy programme until 2027: “Moving Forward.” GROWTH EXCELLENCE RESPONSIBILITY Under the motto “Moving Forward.”, which builds on our recent marketing campaign, Targets 2027 we position ourselves as the bank for Germany – with a tradition of more than 150 years. We are partners at the side of our
Slide 12: Segments
Segments 4 8 November 2023 Commerzbank AG, Group Communications 11
Slide 13: Segments of Commerzbank: Private and Small-Business Customers
Segments of Commerzbank: Private and Small-Business Customers €m Q3 2022 FY 2022 Q3 2023 Revenues 791 5,267 1,392 Operating result –2081 1,001 388 ● With almost 11 million customers one of the leading banks for private and small-business customers in Germany ● In the Private and Small-Business Custo
Slide 14: Segments of Commerzbank: Corporate Clients
Segments of Commerzbank: Corporate Clients €m Q3 2022 FY 2022 Q3 2023 Revenues 1,021 3,792 1,171 Operating result 535 1,064 645 ● No 1 in financing the Mittelstand in Germany ● Strong regional franchise in Germany, active internationally in more than 40 countries worldwide ● Strong linkage of our ex
Slide 15: Purpose and Brand
Purpose and Brand 5 8 November 2023 Commerzbank AG, Group Communications 14
Slide 16: Purpose and Brand
Purpose and Brand Purpose We create prospects for ambitious people and companies Brand Positioning Creating prospects, shaping the future together We, Commerzbank, take on the responsibility of providing people and companies with security, even in difficult times, and opening up prospects for them.
Slide 17: Sustainability
Sustainability 6 8 November 2023 Commerzbank AG, Group Communications 16
Slide 18: Sustainability
Sustainability Make banking sustainable – for our customers, for us, for everybody Our commitment: To become a net-zero bank Customer Transformation Bank Transformation We empower our customers in their We are leading sustainable transformation by example • Accompanying the process of transformation
Slide 19: Digitalisation
Digitalisation 7 8 November 2023 Commerzbank AG, Group Communications 18
Slide 20: Targets of IT Strategy support Strategy until 2027 and focus on IT Performance
Targets of IT Strategy support Strategy until 2027 and focus on IT Performance IT Strategy Cornerstones of Strategy until 2027 Targets of the IT Strategy Growth Improving In cooperation with the segments We are digital and innovative customer and employee focus and functions Excellence Improving Dev
Slide 21: Diversity and Inclusion
Diversity and Inclusion 8 8 November 2023 Commerzbank AG, Group Communications 20
Slide 22: Diversity & Inclusion: Living Diversity and Shaping Fair Cooperation
Diversity & Inclusion: Living Diversity and Shaping Fair Cooperation We take on social responsibility – which our employees, clients, and business partners benefit from We are committed beyond Commerzbank: Signee and member of the Identifying and Facilitating work-life Supporting Co-founder and coun
Slide 23: History
History 9 8 November 2023 Commerzbank AG, Group Communications 22
Slide 24: International Bank with more than 150 Years of Tradition
International Bank with more than 150 Years of Tradition ● 2023 Return to the leading German stock index Dax ● 2021 Manfred Knof new Chairman of the Board of Managing Directors ● 2020 Merger of comdirect completed 150 years of Commerzbank 50 years of Commerzbank Foundation ● 2013 Final redemption of
Slide 25: Disclaimer
Disclaimer This presentation contains forward-looking statements. Forward-looking statements are statements that are not historical facts; they include, inter alia, statements about Commerzbank’s beliefs and expectations and the assumptions underlying them. These statements are based on plans, estim
Slide 26: Commerzbank
COMMERZBANK