Slide 1: Supervisory Capital Assessment Program Results and Information
Exhibit 99.2 Supervisory Capital Assessment Program Results and Information May 7, 2009 • The SCAP scenarios do not constitute a forecast or otherwise reflect Fifth Third’s outlook for 2009 or 2010 expected results. – This assessment was a "what-if" exercise intended to help supervisors gauge the ex
Slide 2: Summary – Supervisory Capital Assessment Program (SCAP)
Summary – Supervisory Capital Assessment Program (SCAP) Fifth Third does not require additional overall capital; Fifth Third is committed to improve composition of capital — Fifth Third committed to strengthen Tier 1 common equity by a net amount of $1.1 billion – Pending processing joint venture re
Slide 3: SCAP objectives and methodology
SCAP objectives and methodology Designed to evaluate the level and quality of capital to be maintained over specified economic scenarios through 2010 Capital standards applied consistently to all banks — Measured against existing regulatory capital standards as well as a new standard, “Tier 1 common
Slide 4: SCAP disclosure table: Fifth Third
SCAP disclosure table: Fifth Third Supervisory Capital Assessment Program Estimates for Fifth Third Bancorp for the More Adverse Economic Scenario Supplementary information regarding Fifth Third's submission The estimates below represent a hypothetical "what-if" scenario that involves an economic ou
Slide 5: Capital planning assumptions
Capital planning assumptions $1.1 billion of incremental Tier 1 common equity, required to bring Tier 1 common equity ratio to 4% under more adverse scenario — Regulatory capital levels would remain well above “well-capitalized” levels Institutions have six months to achieve capital commitment throu
Slide 6: Tier 1 common equity private market alternatives
Tier 1 common equity private market alternatives A number of viable private market alternatives are available that, if pursued and successful, would provide sources for increasing Tier 1 common equity — Currently expect results to be significantly better than assumed under the more adverse scenario,
Slide 7: Capital targets
Capital targets Expect to exceed 4% minimum Tier 1 common ratio for as long as the standard may apply — Expect Tier 1 common to remain above 5% throughout 2009, without including the effect of our capital actions Establishing tangible common equity to risk-weighted assets (TCE/RWA) target of 5-6% —
Slide 8: Reg G reconciliation
Reg G reconciliation 3/31/2009 Total shareholders' equity (GAAP) $12,102 Less: Preferred stock (GAAP) $4,252 Less: Goodwill (GAAP) $2,623 Less: Intangible Assets (GAAP) $154 Less: Accumulated other comprehensive income (GAAP) $151 Tangible Common Equity excluding unrealized gains/losses $4,922 Risk-
Slide 9: Cautionary statement
Cautionary statement This report may contain forward-looking statements about Fifth Third Bancorp within the meaning of Sections 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated t