First · NYSE:FCF

First — First Commonwealth Financial — Merger or Acquisition (May 2015)

6 slides from First's merger presentation, May 11, 2015

  1. Slide 1: First Commonwealth Financial Corporation Announces Agreement to Acquire First Community Bank in Columbus, Ohio

    Merger Supplement NYSE: FCF First Commonwealth Financial Corporation Announces Agreement to Acquire First Community Bank in Columbus, Ohio May 11, 2015

  2. Slide 2: Westward Expansion: Strategic Rationale

    Merger Supplement Westward Expansion 2 Source: SNL Financial Strategic Rationale  With the acquisition of First Community Bank, FCF will expand further into Ohio and the Columbus MSA  The transaction will provide FCF with attractive new demographics – Higher median household income – Increased his

  3. Slide 3: Acquisition of First Community Bank

    Merger Supplement Acquisition of First Community Bank 3 Purchase Price and Consideration  FCF will pay $14.75 million in aggregate for First Community Bank in Columbus, OH – 100% cash consideration – Approximately 120% of First Community Bank’s tangible book value as of 3/31/2015 – Core deposit pre

  4. Slide 4: Columbus MSA Market Characteristics

    Merger Supplement 23.9% 30.3% 13.1% 9.8% 5.0% 37.3% 13.5% Columbus MSA Market Characteristics 4 Source: US Bureau of Labor Statistics; The Columbus Region Factbook 2015; American Community Survey, 2013 Columbus MSA Dec. ‘14: 3.7% U.S. Dec. ‘14: 5.6% Consistently Low Unemployment Rate (%) 2 4 6 8 10

  5. Slide 5: Experience in Ohio: Senior Management Experience

    Merger Supplement Experience in Ohio 5 Senior Management Experience  Thomas Michael Price, President & CEO – Previously CEO for National City Corporation in the Cincinnati market – Received his MBA from Cleveland State University  Jane Grebenc, EVP & Chief Revenue Officer – Previously in an execut

  6. Slide 6: For more information, please contact

    Merger Supplement NYSE: FCF For more information, please contact: Ryan M. Thomas Vice President / Finance & Investor Relations First Commonwealth Financial Corporation 654 Philadelphia Street Indiana, Pennsylvania 15701 (724) 463‐1690 InvestorRelations@fcbanking.com

First Commonwealth Financial — Merger or Acquisition (May 2015) on 6ix