Credit Clear Limited · ASX:CCR

Credit Clear — Investor Presentation (June 2021)

19 slides from Credit Clear's investor presentation, Jun 9, 2021

  1. Slide 1: Investor Presentation

    Investor Presentation ASX: CCR June 2021

  2. Slide 2: Credit Clear is changing the way organisations manage their receivables

    Credit Clear is changing the way organisations manage their receivables through automated digital technology and new generation thinking. Power ed by 2

  3. Slide 3: Investment highlights

    Investment highlights Proprietary tech transforms Credit Clear is a market leading digital communication and payment management platform 1 receivables management that automates, streamlines and optimises receivables management. Delivers a superior client experience through an intelligent, convenient

  4. Slide 4: Financial performance since IPO

    Financial performance since IPO Resilient top-line revenue with a focus on conversion to the digital platform to achieve gross margin expansion Total Revenue (A$M) Digital Revenue (A$M) Digital Gross Profit (A$M) Momentum building as COVID-19 related 37% of Revenue from Targeting 90% Gross Profit Ma

  5. Slide 5: Key operational achievements since IPO

    Supported by key operational achievements since IPO Credit Clear financial achievements are underpinned by strong growth in client base and end customer metrics1 962 +162 +2410% Conversion of Active clients, New clients signed traditional clients to up >20% since IPO2 since IPO digital platform3 >35

  6. Slide 6: Strong pipeline of opportunities across targeted verticals

    Strong pipeline of opportunities across targeted verticals INSURANCE WATER & UTILITIES AUTOMOTIVE OTHER SECTORS Leveraging recent Continued penetration Advanced discussions with A big four bank has precedent client win in into energy and utilities two major automotive committed to a pilot. Suncorp G

  7. Slide 7: Business Overview

    BUSINESS OVERVIEW

  8. Slide 8: Credit Clear provides an end-to-end, full-service solution

    Credit Clear provides an end-to-end, full-service solution Strategic and long-term focus Completes the full-service offering Digital platform Early stage Late stage Proprietary digital communication and payment Contingent collections Legal services for management technology platform operations debt

  9. Slide 9: Achieving better outcomes for clients through a white labelled digital solution

    Achieving better outcomes for clients through a white labelled digital solution Convenient and intelligent digital platform that enables clients to better Servicing a broad and blue-chip client manage communications and payment arrangements with their customers. base, with benefits validated by a cl

  10. Slide 10: Superior user experience validated by our clients' customers

    Superior user experience validated by our clients’ customers Digital platform uses dynamic data, predictive analytics, artificial intelligence and machine learning to enhance customer experience and engagement. +45 Net Promotor Actionable, convenient communication in customers’ preferred Score from

  11. Slide 11: Growing conversion from traditional collections to digital platform

    Growing conversion from traditional collections to digital platform Revenue Mix (%) • Credit Clear continues to successfully convert clients from 23% 22% 26% 23% traditional collection methods to 28% digital platform. To achieve enhanced outcomes for clients, end customers and gross margin expansion

  12. Slide 12: Credit Solutions acquisition demonstrates ability to acquire and create value

    Credit Solutions acquisition demonstrates ability to successful acquire traditional RM company & create value with significant gross profit uplift Successful integration provides direct access to a quality traditional client base and margin Characteristics of the traditional debt expansion collectio

  13. Slide 13: Credit Clear is transforming the traditional $2.5B debt collections market

    Credit Clear is transforming the traditional $2.5B debt collections market Australian Debt Collection Indicative Market size1 (2020) $2,000M (est.) $62M $498M Client Tier Description Example entities GtM Strategy $20M 4 • >10,000 firms • SMEs Platform • Fully outsourced collections Integration Inter

  14. Slide 14: Executing on a clear growth strategy to scale operations

    Executing on a clear growth strategy to scale operations ACCELERATE CORE GROWTH ENHANCE DIGITAL CAPABILITIES TRANSFORMATION Expand client base and accelerate Significant investment into platform Seek growth opportunities to top-line growth organically, with a to further improve digital capabilities

  15. Slide 15: Appendix

    APPENDIX XYZ Pow ere d by

  16. Slide 16: Experienced Board and leadership team

    Experienced Board and leadership team Board Senior Management Team • Extensive experience as a management consultant with Brenton Glaister David Hentschke The Boston Consulting Group, with successful executive Gerd Schenkel Chief Executive Officer Group GM, Technology & Strategy appointments at NAB,

  17. Slide 17: Corporate overview

    Corporate overview Capital Structure Share Price Performance (since IPO) ASX Code CCR Share Price (A$) Volume (k) 1.20 30,000 Shares on issue 225.69m Share price1 52.00c 1.00 25,000 Market capitalisation ~$117.4m 0.80 20,000 Cash at bank (Mar ’21) $11.6m 0.60 15,000 Options & Rights 27.98m 0.40 10,0

  18. Slide 18: Disclaimer

    Disclaimer This presentation has been prepared by, and is the sole responsibility Credit Clear Limited ACN 604 797 033 (Company). The information contained in this presentation was prepared as at 9 June, 2021, and remains subject to change without notice. The information in this presentation is of a

  19. Slide 19: Contact Us

    CONTACT US Brenton Glaister CEO Credit Clear e: brenton@creditclear.com.au Joel Seah Investor Relations Vesparum Capital p: +61 (3) 8582 4800 e: creditclear@vesparum.com

Credit Clear — Investor Presentation (June 2021) on 6ix