Commercial International Bank - Egypt (cib) S.a.e. · EGX:COMI
Commercial International Bank - Egypt (cib) S.a.e — Commercial International Bank - Egypt (CIB) — ESG Presentation (2025)
41 slides from Commercial International Bank - Egypt (cib) S.a.e's sustainability presentation, 2025
Slide 1: ESG Presentation Q1 2025
ESG Presentation Q1 2025
Slide 2: Disclaimer
DISCLAIMER By attending the meeting where this presentation deck is being presented and/or distributed or by reading through its slides, you agree with the following limitations: The information in this presentation may contain future projections and forward-looking statements that reflect the Bank’
Slide 3: About CIB
ABOUT CIB 01 Investor Relations Presentation Q1 2025
Slide 4: CIB at a Glance
CIB AT GLANCE Taking security seriously A dynamic long-term strategy CIB’s security and governance policies are aligned with international standards and The central pillars of CIB’s strategy include the use of pragmatic best practices. Launched in 2017, the Bank’s Cybersecurity Operations Center is
Slide 5: CIB at a Glance
CIB AT GLANCE TotalAssets Presence Branches Employees Revenues 214 8,313 EGP 27 bn EGP 1.26 (Trillion) 4% YtD Change Clients ATMs Market Cap +2mn 1,396 EGP 250.9bn Profits by Lines of bussiness Total Customer Desposits 8.24% Corporate banking Subsidiaries and Associates 14.97% • CIB Kenya Limited 10
Slide 6: COMI and Credit Ratings
COMI AND CREDIT RATINGS SHARE INFORMATION 52 WEEKS PERFORMANCE P/B STOCK EXCHANGES TICKER Shares outstanding: 3,043,158,000 High EGP 89.7 Listed Egyptian Exchange (EGX) COMI 1.6 Par value: EGP 10.00 Low EGP 73 Listed London Stock Exchange (LSE) CBKD GDR convertibility: 1 : 1 Traded OTCQX Int’l Premi
Slide 7: Frameworks and ESG Ratings
FRAMEWORKS AND ESG RATINGS CIB has been engaging and aligning with ESG standards, frameworks, ratings and indices since 2015. The Bank is a founding signatory of the UNEP FI PRB since 2019, the first supporter in Egypt of the TCFD in 2020, and a founding signatory of the NZBA and the commitment to F
Slide 8: Strategy
STRATEGY 03 Investor Relations Presentation Q1 2025
Slide 9: Strategy
STRATEGY TODAY TOMORROW Financial Performance • Quality loan growth, with focus on increasing product penetration & SoW • Differentiating our lending portfolio towards sectors of the future • Deposit growth, particularly from households clients • Focus on underpenetrated retail banking segments with
Slide 10: ESG Approach and Disclosures
ESG APPROACH 04 AND DISCLOSURES Investor Relations Presentation Q1 2025
Slide 11: Our Approach
OUR APPROACH CIB’s System’s Thinking approach empowered us to realize the connection between the ESG dimensions and our Business Growth We have been focused on sustainability that is material to our financial performance, and that ensures impact and value creation. Our record testifies that sustaina
Slide 12: Our Sustainability Journey
OUR SUSTAINABILITY JOURNEY Introduced the Transition Finance Program Secured USD 60 million from EBRD for green projects and Women in Business CIB Foundation Bank-wide Energy FTSE4Good Founding Signatory of Supporter of the Task Signatory of the UNEPFI Met the Bank’s first ENciency Project Constitue
Slide 13: Value Creation Approach
VALUE CREATION APPROACH Financial Capital Intellectual Capital Allocating financial capital to solidify market Enhancing and developing progressive presence, expanding into new regions to drive programs, processes, and digital systems to growth. deliver robust and diverse solutions in a simpler, saf
Slide 14: Transparency and Disclosures
TRANSPARENCY AND DISCLOSURES CIB has been committed to disclosing its ESG activities through publishing several sustainability reports. The integrated ESG Data & Digitization (ESGDD) report is inclusive of CIB sustainability frameworks and standards, covering GRI, SASB, TCFD, NZBA, PRB, Equator Prin
Slide 15: ESG Institutional Pillars
ESG INSTITUTIONAL 04 PILLARS Investor Relations Presentation Q1 2025
Slide 16: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS PILLAR 01 PILLAR 04 CIB has established key institutional pillars that SUSTAINABILITY SUSTAINABILITY GOVERNANCE MANAGEMENT drive sustainability and business performance SYSTEM across all its operations. The Pillars have CIB inspired the Sustainable Finance Policy and the PI
Slide 17: ESG Institutional Pillars: Sustainability Governance
ESG INSTITUTIONAL PILLARS Board Sustainability Committee: Provides oversight and direction in ESG matters and regulatory mandates, including new trends such as transition finance, climate resilience and ESG data governance Sustainable Finance Steering Committee: Directs and follows up on executi
Slide 18: ESG Institutional Pillars: Policy & Frameworks
ESG INSTITUTIONAL PILLARS The Sustainable Finance Policy: Asserts CIB’s commitment to integrating sustainability, embodying the Economic, Environmental, Social, and Governance (EESG) dimensions across the Bank’s policies, procedures, operations, and culture to sustain value creation, in the short,
Slide 19: ESG Institutional Pillars: Management System
ESG INSTITUTIONAL PILLARS CIB’s ESRM System: Enhancement of the CIB’s Environmental and Social Risk Management (ESRM) E&S and Sustainability Management System Sustainability System Integration: ESG integration across the bank’s standard operational The E&S and Sustainability Management procedure
Slide 20: ESG Institutional Pillars: Sustainable Finance Strategy
ESG INSTITUTIONAL PILLARS Value Preservation: Managing ESG Risks including Climate Risk to enhance resilience Value Creation: Ensuring access to capital by meeting DFIs' ESG due diligence requirements, qualifying for FCY Sustainable Finance funding and technical assistance by the IFC, EBRD and PRO
Slide 21: ESG Institutional Pillars: Advocacy & Engagement
ESG INSTITUTIONAL PILLARS UNEP-FI PRB: Case Study: Featured within the Principles of Responsible Banking (PRB) Case Study: "Banking on Sustainability: From Principles to Practice." Video Interview: Featured within a UNEP-FI interview discussing global Banks’ responsible banking practices with ou
Slide 22: ESG Institutional Pillars: Innovation
ESG INSTITUTIONAL PILLARS ESG Data Digitization Platform Ecological Footprint: Developing an Ecological Footprint (EFP) module for the bank’s Sustainable Finance own operations. Innovation The Sustainable Innovation Pillar focuses on the E&S Green Assets: Developing an automated reporting tool to re
Slide 23: Diversity and Inclusion
DIVERSITY 05 AND INCLUSION Investor Relations Presentation Q1 2025
Slide 24: Financial Inclusion
FINANCIAL INCLUSION Since the launching of financial inclusion strategy by CBE, CIB is continuing to develop all the necessary tools to enable better- access for unbanked and underbanked segments, understand the segments financial needs and offering the necessary financial literacy alongside tailore
Slide 25: Financial Inclusion
FINANCIAL INCLUSION CIB is always keen to be one of the main players to achieve the strategic objectives of the country believing in its role to improve the financial awareness for the underbanked in addition to include them in the ecosystem. CIB conducted awareness and literacy sessions for 10,400
Slide 26: Financial Inclusion
FINANCIAL INCLUSION Expanding acquisition channels at optimum cost New segmentation strategy Investor Relations Presentation Q1 2025
Slide 27: Financial Inclusion
FINANCIAL INCLUSION CIB is always keen to be one of the main players to achieve the strategic objectives of the country believing in its role to improve the financial awareness for the underbanked in addition to include them in the ecosystem. CIB conducted awareness and literacy sessions for 10,400
Slide 28: Financial Inclusion
FINANCIAL INCLUSION Expanding acquisition channels at optimum cost New segmentation strategy Investor Relations Presentation Q1 2025
Slide 29: Diversity and Inclusion
DIVERSITY AND INCLUSION CIB has pioneered several internal and external initiatives related to women empowerment and diversity and inclusion Expanding acquisition channels at optimum cost New segmentation strategy Investor Relations Presentation Q1 2025
Slide 30: Employee Engagement
EMPLOYEE ENGAGEMENT CIB has a robust engagement strategy that supports the improvement of culture, and enriches productivity while providing sustainable performance Expanding acquisition channels at optimum cost ESG Capacity Building New segmentation strategy Investor Relations Presentation Q1 2025
Slide 31: Stakeholder Engagement
STAKEHOLDER 05 ENGAGEMENT Investor Relations Presentation Q1 2025
Slide 32: Stakeholder Engagement
STAKEHOLDER ENGAGEMENT CIB works to ensure engaging stakeholders within its sustainability ecosystem to unleash synergies and advocate for sustainable finance on the local and regional spheres across various sectors, ranging from education to access to capital and technical assistance CIB is activel
Slide 33: Community Development
COMMUNITY 05 DEVELOPMENT Investor Relations Presentation Q1 2025
Slide 34: CIB Foundation
CIB FOUNDATION In 2010, CIB shareholders voted to establish the CIB Foundation and permanently endow it with 1.5% of the Bank’s annual profits. The Foundation has built strategic partnerships with healthcare providers from the governmental, private, and non-governmental sectors to maximize its impac
Slide 35: Corporate Governance
CORPORATE 05 GOVERNANCE Investor Relations Presentation Q1 2025
Slide 36: Corporate Governance
CORPORATE GOVERNANCE The Board carries on with its mandate to continuously improve the overall corporate governance framework Commitment to sound corporate governance practices continues to define CIB by regularly reviewing and supervising the Bank’s practices • Internal policies, risk controls, and
Slide 37: Board Committees
CORPORATE GOVERNANCE CIB’s Board consists of 11members; 8 are non-executive, 5 are independent and 2 representing the interests of Alpha Oryx Ltd* Audit Committee Hisham Ezz Paresh Rajeev Kakar Sherif Samy NevineSabbour Al-Arab Suthakar Independent, Non- Independent, Independent , Executive Board No
Slide 38: Awards
AWARDS 05 Investor Relations Presentation Q1 2025
Slide 39: Awards
AWARDS Global Finance EMEA Finance Best securitisation house in Africa Best FX Bank in Egypt Best Bank for Sustainable Finance in Emerging Markets Best Bank for Sustainability Transparency Best Private Bank Award Best SME Bank Award Best Trade Finance Award Lifetime Achievement Award M
Slide 40: Investor Relations contacts
• For more information, please visit our website; www.cibeg.com Investor Relations contacts: Headquarters: Email: Hotline: Nile Tower Building CIB.InvestorRelations@cibeg.com 19666 21/23 Charles De Gaulle St., Giza P.O Box 2430 Cairo-Egypt Investor Relations Presentation Q1 2025
Slide 41: Thank You
Thank You
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