Gft Technologies Se · XETR:GFT
Gft Technologies — Investor Presentation (May 2026)
42 slides from Gft Technologies's investor presentation, May 2026
Slide 1: Investor Presentation May 2026
GFT Technologies SE Investor Presentation May 2026
Slide 2: Let's Go Beyond the Hype_
Let’s Go Beyond the Hype_ We Create Impact with AI We are the Artificial Intelligence Digital Transformation Challenger Investor Presentation May 2026 | 2
Slide 3: GFT – A Global AI-Centric Digital Transformation Pioneer
GFT AT A GLANCE GFT – A Global AI-Centric Digital Transformation Pioneer GFT is a global leader in mission-critical software engineering and AI-enabled 35+ Years of Expansion transformation, with decades of delivery excellence, strong client relationships, and partnerships with hyperscalers includin
Slide 4: Scaling AI-Driven Software Engineering Growth for Financial Services and Other Highly Regulated Sectors
GFT AT A GLANCE Scaling AI-Driven Software Engineering Growth for Financial Services and Other Highly Regulated Sectors €888m Revenue Banking 71% €67m REVENUE BY SECTOR Insurance 17% +15% Adj. EBIT FY 2025 Industry & Others 12% CAGR 5Y €445m Revenue €33m Top 3 markets (FY 2025) Adj. EBIT 2020 2025 B
Slide 5: Efficient Global Delivery Platform – Focus on Smartshoring and Growing India
GFT AT A GLANCE Efficient Global Delivery Platform – Focus on Smartshoring and Growing India Canada TALENTS UK Americas, UK & APAC 63% Poland Germany BY REGION Switzerland 12/31/2025 Continental Europe 37% USA France Italy Spain Mexico India Hong Kong Costa Rica Vietnam Panama NEAR- & OFFSHORE Colom
Slide 6: Recognized Deep Core Banking Expertise with Measurable Client Impact
GFT AT A GLANCE Recognized Deep Core Banking Expertise with Measurable Client Impact GFT has been named a Leader in the IDC MarketScape Worldwide Cloud-Native Core Banking Implementation Services 2025 Vendor Assessment. GFT's major strengths lie in its experience and capabilities with the current ge
Slide 7: Writing Global Success Stories
GFT AT A GLANCE Writing Global Success Stories US Tier 1 bank New lending platform built with Full cloud modernization Long-term strategic partnership Integration of Wynxx to streamline AWS and Thought Machine program across major tech planning, testing, documentation in transformations the
Slide 8: We Enable our Clients to Boost their Productivity
GFT AT A GLANCE We Enable our Clients to Boost their Productivity Artificial Intelligence is an integral part of the overall GFT offering. Innovation AI & Data Services Modernization Engineering & Regulatory Agentic AI Wynxx Platform Legacy Modernization Managed Services Digital Money, Agentic/Gen A
Slide 9: 5-Year Strategy
5-Year Strategy Investor Presentation May 2026 | 9
Slide 10: GFT AI-Centric 5-Year Strategy
GFT 5-YEAR STRATEGY GFT AI-Centric 5-Year Strategy More relevant than ever and reinforced by major AI market shifts Our Vision To be the best responsible AI-Centric digital transformation company in the world. Our Mission To bring the best responsible AI-Centric digital solutions, software developme
Slide 11: GFT AI-Centric 5-Year Strategy
GFT 5-YEAR STRATEGY GFT AI-Centric 5-Year Strategy More relevant than ever and reinforced by major AI market shifts Brand Group Wide Transform into an AI-Centric Digital Transformation Company Dimensions Design and implement next-gen technology brand & positioning Clients Organization Global account
Slide 12: The Legacy Modernization Provides Huge Market Opportunities
GFT 5-YEAR STRATEGY - MARKET OPPORTUNITY The Legacy Modernization Provides Huge Market Opportunities Modernization market expected to double from ~$25B to ~$57B AI is breaking down the barriers of change in by 2030 (~18% CAGR), outpacing traditional IT services by 3–4x legacy systems and unlocking
Slide 13: Driving Strong Growth
GFT 5-YEAR STRATEGY - GFT UNIQUE SOLUTION | DIFFERENTIATION Driving Strong Growth Generative AI product to improve productivity and accelerate the Software Development Life Cycle (SDLC) MORE ABOUT GFT WYNXX Take a look Investor Presentation May 2026 | 13
Slide 14: Wynxx Platform Expansion
GFT 5-YEAR STRATEGY Wynxx Platform Expansion Agentic Studio and Marketplace Wynxx MARKETPLACE Wynxx AGENTIC STUDIO Wynxx Software Development Life Cycle Wynxx BUSINESS PROCESSES 2025 Developer Edition Maintenance Operations Staffing Operations HR Operations Story Creator Story Estimator Code Reviewe
Slide 15: Major Achievements with Wynxx
GFT 5-YEAR STRATEGY - GFT UNIQUE SOLUTION | DIFFERENTIATION Artificial Intelligence Modernization Major Achievements with Wynxx Number of clients increased to >100 Expansion to 11 countries 85% Time reduction to document creation with DOCUMENTER 65% Faster to fix bugs and vulnerabilities with CO
Slide 16: Global Accounts, Tier 1 & Tier 2 Clients Expansion Program
GFT 5-YEAR STRATEGY Global Accounts, Tier 1 & Tier 2 Clients Expansion Program Global Delivery Platform Focus on Smartshore and Startup India Engineering Growth Global Accounts, Tier 1 & Tier 2 Clients Expansion Program Focus Prioritization Industrialize Offerings High Value-Added Services, Offering
Slide 17: Latest GFT Group Results & Outlook 2026
Latest GFT Group Results & Outlook 2026 Q1/2026 Investor Presentation May 2026 | 17
Slide 18: Solid Start in 2026 – Profitability Improved, AI Scaling Up and Guidance Confirmed
Q1/2026 FINANCIALS Solid Start in 2026 – Profitability Improved, AI Scaling Up and Guidance Confirmed Q1/2026 Results 2026 Guidance Highlights Q1/2026 vs Q1/2025 REVENUE REVENUE e Profitability improved in Q1/2026 €230m ~ €930m Adj. EBIT margin improved from 6.8% in Q1/2025 to 7.0% in Q1/2026 3%
Slide 19: Breakdown Global Regions: Dynamic Growth in Latin America, Europe Partially Improving
REVENUE BY GLOBAL REGIONS BASED ON CUSTOMERS’ LOCATION Breakdown Global Regions: Dynamic Growth in Latin America, Europe Partially Improving Share YTD in % in % €m Strong growth in Spain (+9%), offset by Continental Europe 41% 93.1 -1% ↘ decline in Germany (-10%) Brazil (+33%) and Colombia (+20%) st
Slide 20: Outlook 2026: Strong Improvement in EBT Margin and Growth in Revenue
OUTLOOK 2026 & CONCLUSION Outlook 2026: Strong Improvement in EBT Margin and Growth in Revenue with Continued AI-Centric Expansion FY 2025 Results FY 2026 Guidance REVENUE REVENUE e Strong improvement in EBT margin €888m ~ €930m Growth in revenue driven by AI-Native engineering services combined
Slide 21: Additional Performance Indicators – Milestones for 2026
MILESTONES Additional Performance Indicators – Milestones for 2026 Results 2025 Milestones 2026 FREE CASHFLOW ADJ. 1 FREE CASHFLOW ADJ. 1 Expected Free Cashflow adjusted €28.0m ~ €40m reflecting slight reduction of working capital and increase of profitability Ø 2023-2025: €36.1m NET DEBT / EBITDA
Slide 22: Mid-Term Ambitions 2029
AMBITIONS 2029 Mid-Term Ambitions 2029 Ambitions 2029 1 Continued revenue growth REVENUE e ~ €1.5b Focus on Global Accounts, Tier 1 and Tier 2 clients and cross-selling of high-value added offerings Organic growth accelerated by AI Legacy Modernization programs and AI-Native engineering EBIT ADJ
Slide 23: Your IR Team
Your IR Team Andreas Herzog Head of Investor Relations & CSR Compliance T +49 711 62042-323 andreas.herzog@gft.com Maren Dallas Investor Relations Manager T +49 711 62042-350 maren.dallas@gft.com Nicole Schüttforth Director Investor Relations Connect with GFT Investor Relations on LinkedIn T +49 711
Slide 24: Backup
Backup Investor Presentation May 2026 | 24
Slide 25: Strong Execution on AI-Centric 5-Year Strategy
Strong Execution on AI-Centric 5-Year Strategy Creating Impact with Key Clients, Branding, Offerings and AI Q1/2026 Highlights Strong EBT margin improvement at GFT UK in Q1/2026 compared to previous year, reflecting new governance model and integration with GFT Global and Regional operations GFT
Slide 26: Sustained Growth Momentum: Revenue +5% in Constant FX
Q1/2026 FINANCIALS Sustained Growth Momentum: Revenue +5% in Constant FX in €m Q1/2026 Q1/2025 Solid revenue growth of 3%, in constant currencies (FX) of 5% Revenue 229.52 221.91 3% Strong order backlog development of +11% y-o-y Order backlog 512.14 462.25 11% (in constant FX: +15%) EBIT adjus
Slide 27: Driving Scalable Growth across all Sectors
Q1/2026 FINANCIALS Driving Scalable Growth across all Sectors Significant Growth Well-Balanced Client Portfolio Industry & Others (+15%) Largest Client with 10% of Total Revenue Q1/2026 versus year-end 2025 % GROUP REVENUE % Revenue Growth rate % Revenue Q1/2025 Q1/2026 Banking Insurance Industry &
Slide 28: Improved Adjusted EBIT Margin from 6.8% to 7.0% y-o-y
Q1/2026 FINANCIALS PER QUARTER Improved Adjusted EBIT Margin from 6.8% to 7.0% y-o-y Revenue in €m +3% EBIT adjusted 1 in €m +7% y-o-y y-o-y Q1/26 vs. Solid revenue growth y-o-y of 3% (+5% in constant EBIT adjusted +7% in Q1/2026 mainly due to improved personnel efficiency Q1/25 FX) mainly drive
Slide 29: Revised Segment Reporting
Revised Segment Reporting GFT has revised its segment reporting structure in accordance with IFRS 8 to align with its internal management approach across global regions, as follows: Reclassification of the UK from “Americas, UK & APAC” to “Continental Europe” segment New segments effective from
Slide 30: Segment Analysis: Americas & APAC Major Growth Driver
Q1/2026 FINANCIALS Segment Analysis: Americas & APAC Major Growth Driver Revenue in €m Europe 4% down to €111.9m due to increased geopolitical uncertainty Particularly noticeable in Germany Spain meanwhile with strong growth UK still decline y-o-y with improved trajectory Strong business d
Slide 31: Earnings in Europe Reflect Successful Transformation Initiatives
Q1/2026 FINANCIALS Earnings in Europe Reflect Successful Transformation Initiatives EBIT adjusted 1 in €m EBT in €m Europe +7% y-o-y +20% y-o-y 12.01 16.11 Americas & APAC 15.09 10.01 +68% 11.35 9.88 6.74 +168% 3.69 -17 % 7.12 -28% 8.97 7.47 5.13 Others: Others: Others: Others: €-0.62m €-2.71m €-0.8
Slide 32: Income Statement (€m) – Increase in all Earnings Figures
Q1/2026 FINANCIALS Income Statement (€m) – Increase in all Earnings Figures in €m Q1/2026 Q1/2025 % Solid revenue trend of 3% supported by inorganic growth (+2%). Revenue 229.52 221.91 3% Adverse currency impact of €-4.0m (-2%) Other operating income 2.30 2.58 -11% Ratio of cost of purchased ser
Slide 33: Cash Flow Statement (€m) – Characterized by Repayment of Financial Debt
Q1/2026 FINANCIALS Cash Flow Statement (€m) – Characterized by Repayment of Financial Debt Net cash slightly up to €-53.7m (12/31/2025: €-55.2m) 12/31/2025 Q1/2026 03/31/2026 Cash flow from operating activities: €+4.4m (Q1/2025: €-4.3m) reflects Positive working capital effects – after increas
Slide 34: Balance Sheet (€m) – Improved Capital Structure
Q1/2026 FINANCIALS Balance Sheet (€m) – Improved Capital Structure Balance sheet total down by 4% to Equity up by 5% to €277.5m (12/31/2025: 639.80 639.80 €615.4m mainly due to loan repayments 615.38 615.38 €263.04m) Non-current assets with €335.7m at Net income of €8.6m (Q1/2025: €7.1m) pre
Slide 35: Utilization Significantly Improved
Q1/2026 FINANCIALS Utilization Significantly Improved Employees (FTE) Utilization Attrition 1 Workforce -1% compared to year-end Utilization rate remained at a high level Attrition declined significantly q-o-q 2025 (+2% vs. Q1/2025) of 92.2% (-1.0pp) and now stands below prior- ↑ Spain, Poland
Slide 36: Calculation of EBIT adjusted
Q1/2026 FINANCIALS Calculation of EBIT adjusted in €k Q1/2026 Q1/2025 Revenue 229,518 221,910 EBIT adjusted 16,114 15,086 M&A effects -1,064 -1,080 Capacity adjustments -2,507 -3,084 Share-price related effects from measurement of management remuneration 214 -100 Other extraordinary items - 0 EBIT 1
Slide 37: GFT Share
GFT Share 6/6 analysts with BUY recommendation Average target price €28, upside potential: >25% Free float 64.2% May 2026 Ulrich Dietz 26.3% Stable shareholder structure SHAREHOLDER STRUCTURE Maria Dietz 9.5% Attractive dividend policy – Proposal for FY 2025: €0.50 DIVIDEND PER SHARE IN € CE
Slide 38: Our Commitment To Responsible AI
Our Commitment To ResponsibleAI Our Commitment Ethics of Artificial Intelligence To Responsible AI GFT among first to sign EU AI PACT At GFT “Responsible AI” is an integral part of our AI based business operations. We do not consider legal and ethical standards in AI as barriers but as requirements
Slide 39: Recognition for Sustainability
Recognition for Sustainability Measurable Recognitions ESG Performance & Commitments CDP B B Our Goals 2019 signed UN Global Compact ISS ESG (Prime Status) C+ C+ Sustainability by Design MSCI BB A 2030 emissions reduction targets approved by the We drive new solutions and services to support sustain
Slide 40: 35+ Years of Strategic Expansion
35+ Years of Strategic Expansion 1987 founded by GLOBALIZATION Ulrich Dietz 1997 Switzerland Italy Canada, Costa Rica Hong Kong Vietnam Chile 2001 Spain and UK and Poland Singapore Colombia India 2005 Brazil Panama 2008 USA 2017 INDUSTRY 2013 INSURANCE 2002 BANKING TECHNOLOGY 1987 2010 11
Slide 41: GFT AI-Centric Journey Started in 2023
GFT AI-Centric Journey Started in 2023 Expansion of Wynxx Agentic AI Platform Jan 2026 Wynxx Strong Global Acceleration Bradesco Insurance Market Announcement Public Reference GFT AI-Centric 5Y Strategy Jul 2025 GenAI and GFT AI Impact Kick-off Strategic Oct 2025 product experimentation Initiative t
Slide 42: 10-Year Development
10-Year Development Revenue – 10Y CAGR: +9% Adjusted EBIT – 10Y CAGR: +5% 888 871 789 716 558 78 78 429 440 423 419 413 70 67 374 57 40 41 33 34 33 27 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Investor Presentation May 2026 | 42