Doha Insurance Co. · QSE:DOHI

Doha Insurance — Q3 2025 Earnings Presentation

12 slides from Doha Insurance's earnings presentation, Oct 29, 2025

  1. Slide 1: DIG – Q3 2025 Conference Call

    DIG – Q3 2025 Conference Call Date: 29.10.2025 Time: 2:00 pm

  2. Slide 2: Doha Insurance Group Profile

    Doha Insurance Group Profile Incorporated in 1999 as a national Qatari Public Shareholding Company listed on the Qatar Exchange and licensed as general insurance company, with paid up capital of QAR 127 million. The company commenced operations in 2000 and quickly established itself as one of the le

  3. Slide 3: Board of Directors

    Board of Directors Sheikh Hamad Bin Jassim Bin Mohammad Al Sheikh Nawaf Nasser Bin Khalid Al Thani Thani/ Arabian Construction and Engineering Mr. Adel Ali Bin Ali Al Muslemani Chairman Company Managing Director Vice Chairman Sheikh Jassim Bin Mohammad Bin Khalid Al Mr.Mohamed Tayeb Abbas A K Al-Ema

  4. Slide 4: Subsidiaries

    Subsidiaries Doha Takaful •Sharia Compliant Direct Insurance Provider •Registered and operating in Qatar •Reinsurance underwriter focused on Liability and PV lines of Mena Re business. •Registered in DIFC (Dubai) and underwriting business from across the MENA region. •Reinsurance underwriter focused

  5. Slide 5: Highlights from DIG’s Q3 2025 Results

    Highlights from DIG’s Q3 2025 Results • 27% increase in insurance revenue, driven partially by a 16% increase in gross written premiums. • A 23% increase in net underwriting results inline with the growth in insurance revenue. • Loss ratio reached 61% in Q3 2025, compared to 55% in Q3 2024. Growth i

  6. Slide 6: Gross Written Premiums and Insurance Revenue

    Gross Written Premiums and Insurance Revenue GWP and Insurance Revenue 4,000,000,000 3,500,000,000 3,000,000,000 1,485,367,296 2,500,000,000 1,171,645,819 2,000,000,000 1,500,000,000 1,000,000,000 1,995,519,415 1,725,520,414 500,000,000 0 30-09-2025 30-09-2024 GWP Insruance Revenue GWP Segmented by

  7. Slide 7: Insurance Operations’ Performance

    Insurance Operations’ Performance Loss Raito 70% Net Commissoin Cost 61% 80,000,000 4.0% 60% 55% 68,020,667 70,000,000 3.5% 50% 3.4% 60,000,000 3.0% 40% 50,000,000 46,713,685 2.5% 2.7% 30% 40,000,000 2.0% 30,000,000 1.5% 20% 20,000,000 1.0% 10% 10,000,000 0.5% 0% 0 0.0% 30-09-2025 30-09-2024 30-09-2

  8. Slide 8: Investment Performance and Overall Profitability

    Investment Performance and Overall Profitability Investment Performance Q3 2025 Operating Expenses 2,000,000,000 6.2% 1,768,554,539 120,000,000 107,664,463 96,365,375 8.4% 1,800,000,000 6.1% 8.2% 6.0% 1,600,000,000 1,421,162,828 100,000,000 8.0% 1,400,000,000 8.2% 5.8% 80,000,000 7.8% 1,200,000,000

  9. Slide 9: Investment Performance and Overall Profitability, Continued

    Investment Performance and Overall Profitability, Continued Net Income and Net Income Margin 180,000,000 12% 14% 160,000,000 11% 12% 140,000,000 159,485,797 10% 120,000,000 145,401,344 100,000,000 8% 80,000,000 6% 60,000,000 4% 40,000,000 20,000,000 2% 0 0% 30-09-2025 30-09-2024 Net Income Net Profi

  10. Slide 10: DIG’s Balance Sheet as of 30-09-2025

    DIG’s Balance Sheet as of 30-09-2025 4,500,000,000 4,000,000,000 3,822,346,809 3,500,000,000 3,288,197,802 3,000,000,000 2,418,698,997 2,500,000,000 1,993,088,857 2,000,000,000 1,403,647,812 1,500,000,000 1,295,108,945 1,000,000,000 500,000,000 0 Total Assets Total Liabilities Shareholders' Equity 3

  11. Slide 11: Solvency and Balance Sheet Strength

    Solvency and Balance Sheet Strength Investment to Net Insurnace Provisions 1,421,162,828 574,872,641 30-09-2024 1,768,554,539 797,078,141 30-09-2025 0 200,000,000 400,000,000 600,000,000 800,000,000 1,000,000,000 1,200,000,000 1,400,000,000 1,600,000,000 1,800,000,000 2,000,000,000 Investment Assets

  12. Slide 12: Thank You

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