Doha Insurance Co. · QSE:DOHI
Doha Insurance — Q2 2025 Earnings Presentation
12 slides from Doha Insurance's earnings presentation, Aug 7, 2025
Slide 1: DIG – Q2 2025 Conference Call
DIG – Q2 2025 Conference Call Date: 07.08.2025 Time: 1:00 pm
Slide 2: Doha Insurance Group Profile
Doha Insurance Group Profile Incorporated in 1999 as a national Qatari Public Shareholding Company listed on the Qatar Exchange and licensed as general insurance company, with paid up capital of QAR 127 million. The company commenced operations in 2000 and quickly established itself as one of the le
Slide 3: Board of Directors
Board of Directors Sheikh Hamad Bin Jassim Bin Mohammad Al Sheikh Nawaf Nasser Bin Khalid Al Thani Thani/ Arabian Construction and Engineering Mr. Adel Ali Bin Ali Al Muslemani Chairman Company Managing Director Vice Chairman Sheikh Jassim Bin Mohammad Bin Khalid Al Major Gen Essa Ali E M Al-Kubaisi
Slide 4: Subsidiaries
Subsidiaries Doha Takaful • Sharia Compliant Direct Insurance Provider • Registered and operating in Qatar • Reinsurance underwriter focused on Liability and PV Mena Re lines of business. • Registered in DIFC (Dubai) and underwriting business from across the MENA region. • Reinsurance underwriter fo
Slide 5: Highlights from DIG’s Q2 2025 Results
Highlights from DIG’s Q2 2025 Results • 23% increase in insurance revenue, driven partially by 7% increase in gross written premiums. • A 25% increase in net underwriting results inline with the growth in insurance revenue. • Loss ratio reached 57% in Q2 2025, compared to 52% in Q2 2024. Growth in t
Slide 6: Gross Written Premiums and Insurance Revenue
Gross Written Premiums and Insurance Revenue GWP and Insurance Revenue 2,500,000,000 2,000,000,000 928,786,686 753,521,322 1,500,000,000 1,000,000,000 1,367,345,276 1,273,042,233 500,000,000 0 30-06-2025 30-06-2024 GWP Insruance Revenue GWP Segemnted by LOB GWP Segmented by LOB 30-06-2025 30-06-2024
Slide 7: Insurance Operations’ Performance
Insurance Operations’ Performance Loss Raito Net Commissoin Cost 60% 57% 52% 45,000,000 3.5% 39,878,138 50% 40,000,000 2.9% 3.0% 35,000,000 40% 29,416,736 2.5% 30,000,000 2.3% 2.0% 25,000,000 30% 20,000,000 1.5% 20% 15,000,000 1.0% 10,000,000 10% 0.5% 5,000,000 0% 0 0.0% 30-06-2025 30-06-2024 30-06-
Slide 8: Investment Performance and Overall Profitability
Investment Performance and Overall Profitability Q2 2025 Operating Expenses Investment Performance 80,000,000 9.0% 68,275,310 2,000,000,000 7.0% 70,000,000 64,151,841 1,592,505,417 8.5% 6.8% 6.8% 60,000,000 1,389,016,757 1,500,000,000 6.6% 50,000,000 8.5% 8.0% 6.4% 40,000,000 1,000,000,000 6.2% 30,0
Slide 9: Investment Performance and Overall Profitability, Continued
Investment Performance and Overall Profitability, Continued Net Income and Net Income Margin 140,000,000 15% 16% 13% 14% 120,000,000 12% 100,000,000 116,584,630 110,991,280 10% 80,000,000 8% 60,000,000 6% 40,000,000 4% 20,000,000 2% 0 0% 30-06-2025 30-06-2024 Net Income Net Profit Margin Return on E
Slide 10: DIG’s Balance Sheet as of 30-06-2025
DIG’s Balance Sheet as of 30-06-2025 4,000,000,000 3,584,435,701 3,500,000,000 3,288,197,802 3,000,000,000 2,500,000,000 2,237,515,659 1,993,088,857 2,000,000,000 1,500,000,000 1,346,920,041 1,295,108,945 1,000,000,000 500,000,000 0 Total Assets Total Liabilities Shareholders' Equity 30-06-2025 31-1
Slide 11: Solvency and Balance Sheet Strength
Solvency and Balance Sheet Strength Investment to Net Insurnace Provisions 1,389,016,757 612,261,235 30-06-2024 1,592,505,417 699,628,091 30-06-2025 0 500,000,000 1,000,000,000 1,500,000,000 2,000,000,000 Investment Assets Technical Reserves Accounts Receivable and Days to Receivable Ratio 600,000,0
Slide 12: Thank You