Slide 1: Corporate Presentation 2Q-2026
Corporate Presentation 2Q-2026 1
Slide 2: Cautionary Statement
C A U T I O N A R Y S TAT E M E N T These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restru
Slide 3: Constantly evolving to meet our customers' demands
Constantly evolving to meet our customers’ demands Born over 135 years ago as a tailor shop, built a powerful model with important synergies, based on the virtuous circle between retail, financial services and malls 1980 1993 1999 2006 2015 2021 2023 ORGANIC INITIATIVES Falabella Falabella entered F
Slide 4: Contribution breakdown 2Q26 LTM
Contribution breakdown 2Q26 LTM Mix by business1 18% Revenue 18% EBITDA 3% Revenue 2% Revenue 1% EBITDA <1% EBITDA Revenue (US$ billion) 2.6 4.5 3.0 6.4 0.7 % Revenue 15% 26% 17% 37% 4% 27% Revenue 25% EBITDA % EBITDA 27% 16% 10% 22% 25% Loan Book (US$ billion) 8.7 <1% Revenue 49% Revenue <1% EBITDA
Slide 5: Physical and digital ecosystem with diversified presence across Latin America
Physical and digital ecosystem with diversified presence across Latin America Sodimac Banco Falabella Mallplaza Total Falabella Financial Sodimac Services (# of active 3.4 1.2 1.4 0.6 6.6 CMR Falabella Sodimac credit card, MM) Falabella Retail (# of stores) 45 36 25 106 Sodimac Tottus Banco Falabell
Slide 6: Our Strategy
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Slide 7: Our ecosystem powers growth: more interactions strengthen our capabilities
HIGHLIGHTS 2Q26 Our ecosystem powers OMNICHANNEL EXPERIENCES growth: more interactions strengthen LOYALTY our capabilities, DIGITAL & DATA BANKING allowing us to deliver PHYSICAL-DIGITAL PLATFORM increasingly relevant experiences and drive ADJACENT LOGISTICS BUSINESS higher usage frequency AI Ecosys
Slide 8: 2Q26 Ecosystem Highlights
Customer interactions per month on average with 2Q26 Ecosystem 56+ our ecosystem, increasingly enabling personalized experiences Highlights Of our 38 million customers connect through our >50% ecosystem, with 2 or more Group businesses Purchases made with our payment methods beyond 82% our ecosystem
Slide 9: Our strategy is driven by four key priorities that guide our efforts
Our strategy is driven by four key priorities that guide our efforts 1 2 3 4 Deepen our Accelerate Leverage data, Maintain ecosystem profitable growth technology and disciplined advantage across our five AI to enhance capital allocation businesses customer value and operational excellence 9
Slide 10: Accelerate profitable growth across our five growth engines
Accelerate profitable growth across our five growth engines Enhance and Strengthen our Enhance and Leading Digital Bank Strengthen differentiate our leadership differentiate our in the region omnichannel offering value proposition in the region value proposition Multi-specialist, offering A mobile-f
Slide 11: Financial Evolution
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Slide 12: Main financials figures
Main financials figures(1),(2) Total Revenues (US$ MM) +3.9% 14,439 15,005 12,440 13,322 12,194 13,190 10,268 2020 2021 2022 2023 2024 2025 LTM jun-26 EBITDA (US$ MM) Net Income1 (US$ MM) EBITDA Margin 13.8% 14.6% 14.8% 11.9% -1.3% 8.7% 2,221 1,461 1,442 7.6% 6.6% 2,109 1,718 1,574 707 898 1,019 803
Slide 13: Summary Financials (US$ MM)
Summary Financials (US$ MM)(1),(2) Var LTM LTM jun- 2020 2021 2022 2023 2024 2025 jun-26 vs 26 2025 TOTAL SALES Total sales 10.334 13.942 13.537 12.171 12.797 13.948 14.420 3% GMV Online 2.372 3.099 2.893 2.594 2.808 3.290 3.591 9% Total sales of physical stores 7.963 10.843 10.644 9.577 9.989 10.65
Slide 14: Highlights 2Q26
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Slide 15: Building the leading digital bank of the Andean region
HIGHLIGHTS 2Q26 Building the leading digital Loan Portfolio 2Q26 Growth bank of the Andean region2 (Local currency) Loan Portfolio Stock (US$ MM) +18% Chile +16% YoY 8.676 7.342 Peru +9% YoY 2Q25 2Q26 Colombia +12% YoY NPLs Mexico +12% YoY NPLs (%) 2.8% 2.3% 2.2% 6.1% 2Includes the Financial Service
Slide 16: Building the leading digital bank of the Andean region
HIGHLIGHTS 2Q26 Building the leading digital bank of the Andean region2 Credit card & passive account openings (#) Credit & debit card purchases (US$ MM) Credit Card Credit Card Passive Account Passive Account 7% 17% 759.185 810.408 6.768 7.911 54% 52% 60% 61% 46% 48% 40% 39% 2Q25 2Q26 2Q25 2Q26 2In
Slide 17: Our retailers are maintaining their momentum showing solid topline growth
Our retailers are maintaining their momentum showing solid topline growth, with total online GMV1 growing 19,4% YoY Consolidated Revenue Var (%, vs 2Q25) 10.1% 10.7% 3.8% 8.7% Revenue Var (%, vs 2Q25) – Local Currency 33.9% 20.8% 16.6% 13.8% 13.1% 11.3% 11.1% 8.7% 10.9% 8.2% 2.2% 4.8% 7.0% 7.3% 3.0%
Slide 18: Our strategy has allowed to enhance profitability across our five growth engines
HIGHLIGHTS 2Q26 Our strategy has allowed to enhance profitability across our five growth engines during 2Q26 EBITDA Margin (%) 80.0% 80.6% 28.6% 27.9% 25.9% 14.9% 14.5% 7.8% 7.1% 7.9% 7.6% 5.5% 5.0% 2Q25 2Q25P 2Q26 2Q25 2Q26 2Q25 2Q26 2Q25 2Q26 2Q25 2Q26 2Q25 2Q26 18
Slide 19: EBITDA evolution (US$ MM)
HIGHLIGHTS 1Q26 EBITDA evolution (US$ MM) 16.2% 15.1% 14.9% 15.1% 14.1% 14.5% 13.2% Our 11.6% 11.2% 637 10.0% 10.4% 587 strategy 9.4% 549 542 8.0% 511 513 6.7% allows us to 6.8% 6.0% 449 5.2% 4.6% 317 317 322 352 358 continue 265 194 243 196 improving 138 153 profitability 1Q22 2Q22 3Q22 4Q22 1Q23 2
Slide 20: Net Financial Debt / EBITDA, debt maturity and cash evolution
HIGHLIGHTS 2Q26 Net Financial Debt / EBITDA 8.6 8.2 US$ 3,655MM 7.3 6.5 Total Financial Debt 5.7 4.7 (Non-banking Businesses) 3.7 2.6 2.5 1.9 1.8 1.3 1.2 1.3 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q26 2Q26 US$ 1,782MM Net Financial Debt Debt Maturity Profile (US$ Cash Evolution
Slide 21: ESG
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Slide 22: Falabella's purpose is based on five ESG pillars
Falabella's purpose is based on five ESG pillars with clear aspirations and objectives aligned with the Sustainable Development Goals Environment Social Governance Climate Action Circularity and Waste Diversity and Social Impact Corporate Governance Inclusion Ambition To improve the lives of the To
Slide 23: ESG 2025 Progress Synthesis
ESG 2025 Progress Synthesis Environmental* Social Corporate Governance 1,400 Food donations 39,9% Women First Place tons in Senior Management and +32% Management positions Among the IPSA companies in the Human Rights and Business Diagnosis (PUC, ILO vs 2024 +2,6 million and WBA) of beneficiaries of
Slide 24: The progress of our management is reflected in the sustained improvement of our rating
The progress of our management is reflected in the sustained improvement of our rating in the main rating agencies and ESG ratings at the national and international level 2022 2023 2024 2025 73 73 73 Among the Top 10 most sustainable companies in the 71 retailing category. Indexes: MILA, World, Chil
Slide 25: Contact
E-MAIL inversionistas@falabella.cl WEBSITE investors.grupofalabella.com