Intellect Design Arena Ltd · NSE:INTELLECT
Intellect Design Arena — Q4 FY22 Earnings Presentation
47 slides from Intellect Design Arena's earnings presentation, May 5, 2022
Slide 1: Intimation under Regulation 30(6) to stock exchanges
INTELLECT/SEC/2022-23 May 05, 2022 The National Stock Exchange of India Ltd., Scrip Code : ExchangePlaza, 5th Floor, Plot No. C/1, G Block, Bandra Kurla Complex, Bandra (E), Mumbai – 400 051. INTELLECT The BSE Ltd. Scrip Code : 1st Floor, New Trade Ring, Rotunda Building, PJ Towers, Dalal Street, Fo
Slide 2: Accelerating Digital Transformation: Q4 and FY22 Results
Accelerating Digital Transformation 12 Products. 5 Platforms. 4 Exponential Technologies Q4 and FY 22 Results Earnings Announcement
Slide 3: Safe Harbor Statement
Safe Harbor Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks a
Slide 4: Our Purpose
Our Purpose To provide Large Enterprise Grade Composable and Contextual solutions driving higher business growth, reducing cost and risk on sustainable basis. 3
Slide 5: Intellect: The world's only NextGen, Composable and Contextual FinTech Platform
Intellect The world’s only NextGen, Composable and Contextual FinTech Platform Ranked #1 globally by IBS 25+ Years 97+ for Retail and Transaction Banking and of Domain Expertise Countries Served InsurTech categories in IBS SLT 2021 in FinTech 8012 - The world’s first design center for FinTech 12 5 4
Slide 6: Board of Directors
Board of Directors Arun Jain Anil Kumar Verma Arun Shekhar Aran Andrew England Chairman & Managing Director Executive Director Independent Director Non-Executive Director Vijaya Sampath Abhay Gupte Ambrish P Jain Independent Director Independent Director Independent Director 5 5
Slide 7: Executive Council
Executive Council Arun Jain Anil Kumar Verma Manish Maakan Rajesh Saxena Chairman & Managing Director Executive Director Chief Executive Officer, Global Chief Executive Officer, Global Transaction Banking Consumer Banking Banesh Prabhu TV Sinha Andrew England Padmini Venkateswarlu Saranu Chief Execu
Slide 8: Strategic Advisory Board
Strategic Advisory Board Andrew England Dave Ravell Prabal Basu Roy Pradeep Kapur Sanjeeb Chaudhuri Swarup Choudhury Theodore Roosevelt Vikram Sud Malloch 7
Slide 9: Evolution from Technologies to Marketplace
Intellect Evolution from Technologies to Marketplace Data Cloud 3rd Party Model Participants Technology + FinTech Marketplace - Products Platforms Stack FinTech Ecosystem 8
Slide 10: Technology shifts that favour Intellect
Technology shifts that favour Intellect Segregation of Shift from UX Layer from Shift to Open APIs as medium On Premise Business Logic – Architecture of Data Exchange to Cloud Headless Architecture Predicting Emergences of MACH as defacto Trends and Fintechs and standard Investing Market Place proac
Slide 11: Intellect's Four Exponential Technologies
Intellect’s Four Exponential Technologies Hyperscale Contextual/Corporate Banking Operating AI/ML – Data Platform System 01 02 Unified data architecture, API led design, Cloud native and configurable integration 04 03 iTurmeric API Intelligent Document Ecosystem Exchange IDX 10
Slide 12: Intellect Products
Intellect Products IDC CBX Trade & SCF Treasury/ Quantum Liquidity Brokerage DTB Underwriting/ Digital Lending Claims Digital Cards Payments Wealth/Custody 11
Slide 13: Platforms
Platforms 1 2 iKredit360 Cash Cloud 3 4 5 Xponent GeM iColumbus.ai 12
Slide 14: Performance Delivered
Performance Delivered Calibrated Predictable and Profitable Growth 13
Slide 15: Continuing the Momentum of Product to Platform journey
Continuing the Momentum of Product to Platform journey Digital Transformation of DTB Successful digital Transformation product continues with major with impact in Market for our Digital transformation of top 3 customer continues creating a private sector bank in India with Higher referenceability co
Slide 16: Impactful Innovation
Impactful Innovation New Platform launched in Q4 FY 22 15
Slide 17: New platform launched in Q4 FY: trade and SCF
Launched According to ICC $60 billion trade finance opportunity for banks $20 billion SCF opportunity for banks FIVE MAGIC ACCELERATORS FIVE COMPOSABLE TECHNOLOGIES 1. AI-BASED SMART DATA CAPTURE & COMPLIANCE 1. CONTEXTUAL BANKING EXPERIENCE. OMNI CHANNEL CONTEXT SENSITIVE FRONT END. 2. ADVANCED ANA
Slide 18: Accelerated Digital Transformations
Accelerated Digital Transformations 17
Slide 19: Accelerated Digital Transformations
Accelerated Digital Transformations Q4 FY22 FY22 6 new Customers have 35 new Customers have chosen Intellect’s Digital chosen Intellect’s stack for their Digital Digital stack for their transformation Digital transformation including 3 Customers in FY22 including 13 who have chosen Customers who hav
Slide 20: FY22 Key Wins: Transformational Deal Wins
Transformational Deal Wins FY22 KEY WINS A leading private sector Intellect’s iGTB Cash Cloud platform deal will power India’s multinational bank in most significant digital banking transformation in the India has signed a corporate payments and cash management. transformative deal to implement Inte
Slide 21: FY22 Key Wins: Transformational Deal Wins
Transformational Deal Wins FY22 KEY WINS Reserve Bank of India, the central bank of the country and one of the largest in Asia region, has chosen Intellect to implement the upgraded version of the award-winning Cloud-Native Intellect Quantum Core Banking solution to power the next stage of their dig
Slide 22: FY22 Key Wins: Transformational Deal Wins
Transformational Deal Wins FY22 KEY WINS iGTB Cash platform to power the mission of the A leading financial services largest bank in Kingdom of Saudi Arabia to be conglomerate in Africa signed a the Best Digital Bank in the region. transformative deal to deploy Intellect’s iGTB Cash platform to scal
Slide 23: FY22 Key Wins: Transformational Deal Wins
Transformational Deal Wins FY22 KEY WINS iGTB Virtual Accounts 2022 set to revolutionize A leading asset management and Digital Banking at a major private Qatari bank. financial services company in the Middle East chose Capital Cube - This marks Intellect’s eighth major digital Reconciliation to imp
Slide 24: FY22 Key Wins by Quarter
FY22 KEY WINS FY 22 - Transformational Deal Wins Q1 FY22 Q2 FY22 Q3 FY22 Q4 FY22 One of the top 20 global bank signed up for Virtual Accounts & Escrow in US Signed a Strategic Partnership to enable Signed 3 deals with Intellect A Top 25 US Bank signed up its vision of becoming the Nordic region’s Th
Slide 25: Building on Market Leadership through Partnership
Building on Market Leadership through Partnership 24
Slide 26: Building on Market Leadership through Partnership
Building on Market Leadership through Partnership Strategic Partnership with After winning 2 large deals Microsoft to establish through partners last Corporate Banking Partnership quarter, we have won 1 transformation on Cloud. Journey more deal with partners in Q4 FY 22 25
Slide 27: iGTB partners with Microsoft for Corporate Banking on Cloud
iGTB partners with Microsoft to establish Corporate Banking transformation on Cloud. Banks can now get access to bank-grade secure and hyper-scalable cloud infrastructure, paired with iGTB’s cloud-native banking technology, to fully support burgeoning customer demands and regulatory needs.
Slide 28: Performance Overview
Performance Overview Q4 and FY 22 - Financial Highlights 27
Slide 29: FY22 Strong Revenue Growth and Acceleration of SaaS Revenues
FY 22 - Strong Revenue Growth and Acceleration of SaaS Revenues TOTAL REVENUE (INR) TOTAL REVENUE (US $) GROSS MARGIN (INR) EBITDA (INR) FY22 18782 Mn FY22 251.90 Mn FY22 10806 Mn FY22 4721 Mn 25% FY21 14975 Mn 25% FY21 201.90 Mn 30% FY21 8329 Mn 33% FY21 3559 Mn YoY Growth YoY Growth YoY Growth YoY
Slide 30: FY22 Strong Revenue Growth and Operating Leverage
FY 22 - Strong Revenue Growth and Operating Leverage SAAS & SUBSCRIPTION REVENUE (INR) LICENSE (INR) AMC (INR) FY22 3812 Mn FY22 3583 Mn FY22 3299 Mn 112% 7% 11% FY21 1796 Mn FY21 3347 Mn FY21 2982 Mn YoY Growth YoY Growth YoY Growth INVESTMENT IN DEAL WINS GO LIVES CSR CONTRIBUTION PRODUCT DEVELOPM
Slide 31: Q4 FY22 Strong Revenue Growth and Acceleration of SaaS Revenues
Q4 FY22 - Strong Revenue Growth and Acceleration of SaaS Revenues TOTAL REVENUE (INR) TOTAL REVENUE (US $) GROSS MARGIN (INR) EBITDA (INR) Q4 FY22 5094 Mn Q4 FY22 67.70 Mn Q4 FY22 2912 Mn Q4 FY22 1206 Mn 28% Q4 FY21 3976 Mn 24% Q4 FY21 54.53 Mn 29% Q4 FY21 2259 Mn 19% Q4 FY21 1014 Mn YoY Growth YoY
Slide 32: Q4 FY22 Strong Revenue Growth and Operating Leverage
Q4 FY 22 - Strong Revenue Growth and Operating Leverage License Linked Revenue grew by SAAS & SUBSCRIPTION REVENUE (INR) LICENSE (INR) AMC (INR) Q4 FY22 1193 Mn Q4 FY22 808 Mn Q4 FY22 866 Mn 84% Q4 FY21 649 Mn -6% Q4 FY21 856 Mn 14% Q4 FY21 758 Mn YoY Growth YoY Growth YoY Growth INVESTMENT IN PRODU
Slide 33: License linked revenue
License linked revenue License + SaaS/Subscription + AMC is at 57% of total revenues vs 54% of total revenues in FY21 57% 54% 46% 42% 37% 36% 33% 33% FY15 FY16 FY17 FY18 FY19 FY20 FY21 FY22 32
Slide 34: Revenue Mix – Currency Wise
Revenue Mix – Currency Wise CURRENCY WISE Q4 FY 22 OTHERS 5% EURO 3% USD 30% INR 36% GBP 18% CAD 8% 33 33
Slide 35: Healthy Pipeline
Healthy Pipeline The current funnel of Intellect (INR Mn) 54,556 ($ 725 mn) Q4 FY22 50,605 ($ 675 mn) Q3 FY22 41,777 ($ 573 mn) Q4 FY21 47,031 ($ 625 mn) 42,425 ($ 565.9 mn) 33,028 ($ 453 mn) is accounted by 167 is accounted by 159 is accounted by 136 opportunities opportunities opportunities DESTIN
Slide 36: Destiny Deals
Destiny Deals Q4 FY21 Q3 FY22 Won Lost Added Remarks Q4 FY22 2 deals Won > INR 50 Cr 8 12 2 3 10 deals from Q3 22 3 new deals added 13 1 deal Won INR 30 Cr – INR 1 deal Lost 50 Cr 15 17 1 1 3 15 deals from Q3 22 18 3 new deal added 1 deal Won INR 20Cr – INR 1 deal Lost 30Cr 20 28 1 1 4 26 deals from
Slide 37: Financial Results for the Fourth Quarter Ended March 31, 2022
Financial Results for the Fourth Quarter Ended – March 31, 2022 Additional Information on function wise classification of the statement of Profit and Loss of the Group (Consolidated Audited) INR Millions QUARTER ENDED HALF YEAR ENDED YEAR ENDED December 31, March 31, 2022 March 31, 2021 March 31, 20
Slide 38: Leadership Position Endorsed by Market Leading Analysts
Leadership Position Endorsed by Market Leading Analysts 37
Slide 39: 2022: Intellect benchmarked and rated on top repeatedly
2022: Intellect benchmarked and rated on top repeatedly iGTB’s LMS rated “Leader” & Intellect Digital Lending ranks iSEEC powered Amerisure Intellect CBX rated iGTB powered “Best In Class” in Liquidity Highest in IBSi LeaderBoard wins Celent’s “Model as “Major Player” in Vietcombank wins Management
Slide 40: Management Observations
Management Observations Key observations from Arun Jain, CMD and Venkat Saranu, CFO 39
Slide 41: Management Observations
Management Observations Arun Jain, Chairman and Managing Director “Our calibrated yet market leadership journey in Fintech continues to drive 25% annualised growth in Revenues and 33% growth in profits. All the four levers - Product to platform journey, Selected partnership strategy, Large to Mega D
Slide 42: Board Announcements
Board Announcements 41
Slide 43: Board Announcement
Board Announcement Board has approved inducting Ambrish P Jain as Additional Director on the Board. He will be an Independent Director Mr. Ambrish P Jain was the Chief Operating Officer of Vodafone Idea Ltd from August 2018 till October 2021. During his stint as Chief Operating Officer, he has handl
Slide 44: Board Announcement
Board Announcement In line with the Dividend Distribution Policy of the Company, the Board has recommended a final dividend of Rs.2.50/- per share on the face value of Rs 5/- each on equity shares, for the financial year ended March 31, 2022, subject to the approval of shareholders at the ensuing An
Slide 45: Stock Information
Stock Information Relative Stock Performance (1-Apr-21 to 31-Mar-22) 130 119 117 Charts have been rebased to 100 Shareholding Pattern (As on 31st March) Stock Data (As on 31st March) Market Cap 12,748 Cr. Stock Price ₹ 947.40 52 Week (High / Low) ₹ 954/579 NSE / BSE - Symbol INTELLECT / 538835 No. o
Slide 46: Contacts
Contacts Venkateswarlu Saranu Praveen Malik Nachu Nagappan Chief Financial Officer Vice President – Investor Relations AVP – Corporate Communication venkat.saranu@intellectdesign.com +91 8939782837 +91 8939619676 praveen.malik@intellectdesign.com nachu.nagappan@intellectdesign.com 45
Slide 47: Copyright and confidentiality notice
© 2022, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval sys
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