Vakrangee Limited · NSE:VAKRANGEE
Vakrangee — Q3 FY2025-26 Earnings Presentation
34 slides from Vakrangee's earnings presentation, Jan 24, 2026
Slide 1: Exchange filing cover letter for Q3 & 9M FY2025-26 results update
Vakrangee Limited “Vakrangee Corporate House”, Plot No.93, Road No.16, M.I.D.C. Marol, Andheri (East), Mumbai - 400093. Maharashtra, W: www.vakrangee.in | L:+91 22 2850 3412/+91 22 6776 5100 F: +91 22 28502017 | CIN: L65990MH1990PLC056669`` VKL/C&L/2026/06 January 24, 2026 To, Department of Corporat
Slide 2: Vakrangee Limited Q3 & 9M FY2025-26 Results Update
SAB KAAM EK DUKAAN ASSISTED TOTAL HEALTHCARE “GO TO MARKET PLATFORM” : BUILDING INDIA’S LARGEST LAST MILE DISTRIBUTION PLATFORM VAKRANGEE LIMITED Q3 & 9M FY2025-26 RESULTS UPDATE January 24, 2026
Slide 3: Disclaimer
DISCLAIMER This presentation has been prepared by Vakrangee Limited (“Vakrangee” or “VL” or the “Company”) solely for your information and for your use and may not be taken away, reproduced, redistributed or passed on, directly or indirectly, to any other person (whether within or outside your organ
Slide 4: Table of Contents
TABLE OF CONTENTS Results Performance Update 04 Growth Strategy Initiatives 11 Company Overview 22 Update on Sustainability ESG Initiatives 31 3
Slide 5: Results Performance Update
RESULTS PERFORMANCE UPDATE 4
Slide 6: Results Performance Update: Total Income and PAT
RESULTS PERFORMANCE UPDATE Q3 FY2025-26 (Y-O-Y Basis) TOTAL INCOME PROFIT AFTER TAX In Rs Lakhs In Rs Lakhs 315.0 6,863.0 PAT increased ~3x YoY, marking a 6,157.6 201% rise in Q3 FY26 104.6 10.3% 201.1% EBITDA grew 48.7% YoY, with Q3 FY2024-25 Q3 FY2025-26 Q3 FY2024-25 Q3 FY2025-26 margins expanding
Slide 7: Revenue and GTV Contribution Break-up
RESULTS PERFORMANCE UPDATE BUSINESS : Q3 FY2025-26 REVENUE & GROSS TRANSACTION VALUE CONTRIBUTION BREAK-UP Revenue from Operations Break-up Gross Transaction Value (GTV) 0.1% 13.0% 51.8% 16.2% 13.2% 83.7% 22.0% BFSI ATM E-Commerce & Other Services Sale of ATM Product / Service BFSI ATM E-Commerce &
Slide 8: Results Performance Update Highlights
RESULTS PERFORMANCE UPDATE • Q3 FY2025-26 Results: Profit After tax increases by 3x marking a rise of 201.1% on YoY basis. • Q3 FY26 consolidated revenue impacted by Rs. 3.9 Cr due to inter-company sales elimination & ATM machines supplied to Vakrangee, while Standalone total income grew by 3.6% on
Slide 9: Vakrangee Kendra - Performance Update
VAKRANGEE KENDRA - PERFORMANCE UPDATE PERFORMANCE UPDATE FOR Q3 FY2025-26 Our Presence Total No. of Outlets Presence in States/UTs Presence in districts Presence in Tier IV, V & VI 23,034 32 609 ~84% Our Platform – Key KPIs Total Transactions Total GTV No. of Master Franchisee (Districts Covered) 2.
Slide 10: Vortex Engineering - Performance Update
VORTEX ENGINEERING - PERFORMANCE UPDATE EBITDA up ~4.5x YoY with Net 9M FY2025-26 (Y-O-Y Basis) Profit positive for 9M FY2025-26 ATM MACHINE SHIPPED REVENUE In Numbers In Rs Lakhs 1,462 5,566.5 High-margin IP software (PERFO) business witnessing strong 1,185 growth & profitability 4,758.3 23.4% 17.0
Slide 11: Consolidated Financial Statements
CONSOLIDATED FINANCIAL STATEMENTS Key Profit & Loss Statement Items Particulars (Rs. in Lakhs.) Q3 FY2025-26 Q3 FY2024-25 YoY% 9M FY2025-26 9M FY2024-25 YoY% Total Income 6,157.6 6,863.0 (10.3) 20,250.2 19,429.6 4.22 Total Expenses 5,736.4 6,701.7 (14.4) 18,964.7 18,839.0 0.7 EBIDTA 926.1 622.8 48.7
Slide 12: Growth Strategy Initiatives
GROWTH STRATEGY INITIATIVES 11
Slide 13: Growth Strategy Initiatives
GROWTH STRATEGY INITIATIVES FASTER EXPANSION OF THE KENDRA NETWORK LEVERAGING MASTER FRANCHISEES • Master Franchisees appointed in 572 Districts across 33 States/UTs across the Country. • MFs provide on-ground operational support to existing outlets and drive new franchisee acquisition. • Plan to ac
Slide 14: Growth Strategy: Update on Banking Services
GROWTH STRATEGY: UPDATE ON BANKING SERVICES NEW BANKING PARTNERSHIP ADDED DURING THE QUARTER EXPANDING ACCESS, EMPOWERING EVERY CORNER • Expanded Banking Network: Added new partner banks to deepen rural reach. • Extensive BC Network: More than 15,000 Banking BC points enabling AePS-based biometric s
Slide 15: Growth Strategy: Update on Financial Services
GROWTH STRATEGY: UPDATE ON FINANCIAL SERVICES NEW LOAN PRODUCTS PARTNERSHIPS ADDED DURING THE QUARTER BRIDGING THE CREDIT GAP: MAKING CREDIT ACCESSIBLE TO EVERY CORNER OF BHARAT • Loan Growth: India’s total loan volume surged 78% (Mar 2020–Mar 2025), reflecting strong credit expansion. • Personal Lo
Slide 16: Growth Strategy: Strong Focus Areas
GROWTH STRATEGY: STRONG FOCUS AREAS Next Growth Engine Drivers Accelerating Vakrangee’s Expansion Insurance Loan Equity Mutual Funds Empowering Bharat with Wider Access & Stronger Margins • Stronger partnerships: Added multiple partners to expand reach & enhance service delivery. • Affordable offeri
Slide 17: Vortex Engineering: At an Inflection Point, Poised for Strong Growth
GROWTH STRATEGY INITIATIVES : VORTEX ENGINEERING AT AN INFLECTION POINT, POISED FOR STRONG GROWTH Large growing domestic & Global Market Strong Growth replacement market Opportunity Visibility ▪ India’s installed ATM ▪ Global ATM market size ▪ Till now, more than 15,200 capacity: ~250k+ machines. re
Slide 18: Driving Scalable Growth Through Industry Expertise
GROWTH STRATEGY INITIATIVES : VORTEX ENGINEERING Driving Scalable Growth Through Industry Expertise Strategic Advisor : Mr. Manjunath Rao joins Vortex Engineering Experience & Leadership • 34+ Years in enterprise sales, services, and senior leadership roles Key Leadership Roles: • Formerly led as Pr
Slide 19: Business Strategy Update: Vortex Engineering
BUSINESS STRATEGY UPDATE: VORTEX ENGINEERING UNIQUE OFFERINGS SUITED TO EMERGING COMPANY OVERVIEW MARKET • Incorporated in 2001, Vortex is Pioneer in low-power ATMs • 9 patents in the field of ATM & Cash Dispensers (Make in (Swadeshi ATM) and is an India-based technology company India – Atmanirbhar
Slide 20: Customer Profile and Key ATM Offerings
BUSINESS SRATEGY UPDATE: VORTEX ENGINEERING CUSTOMER PROFILE AND KEY ATM OFFERINGS Key ATM Offerings Ecoteller – Front Load ATM Desktop ATM – Ecoteller Mini Key Customers ➢ Very low operating ➢ Wall mountable or Indian Public and Private Sector Banks expenses Tabletop model ➢ Can operate under power
Slide 21: Focus on Innovation with Make in India
FOCUS ON INNOVATION WITH “MAKE IN INDIA” Banking Automation Front Load / Lobby Mini / Desktop / Through-the-Wall Products : Digital ATM Machine Mobile ATM (TTW) ATM Banking Unit (DBU) • Recently launched 2 new products i.e. Android ATM and MINI ATM • Banking Automation Products: Plan to launch Digit
Slide 22: Launched ICCW Make in India ATM
LAUNCHED ICCW “MAKE IN INDIA” ATM UPI Based Android ATM Launch at Global Fintech Fest (GFF), 2025 • Android-Based Platform: Runs on Android OS with UPI-enabled cash withdrawals and an app-like interface. • Extended Banking Services: Supports cash withdrawal, fixed/recurring deposits, and other banki
Slide 23: Company Overview
Vakrangee COMPANY OVERVIEW
Slide 24: Company's Journey So Far
COMPANY’S JOURNEY SO FAR PHASE 4: 2023 PHASE 1: PHASE 2: PHASE 3: ONWARDS 1990-2011 2012-2018 2019-2022 (POST DEMERGER) PHASE 1 : EMERGED LEADER PHASE 2 : BUILDING KENDRA PHASE 3 : NEXTGEN PHASE 4 : NEXTGEN IN E-GOVERNANCE BUSINESS BUSINESS ALONG WITH VAKRANGEE KENDRA VAKRANGEE KENDRA & E-GOVERNANCE
Slide 25: Vakrangee Kendra - Scope of Services
VAKRANGEE KENDRA – SCOPE OF SERVICES BFSI & ATM SERVICES FINANCIAL INSURANCE BANKING ATM SERVICES White Label ATM Operator • Opening of Online Demat & • Life Insurance • ATM Cash Withdrawal • Account Opening Trading Account • General Insurance • Non-Financial • Cash Withdrawal/ Deposit • Money Trans
Slide 26: Vakrangee Kendra - Scope of Services
VAKRANGEE KENDRA – SCOPE OF SERVICES ASSISTED E-COMMERCE SERVICES ONLINE AGRICULTURE ONLINE ASSISTED TOTAL RECHARGE & ASSISTED ONINE PRODUCTS & SHOPPING HEALTHCARE BILL PAYMENTS TRAVEL SERVICES SERVICES (Available only on BharatEasy Mobile Super App) (Only for Rajasthan) • Online Shopping • Telemedi
Slide 27: Vakrangee Kendra Model: Look & Feel
VAKRANGEE KENDRA (VK) MODEL : LOOK & FEEL MODEL 1 : VK WITH ATM WITH MODEL 2 : VK WITHOUT ATM MODEL 3 : VK WITHOUT ATM PRIVATE BANK BC POINT WITH PSU BANK BC POINT WITH PRIVATE BANK BC POINT Min Area required 65-80 sq. ft. Min Area required 25-30 sq. ft. Key Features : Key Features : • ATM at outlet
Slide 28: Vakrangee Kendra: Long Term Sustainable & Profitable Business Model
VAKRANGEE KENDRA : LONG TERM SUSTAINABLE & PROFITABLE BUSINESS MODEL • With the development of the Digital Economy, India is fastly moving towards Digital Payment Mechanisms and Emerging as a Cashless Society • With the fast pace of digital payment penetration, Cash transactions such as ATM & Bankin
Slide 29: Master Franchisee District Level Offices
UPDATE ON MASTER FRANCHISEE INITIATIVES A UNIQUE LIFETIME EARNING OPPORTUNITY • Master Franchisee (MF) is eligible to earn a % of active franchisee’s earnings on an on-going perpetual basis. Plan to achieve • Responsible for end-to-end monitoring and ensuring operational compliance for there respect
Slide 30: Update on BharatEasy Mobile Super App
UPDATE ON BHARATEASY MOBILE SUPER APP • Vakrangee is launching an online digital platform to enable seamless services for the consumer at the comfort of their homes. Through this, company has evolved into the unique O2O (Online to Offline) platform, whereby there is Assistance available through the
Slide 31: Business Model: Our Unique Offering
BUSINESS MODEL : OUR UNIQUE OFFERING Customer Strong Value Proposition • All in One Super App Platform • Access to Physical Store network - Trust & Comfort for Customers especially in Rural India Unique Convenience Features : Leveraging the Vakrangee Eco-System • Store Pick Up Facility • Pay at Stor
Slide 32: Update on Sustainability ESG Initiatives
UPDATE ON SUSTAINABILITY ESG INITIATIVES 31
Slide 33: Key Initiatives: Sustainability Impact & ESG
KEY INITIATIVES : SUSTAINABILITY IMPACT & ESG VAKRANGEE ESG PERFORMANCE UPDATE S&P Global ESG Score Sustainalytics ESG Score Vakrangee has earned a “S&P Global Bronze Class” spot in the Source Link : https://www.sustainalytics.com/esg- yearbook and has score 60 ESG Score (S&P Global Scores) in the r
Slide 34: Thank You
Vakrangee Thank You