Alinma Bank · TADAWUL:1150
Alinma Bank — Q3 2025 Earnings Presentation
29 slides from Alinma Bank's earnings presentation, Oct 29, 2025
Slide 1: Earnings Presentation Q3 2025
Earnings Presentation 30 2025 29 October 2025 digital. fast. convenient.
Slide 2: Table of Contents
Table of Contents 1. Alinma Overview Financial Performance Highlights Strategy Update 9M 2025 Financial Performance u BR W N Outlook & Guidance
Slide 3: Classification: Private
Classification: Private
Slide 4: Alinma Overview
Alinma Overview cLoilll Ine Step Ahead aD Gt: AMarketShare Net Profit Margin 3.52% Monthly 6.6% Assets #2inKSA = 2029) Fitch A- 33.7m average Users Booey (Smort Phone Users { stobie ] Logins) oz, Financin: 7.2% porns? ROE ae.aax Daily Average #2inKSA (202025) Moody's A2 1m User: ante BO Logins) ; <>
Slide 5: Financial Performance Highlights Q3 2025
Financial Performance Highlights Q3 2025
Slide 6: Classification: Private
Ʀ Ʀ Ʀ Ʀ Ʀ Ʀ Ʀ Classification: Private
Slide 7: Classification: Private
Classification: Private
Slide 8: Strategic Positioning
Strategic Positioning Alinma's strategic positioning cascades down into each business strategy Excellence Shariah Compliance Digital Corporate Retail im Treasury 39.2025 EARNINGS PRESENTATION Bank wide Segment wise alinma Be recognized and Bethe #1 Be the#1 celebrated as the in Net Promoter Employer
Slide 9: Classification: Private
• • • • • • • • • • • • Classification: Private
Slide 10: Classification: Private
• • • • • • • • • • • • • • Classification: Private
Slide 11: Classification: Private
Ʀ Ʀ Ʀ Ʀ Ʀ Ʀ Classification: Private
Slide 12: Classification: Private
Classification: Private
Slide 13: Classification: Private
Ʀ • • Ʀ Δ Δ Ʀ Classification: Private
Slide 14: Classification: Private
Ʀ • Ʀ • Ʀ Δ Δ Ʀ Classification: Private
Slide 15: Classification: Private
Ʀ Ʀ Ʀ • • • Classification: Private
Slide 16: Classification: Private
Ʀ Ʀ Ʀ • • • Classification: Private
Slide 17: Classification: Private
Ʀ Ʀ • Ʀ • Classification: Private
Slide 18: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • Classification: Private
Slide 19: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • • Classification: Private
Slide 20: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • • Classification: Private
Slide 21: Classification: Private
Ʀ • • • Classification: Private
Slide 22: Classification: Private
• • • • Classification: Private
Slide 23: Classification: Private
Classification: Private
Slide 24: Guidance
Guidance Acceleration of strategic execution drives a promising outlook for 2025 30 2025A 2025G Drivers Financing +12% Solid Mid-Corp, SME & Retail growth from strategic initiatives; continuing the (ae Ere enrse is3 Growth YTD growth in corporate financing Net Profit 3.46% Declining rates, combined
Slide 25: Q&A
Q&A Q3 2025 iy. digital. fast. conve
Slide 26: Classification: Private
Classification: Private
Slide 27: Sustainability
Sustainability Alinma released its 2024 Sustainability report Inspiring Cultures Creating Impact Sustainability Report 2024 cLoilll alinma 39.2025 EARNINGS PRESENTATION In the third annual sustainability report, we feature our sustainability commitments, strategy, and journey as part of our ongoing
Slide 28: Investor Relations App
Investor Relations App Our IR App will keep you up-to-date with the latest development - from latest share prices and press releases to IR calendar, financial a. results and our document library on the go nload on t @ App Store Financiol Colendor 302025 EARNINGS PRESENTATION Investor Relations Email
Slide 29: Disclaimer
Disclaimer alinma This presentation is being provided to you for general information purposes only. The information contained in the presentation has been obtained from sources believed by Alinma Bank (“Alinma") to be up to date, correct and reliable, but Alinma does not make any representation or w