Alinma Bank · TADAWUL:1150
Alinma Bank — Q2 2026 Earnings Presentation
53 slides from Alinma Bank's earnings presentation, July 2026
Slide 1: Investor Presentation 2Q 2026
_ July 2026 Investor — Presentatic 2Q 2026 Accelerating innovation. Driving sustainable growth. =a q
Slide 2: Table of Contents
Table of Contents O11 Alinma Overview Q2 _ Strategy Update Q3 | Historical Financial Performance QO4 1H2026 Financial Performance O05 Segmental Performance Q6 _ Outlook & Guidance O7 Appendix 202026 inves .or Presentation
Slide 3: Alinma Overview
cLoilll O 1 alinma Accelerating innovation. Driving sustainable growth. Alinma Overview Q2 2026
Slide 4: Classification: Private
Ʀ Ʀ Ʀ Ʀ Ʀ Ʀ Classification: Private
Slide 5: Alinma Overview
Strategy Update | Historical FinancialPerformance | 2Q2026FinancialPerformance | SegmentalPerformance | Outlook & Guidance . . il Alinma Overview one One Step Ahead & Pinancial #2inKSA. #2inKSA #2inKSA Stock Highlights Tha] 3.47% 18.44% 2.11% (192026) ° (192026) ° (19 2026) ° a0? 293.5MVin d fomg Ra
Slide 6: Management Team
Historical trategy Update Management Team Alinma has built an experienced new management team poised to execute its strategy — Abdullah Ali Alkhalifa MD & Chief Executive Officer Meshary Abdulaziz Aljubair Chief Operating Officer Mahanna Abdulrahman Abalkhail Chief Treasury Officer Hisham Abdullah A
Slide 7: Strategy Update
cLoilll O 4 alinma Accelerating innovation. Driving sustainable growth. Strategy Update Q2 2026
Slide 8: Most innovative and customer centric bank in KSA
Alinma Overview Historical FinancialPerformance | 2Q2026Financial Performance | SegmentalPerformance | Outlook & Guidance The most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al 202026 Investor Presentation a Most cust
Slide 9: Strategy 2030 vision and strategic objectives
Alinma Historical Financial Performa 1026 Financial Performance Outlook & Guidar Strategy 2030 vision and strategic objectives for the bank alinma NSE et Become the most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al A
Slide 10: Strategy 2030 vision and strategic objectives
Alinma Overview Historical Financial Performance | 2Q2026Financial Performance | SegmentalPerformance | Outlook & Guidance Strategy 2030 vision and strategic objectives for the bank alinma Se ee Become the most innovative and customer centric bank in KSA with a focus on profitability and building di
Slide 11: Classification: Private
• • • • • • Classification: Private
Slide 12: Classification: Private
• • • • • • Classification: Private
Slide 13: Classification: Private
• • • • • • • • Classification: Private
Slide 14: Classification: Private
• • • • • • • Ʀ Ʀ • Classification: Private
Slide 15: Classification: Private
• • • • • • • • • • • Classification: Private
Slide 16: Classification: Private
• • • • • Classification: Private
Slide 17: Classification: Private
• • • • • • • • Classification: Private
Slide 18: Classification: Private
• • • • • • • • • • • • Ʀ Ʀ Classification: Private
Slide 19: Classification: Private
• • • • Classification: Private
Slide 20: Classification: Private
• • • • • • • • • • Classification: Private
Slide 21: Historical Financial Performance
cLoilll O 3 alinma Accelerating innovation. Driving sustainable growth. Historical Financial Performance Q2 2026
Slide 22: Classification: Private
Ʀ Ʀ Ʀ Classification: Private
Slide 23: Classification: Private
Ʀ Ʀ Ʀ Classification: Private
Slide 24: 1H 2026 Financial Performance
cLoilll O 7A‘ alinma Accelerating innovation. Driving sustainable growth. 1H 2026 Financial Performance Q2 2026
Slide 25: Ʀ 243.9 Bn Ʀ 245.3 Bn Ʀ 116.1 Bn
Ʀ Ʀ Ʀ Ʀ 243.9 Bn Ʀ 245.3 Bn Ʀ 116.1 Bn Ʀ 329.3 Bn 79.6% 19.9% Classification: Private
Slide 26: Ʀ 5,025 Mn Ʀ 1,113 Mn Ʀ 3,274 Mn
Ʀ Ʀ Ʀ Ʀ 5,025 Mn Ʀ 1,113 Mn Ʀ 3,274 Mn 3.46% 31.5% 17.8% Classification: Private
Slide 27: Classification: Private
Ʀ • • Ʀ Δ Δ Ʀ Classification: Private
Slide 28: Classification: Private
Ʀ • Ʀ • Ʀ Δ Δ Ʀ Classification: Private
Slide 29: Classification: Private
Ʀ Ʀ Ʀ • • • Classification: Private
Slide 30: Classification: Private
Ʀ Ʀ Ʀ Ʀ • • Classification: Private
Slide 31: Classification: Private
Ʀ Ʀ Ʀ • • • Classification: Private
Slide 32: Classification: Private
Ʀ Ʀ Ʀ Ʀ • Ʀ • Classification: Private
Slide 33: Classification: Private
Ʀ • • Classification: Private
Slide 34: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • Classification: Private
Slide 35: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • • Classification: Private
Slide 36: Classification: Private
Ʀ Ʀ Ʀ • Ʀ • • Classification: Private
Slide 37: Classification: Private
Ʀ Ʀ Ʀ • • • Classification: Private
Slide 38: Classification: Private
Ʀ Ʀ • Classification: Private
Slide 39: Classification: Private
Ʀ Ʀ • Ʀ • • Classification: Private
Slide 40: Classification: Private
• • • • Classification: Private
Slide 41: Segmental Performance
cLoilll O5 Accelerating innovation. Driving sustainable growth. Segmental Performance Q2 2026
Slide 42: Classification: Private
Ʀ Ʀ Ʀ Ʀ Classification: Private
Slide 43: Classification: Private
Ʀ Ʀ Ʀ Ʀ Classification: Private
Slide 44: Classification: Private
Ʀ Δ Δ Ʀ Ʀ • Ʀ • • Classification: Private
Slide 45: Classification: Private
Ʀ Ʀ Δ Δ Ʀ Ʀ • • Classification: Private
Slide 46: Classification: Private
Ʀ Ʀ Δ Δ Ʀ • Ʀ • Ʀ Ʀ Classification: Private
Slide 47: Classification: Private
Ʀ Ʀ Δ Δ Ʀ Ʀ • Ʀ • Classification: Private
Slide 48: Outlook & Guidance
cLoilll 06 ss Accelerating innovation. Driving sustainable growth. il Outlook & Guidance Q2 2026
Slide 49: Classification: Private
< > < Classification: Private
Slide 50: Appendix
cLoilll O ] alinma Accelerating innovation. Driving sustainable growth. Appendix Q2 2026
Slide 51: Sustainability
jegmentalPerformance | Outlook & Guidance AlinmaOverview | StrategyUpdate | Historical FinancialPerformance | 202026FinancialPerformance | Sustainability Alinma released its 2025 Sustainability report & the sustainable finance allocation and impact report In the fourth annual sustainability report,
Slide 52: Investor Relations
AlinmaQverview | Strategy Update Historical Financial Performance Investor Relations App 202026 Investor Presentation Our IR App will keep you up-to-date with the latest development- from latest share prices and press releases to IR calendar, financial results and our document library on the go [ 4
Slide 53: Disclaimer
Alinma Overview Qutlook & Guidance Disclaimer alinma This presentation is being provided to you for general information purposes only. The information contained in the presentation has been obtained from sources believed by Alinma Bank (“Alinma") to be up to date, correct and reliable, but Alinma do