Alinma Bank · TADAWUL:1150
Alinma Bank — FY2025 Earnings Presentation
44 slides from Alinma Bank's earnings presentation, February 2026
Slide 1: 4Q 2025 Investor Presentation
_ February 2026 Investor — Presentatic 40 2025 Accelerating innovation. Driving sustainable growth. =a q
Slide 2: Table of Contents
Table of Contents O11 Alinma Overview Q2 _ Strategy Update Q3 | Historical Financial Performance QO4_ FY 2025 Financial Performance O05 Segmental Performance Q6 _ Outlook & Guidance O7 Appendix 49 2025invest :or Presentation
Slide 3: Alinma Overview
cLoilll O 1 alinma Accelerating innovation. Driving sustainable growth. Alinma Overview Q4 2025
Slide 4: Classification: Private
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Slide 5: Alinma Overview
Strategy Update | Historical FinancialPerformance | FY2025FinancialPerformance | SegmentalPerformance | Outlook & Guidance A A L oil Alinma Overview alinma One Step Ahead é i i Net Profit Margin ROE ROA H H & Pinancial #2inKSA #2inKSA #4inKSA Stock Highlights osition 3.46% 18.42% 2.13% Ha (30 2025)
Slide 6: Management Team
Historical trategy Update Performa Management Team Alinma has built an experienced new management team poised to execute its strategy — Abdullah Ali Alkhalifa MD & Chief Executive Officer Meshary Abdulaziz Aljubair Chief Operating Officer Mahanna Abdulrahman Abalkhail Acting Chief Treasury Officer H
Slide 7: Strategy Update
cLoilll O 4 alinma Accelerating innovation. Driving sustainable growth. Strategy Update Q4 2025
Slide 8: Classification: Private
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Slide 9: The most innovative and customer centric bank in KSA
Alinma Overview Historical FinancialPerformance | FY2025FinancialPerformance | SegmentalPerformance | Outlook & Guidance The most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al 40 2025investor Presentation a Most custo
Slide 10: Strategy 2030 vision and strategic objectives for the bank
Historical Performa Qutlook & Guidance Strategy 2030 vision and strategic objectives for the bank alinma SS Oe Become the most innovative and customer centric bank in KSA with a focus on profitability and building distinctive differentiation leveraging Al a Retail banking & Private banking (Od Corpo
Slide 11: Strategy 2030 vision and strategic objectives for the bank
Alinma Overview Historical Financial Performance | FY2025FinancialPerformance | SegmentalPerformance | Outlook & Guidance Strategy 2030 vision and strategic objectives for the bank alinma ee mt Become the most innovative and customer centric bank in KSA with a focus on profitability and building dis
Slide 12: Historical Financial Performance
cLoilll O 3 alinma Accelerating innovation. Driving sustainable growth. Historical Financial Performance Q4 2025
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Slide 15: FY 2025 Financial Performance
cLoilll O 7A‘ alinma Accelerating innovation. Driving sustainable growth. FY 2025 Financial Performance Q4 2025
Slide 16: Ʀ 229.7 Bn Ʀ 227.4 Bn Ʀ 109.8 Bn
Ʀ Ʀ Ʀ Ʀ 229.7 Bn Ʀ 227.4 Bn Ʀ 109.8 Bn Ʀ 311.1 Bn 82.1% 19.9% Classification: Private
Slide 17: Ʀ 9,377 Mn Ʀ 2,529 Mn Ʀ 6,397 Mn
Ʀ Ʀ Ʀ Ʀ 9,377 Mn Ʀ 2,529 Mn Ʀ 6,397 Mn 3.47% 31.2% 18.7% Classification: Private
Slide 18: Classification: Private
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Slide 32: Segmental Performance
cLoilll O5 Accelerating innovation. Driving sustainable growth. Segmental Performance Q4 2025
Slide 33: Classification: Private
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Slide 35: Classification: Private
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Slide 39: Outlook & Guidance
cLoilll 06 ss Accelerating innovation. Driving sustainable growth. il Outlook & Guidance Q4 2025
Slide 40: Classification: Private
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Slide 41: Appendix
cLoilll O ] alinma Accelerating innovation. Driving sustainable growth. Appendix Q4 2025
Slide 42: Sustainability
AlinmaQverview | StrategyUpdate | Historical FinancialPerformance | FY2025FinancialPerformance | SegmentalPerformance | Sustainability In the third annual sustainability report, we feature our sustainability commitments, strategy, and journey as part of our ongoing commitment to transparently commun
Slide 43: Investor Relations App
AlinmaQverview | Strategy Update Historical Performance _ | Investor Relations App 4Q 2025investor Presentation Our IR App will keep you up-to-date with the latest development- from latest share prices and press releases to IR calendar, financial results and our document library on the go [ 4 Downlo
Slide 44: Disclaimer
Alinma Overview 025 Financial Performance Qutlook & Guidance Disclaimer alinma This presentation is being provided to you for general information purposes only. The information contained in the presentation has been obtained from sources believed by Alinma Bank (“Alinma") to be up to date, correct a