Credit Saison — FY2004 Q3 Earnings Presentation

7 slides from Credit Saison's earnings presentation, 2004

Slide 1: Credit Saison Co., Ltd.
CREDIT SAISON CO.,LTD.
Slide 2: Credit Saison High Lights: Main Indicators
CREDIT SAISON Main Indecators . ( ) YOY New New Applications Applications , ,, New New Card Issued , ,, Total Total Members , , Active Active Members Members , ,, Transaction Transaction Volume , . Card shopping ,, . Cash advances .. Parent Parent Consolidated Consolidated Operating Operating Revenu
Slide 3: Volume of New Contracts
Volume of New Contracts % of Total YOY Change (%) % of Total YOY Change (%) % of Total
Slide 4: Installment Accounts Receivable
Installment Accounts Receivable YOY Change (%) Increase/Decrease from 2004/3 Change form 2004/3 (%) \ \ Increase/Decrease from 2004/3 Change form 2004/3 (%)
Slide 5: Operating Revenue
Operating Revenue % of Total YOY Change (%) % of Total YOY Change (%) % of Total Selling, General and Administrative Expenses YOY Change (%) YOY Change (%) YOY Change (%)
Slide 6: Trends in Delinquent Loans, Credit Cost
Trends in Delinquent Loans / Cash advances 03/12 04/3 04/12 / Tolal Shopping . . . Cash advances . . . / Shopping . . . Total 90 Ratio = Delinquent loans over 90days / Total receivables CORPORATE STRATEGY 2003 CREDIT SAISON CO., LTD. Credit Cost \ /¥100 million 03/12 04/12 04/3 YOY Net increase in a
Slide 7: Interest Rate Structure of Assets and Liabilities
Interest Rate Structure of Assets and Liabilities