Credit Saison Co., Ltd. · TSE:8253
Credit Saison — H1 FY2005 Earnings Presentation
36 slides from Credit Saison's earnings presentation, Nov 22, 2005
Slide 1: Tee sh a
Tee sh a November 22, 2005 Credit Saison Co., Ltd.
Slide 2: Agenda
AGENDA CORPORATE STRATEGY CREDIT SAISON CO., LTD.
Slide 3: Corporate Strategy
CORPORATE STRATEGY CREDIT SAISON CO., LTD.
Slide 4: Contents
CONTENTS CORPORATE STRATEGY CREDIT SAISON CO., LTD. 1
Slide 5: Ubiquitous
Ubiquitous JPN Web CM SAISON JPN CORPORATE STRATEGY CREDIT SAISON CO., LTD. 2
Slide 6: Corporate Strategy
( ) 1,172 (108%) 928 (107%) 1,278 (109%) 1,000 (108%) 280 (113%) 229 (109%) 350 (125%) 249 (109%) 158 (121%) 142 (116%) 207 (130%) 147 (103%) CORPORATE STRATEGY CREDIT SAISON CO., LTD. 3
Slide 7: Corporate Strategy
953 1,047 9.9% 235 277 17.8% 82 88 7.5% 5 12 113.9% 72 84 16.3% 36 39 9.1% 33 38 15.1% 15 15 2.5% 39 26 34.3% 21 13 37.7% 1,180 1,283 8.8% 312 356 14.1% (7) (6) (16) (20) 1,172 1,278 9.0% 296 336 13.6% CORPORATE STRATEGY CREDIT SAISON CO., LTD. 4
Slide 8: Corporate Strategy
( ) 280 350 640 34 158 207 220 1.12 1.41 1.47 40 19.6 20.0 % % 11 ( ) 11 350 249 101 2 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 5
Slide 9: Corporate Strategy
2, 660 2,140 2, 404 140 1,902 2,148 2,122 2, 203 110 1,718 1,757 1,542 1,242 1,030 1,232 1,069 1,120 974 1,152 866 887 799 106 72 109% 108% 996 1,053 1,083 743 852 870 1,278 928 1,000 1,172 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 6
Slide 10: Corporate Strategy
640 596 565 40 529 500 510 470 443 450 411 250 357 285 251 241 282 241 210 239 210 70 125% 20 109% 240 269 247 200 233 211 350 229 249 280 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 7
Slide 11: Corporate Strategy
318 220 243 258 150 224 120 133 153 182 160 50 116 150 121 60 122 93 207 147 158 142 166 104 143 122 153 131 19 5 16 49 130% 103% -193 -246 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 8
Slide 12: CORPORATE STRATEGY CREDIT SAISON CO., LTD.
90 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 9
Slide 13: Corporate Strategy
448 395 373 181 38 363 191 38 16 283 14 214 412 438 410 214 209 346 314 341 311 158 167 238 181 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 10
Slide 14: R&I A+ S&P A-
R&I A+ S&P A- 6 23.0% 22.7% 19.3% 19.1% 20.0% 23.1% 23.0% 19.9% 21.9% 18.4% 11.4% 9.1% 9.8% 9.2% 7.8% 5.2% 5.4% 6.0% 6.6% 0.7% 0.8% 5.0% 5.3% 4.8% -2.5% -2.1% CORPORATE STRATEGY CREDIT SAISON CO., LTD. 11
Slide 15: Corporate Strategy
50% 52% 57% 60% 60% 59% 64% 66% 60% 66% 10% 13% 11% 15% 14% 12% 16% 16% 15% 13% 12% 19% 15% 9% 6% 6% 9% 7% 5% 5% 17% 17% 22% 18% 19% 18% 19% 17% 15% 16% CORPORATE STRATEGY CREDIT SAISON CO., LTD. 12
Slide 16: Corporate Strategy
68% 70% 64% 49% 62% 56% 61% 66% 56% 55% 61% 46% 57% 57% 51% 49% 51% 46% 44% 39% 34% 39% CORPORATE STRATEGY CREDIT SAISON CO., LTD. 13
Slide 17: Corporate Strategy
( ) (122%) (120%) , (107 ) (107 ) , ( 111%) ) , (112%) ) , (105%) CORPORATE STRATEGY CREDIT SAISON CO., LTD. 14
Slide 18: Corporate Strategy
270 270 250 241 211 120 131 130 127 107 25 % 122 150 139 120 104 114 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 15
Slide 19: Corporate Strategy
250 230 235 209 186 115 120 118 111 94 19 % 135 119 117 110 98 92 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 16
Slide 20: Corporate Strategy
1,750 1,820 1,587 1,636 1,690 935 858 883 915 841 15 920 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 17
Slide 21: Corporate Strategy
28,620 25,962 120 23,428 24,086 21,216 14,646 13,428 12,030 12,322 11,174 0 1,32 11% 1 13,854 11,398 11,764 12,534 10,042 0 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 18
Slide 22: Corporate Strategy
6,290 5, 918 6,170 5, 423 5, 758 59 104% 194 105% 30 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 19
Slide 23: Corporate Strategy
2,520 2,660 140 600 640 40 340 220 120 2,030 2,140 110 500 500 300 150 150 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 20
Slide 24: CORPORATE STRATEGY CREDIT SAISON CO., LTD.
CORPORATE STRATEGY CREDIT SAISON CO., LTD.
Slide 25: Contents
CONTENTS CORPORATE STRATEGY CREDIT SAISON CO., LTD. 21
Slide 26: Corporate Strategy
¾ • • , ¾ • ¾ • UP CORPORATE STRATEGY CREDIT SAISON CO., LTD. 22
Slide 27: Corporate Strategy
¾ ¾ - . . . . . . CORPORATE STRATEGY CREDIT SAISON CO., LTD. 23
Slide 28: CORPORATE STRATEGY CREDIT SAISON CO., LTD.
CORPORATE STRATEGY CREDIT SAISON CO., LTD. 24
Slide 29: Saison
¾ T&E : ¾ SAISON CORPORATE STRATEGY CREDIT SAISON CO., LTD. 25
Slide 30: ¾ st ¾ nd ¾ rd
. MMC MMC ¾ st ¾ nd ¾ rd AMEX CORPORATE STRATEGY CREDIT SAISON CO., LTD. 26
Slide 31: Corporate Strategy
. No1 32% 91% 100% 28% 32% 34% 34% CORPORATE STRATEGY CREDIT SAISON CO., LTD. 27
Slide 32: Corporate Strategy
. 3 11,250 2,530 13,780 1 13,840 2,534 16,374 10,220 1,820 12,040 2,030 430 2,140 1 3 3 110 500 35 500 2 300 160 240 140 1= : 2= : 3= 1,750 1,820 410 440 2,160 2,260 11,128 23,200 3,746 7,500 25,060 2,725 5,420 1,601 3,200 6,150 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 28
Slide 33: Corporate Strategy
. . CORPORATE STRATEGY CREDIT SAISON CO., LTD. 29
Slide 34: Corporate Strategy
462 10% 6.3 833 2007 1,000 49 760 2009 2,000 ( 330 933 2007 1,200 95 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 30
Slide 35: M&A IPO
M A IPO 110 28 129 45 IPO 170 13 172 18 JPN 43 8 47 9 20 100 66 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 31
Slide 36: JV Corporate Strategy
JV 30% 50% 200 200 100 276 580 2,649 5,540 3,428 6,900 6,806 15,000 15 360 427 1,400 14 360 468 1,000 370 5 1,500 60 CORPORATE STRATEGY CREDIT SAISON CO., LTD. 32