Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — FY2019 Earnings Presentation
24 slides from Qatar International Islamic Bank's earnings presentation, 2019
Slide 1: OlIB@ 223)
OlIB@ 223)
Slide 2: Investor Presentation - YE 2019
Investor Presentation - YE 2019 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Governance & Regulations 3. Financial Performance & Capital Adequacy 4. Equity & Funding Overview 5. Rating Overview Page 3. Page 3.
Slide 4: Section 1: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 18% 17% As at 31 December 2019 QIIB is the third largest Listed Islamic bank in Qatar by total assets and GCC & Foreign § The Qatar Inv
Slide 6: QIIB Business Overview
QIIB Business Overview Business Units Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 20% Personal Banking Financing 22% 35% o Large personal ban
Slide 7: Section 2: Governance & Regulations
Section 2 Governance & Regulations Page 7. Page 7.
Slide 8: QIIB Board of Directors
QIIB Board of Directors H.E. Sheikh Dr. Khalid Thani Abdullah Al-Thani Chairman & Managing Director (Executive Director) Mr. Rashid Nasser Al-Kaabi Date of Appointment: April 1996 Vice Chairman (Non Executive Director - Independent Member) Educational Qualifications: BA, MBA (USA), PhD (UK) Current
Slide 9: QIIB Board Committees
QIIB Board Committees Executive Committee Remuneration & Audit Compensation Committee Committee Risk & Nomination & Compliance Board of Governance Committee Committee Directors Page 9. 9
Slide 10: Sharia Supervisory Committee (SSC)
Sharia Supervisory Committee (SSC) The SSC is appointed at QIIB's General Assembly and must consist of at least three members who are experts in Islamic jurisprudence. Chairman Sheikh Dr. Walid bin Hadi Members must at all times be independent and should not hold positions of responsibility in QIIB
Slide 11: Section 3: Financial Performance & Capital Adequacy
Section 3 Financial Performance & Capital Adequacy Page 11. Page 11.
Slide 12: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (US$ mn) QIIB’s balance sheet sustained growth CAGR of 8.8% between (CAGR: 8.8 %) 15,607 FY2015 –FY2019, notwithstanding slower economic environment. 15,000 13,802 12,802 11,133 11,685 The growth has been driven by a strong increase in QI
Slide 13: Summary of 2019 Performance
Summary of 2019 Performance 31 December 2018 31 December 2019 % Change Total Assets (US$ mn) 13,802 15,607 13.1% Sustained balance sheet growth Net Islamic Financing Facilities (US$ mn) 7,687 10,164 32.2% Stable asset quality Non-Performing Islamic Financing Facilities (%) 1.98% 2.03% 2.5% Liquid As
Slide 14: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio increased to 2.03% as at 31 2015 2016 2017 2018 2019 December 2019, compared to December 2018. Bank’s non-performing ratio remains within the industry Non-performing financing ratio(1) 1.7% 1.7% 1.3% 2.0% 2.0%
Slide 15: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (US$ mn) Sustained profitability (US$ mn) 800 50 260 600 6 35.4 140 250 5 32.3 8 32.8 83.8 101.7 254.6 400 34.8 84.3 240 85.4 242.2 200 389.7 435.6 475 230 311.9 346.5 220 228.5 0 -2 -11 210 215.3 215.5 2015 2016 2017 2018 201
Slide 16: Balance Sheet Highlights
Balance Sheet Highlights QAR ‘000 2015 2016 2017 2018 2019 Commentary Total Assets 40,540,045 42,550,960 46,618,980 50,259,955 56,831,439 Sustained asset growth of 5.6%, 5.0%, 9.6%, 7.8% and Financing Portfolio 24,978,073 27,233,326 32,500,027 27,991,116 37,010,528 13.1% from FY2015 to FY2019 respec
Slide 17: Section 4: Equity & Funding Overview
Section 4 Equity & Funding Overview Page 17. Page 17.
Slide 18: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As at 31 December 2019 QIIB’s funding is predominantly driven by customer deposits and unrestricted investment accounts As at 31 December 2018 (URIA) and is backed by the bank’s own capital. 14% 25% QIIB has leveraged its expanding branch network and
Slide 19: Robust Capitalization Base
Robust Capitalization Base Highlights Capital Structure (US$ mn) Tier 1 Tier 2 +21.5% 2500 +2.7% QCB has implemented the Basel III framework (capital adequacy, liquidity ratios, leverage and +24.6% +2.1% domestic systematically important banks (DSIB) capital guidance) since 2014, and in 2015, 2000 8
Slide 20: Section 5: Rating Overview
Section 5 Rating Overview Page 20. Page 20.
Slide 21: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A FI bb+ Stable October 2019 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-I baa3 Stable June 2019 Capital Intelligence Long Term Rating Short Term Rating Standalone Rating
Slide 22: Key Investment Highlights
Key Investment Highlights Third largest Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 19 branches Strong capital position & asset quality Strong government support with QIA as one of th
Slide 23: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Treasury & Investment Finance Treasury & Investment hossamkhattab@qiib
Slide 24: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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