Community Healthcare Trust Incorporated · NYSE:CHCT
Community Healthcare Trust — Q2 2026 Earnings Presentation
24 slides from Community Healthcare Trust's earnings presentation, Aug 5, 2026
Slide 1: CHCT: Positioned for Renewed Growth
CHCT LISTED NYSE INVESTOR PRESENTATION CHCT: Positioned for Renewed Growth August 2026
Slide 2: Disclosures
Disclosures Forward-Looking Statements Non-GAAP Financial Measures This presentation contains forward-looking statements within the meaning of the This presentation includes certain non-GAAP financial measures, including Funds Private Securities Litigation Reform Act of 1995. You can identify forwar
Slide 3: Company at-a-Glance
$1.25B Gross Real Estate COMPANY AT-A-GLANCE Investments Diversified healthcare portfolio delivering high-quality, cost-effective care convenient to patients in non-urban markets 4.5M Square Feet • $1.25B portfolio: 197 properties covering 4.5M sq. ft. across 36 states, diversified by asset type, op
Slide 4: Repositioning for Enhanced Growth
Repositioning for Enhanced Growth CHCT is enhancing its capital allocation policy to focus on acquisitions, redevelopment, occupancy growth and operating improvements designed to drive long-term shareholder value. Community Healthcare Trust Page 4
Slide 5: Rightsizing the Dividend to Fund Growth
Rightsizing the Dividend to Fund Growth Quarterly dividend reset Dividend Reset Retained Capital Redeployed at from $0.48/share to $0.33/share $0.48 $0.33 $25-30M 9-12% Per share Over 24 months Expected yields Increases retained capital available to fund acquisitions, portfolio reinvestment and oper
Slide 6: Dividend Rightsizing Supports an Attractive Yield and Long-Term Growth
Dividend Rightsizing Supports an Attractive Yield and Long-Term Growth DIVIDEND YIELD — CHCT VS. HEALTHCARE REIT PEERS A Stronger Capital Allocation Framework 7.2% Improved Growth Attractive Coverage Capital Yield AFFO payout ratio: $25-30M retained Annual dividend of 6.2% 87% 60% over 24 months $1.
Slide 7: A Clear Path from 89.8% to 92% Leased Occupancy
Occupancy Reinvestment Recycling Acquisitions A Clear Path from 89.8% to 92% Leased Occupancy EXPECTED IMPACT LEASED OCCUPANCY BRIDGE (%) 1.5% 92.0% 89.8% 92.0% Leased Occupancy 0.7% 89.8% $101M $107M Annualized NOI +$6M NOI Upside Q2 2026 2026 Budget Identified Pipeline Target & New Leases PORTFOLI
Slide 8: Portfolio Reinvestment Generates Attractive Incremental Returns
Occupancy Reinvestment Recycling Acquisitions Portfolio Reinvestment Generates Attractive Incremental Returns Property VHC Surgery Center Desert Mountain Health Ochsner Behavioral Health Accanto Health Market Phoenix, AZ Phoenix, AZ Lafayette, LA Aurora, OH Status Complete Complete Complete In Proce
Slide 9: Capital Recycling Funds Growth Without Dilution
Occupancy Reinvestment Recycling Acquisitions Capital Recycling Funds COMPLETED SALE DETAIL Growth Without Dilution PERIOD ASSETS NET PROCEEDS 2025 5 $32.9M Selective dispositions partially fund the growth pipeline — recycling capital out of 2026 YTD 2 $5.6M non-core assets and into 9%+ yield TOTAL
Slide 10: A Clear Path Back to Acquisition-Led Growth
Occupancy Reinvestment Recycling Acquisitions A Clear Path Back to Acquisition- Led Growth Starting with $99M Already Under Contract ANNUAL ACQUISITION VOLUME ($M) — 2015 TO 2025 PIPELINE HIGHLIGHTS 160 • $99M under definitive agreement 140 • Four newly developed inpatient rehabilitation facilities
Slide 11: A Conservative Balance Sheet With Flexibility to Fund Growth
NO MATURITIES BEFORE MARCH 2028 A Conservative Balance Sheet With Flexibility to Fund Growth 300 $285M BALANCE SHEET SNAPSHOT 200 $150M • 6.0x net debt/adjusted EBITDAre annualized $125M • 3.0x fixed charge coverage 100 Term Revolver Term Loan Loan • Over $115M of current available liquidity $0 $0 0
Slide 12: The Right Team in Place to Execute CHCT's Growth Strategy
EXECUTIVE TEAM The Right Team in Place to Execute CHCT’s Growth Strategy Expanded, dedicated Asset Management, Leasing, and Construction teams to proactively David H. Dupuy Bill Monroe Leigh Ann Stach drive portfolio performance Board Member, EVP & Chief EVP & Chief CEO & Financial Officer Accountin
Slide 13: Company Overview
Company Overview Prairie Star, Shawnee, KS Community Healthcare Trust Page 13
Slide 14: Q2 2026 Update
Q2 2026 Update HIGHLIGHTS KEY OPERATING & FINANCIAL METRICS (Millions except per share) • Dividend reset positions CHCT for enhanced growth METRIC Q2 2026 Q2 2025 Y-o-Y Revenue $31.2 $29.1 +7% • Leasing +100,000 sq.ft. new signed leases YTD AFFO / Share $0.56 $0.50 +12% • Acquisition pipeline remain
Slide 15: Disciplined Investment Strategy Drives Sustainable Growth
Disciplined Investment Strategy Drives Sustainable Growth A REPEATABLE VALUE-CREATION ENGINE Selective Sourcing Disciplined Underwriting Active Asset Management Capital Recycling & • Extensive, established referral • Market selection • Rent escalators Reinvestment relationships • Tenant creditworthi
Slide 16: Multi-Year Tailwinds Support Healthcare Real Estate
Multi-Year Tailwinds Support Healthcare Real Estate AGING DEMOGRAPHICS MIGRATION TO OUTPATIENT CARE The US 65+ population is growing Care shifting to lower-cost 5x faster than the rest of the outpatient settings population Providers and payors continue shifting care to ~21% of U.S. population by 203
Slide 17: A Diversified Portfolio by Property Type, Tenant and Geography
A Diversified Portfolio by Property Type, Tenant and Geography No single property type, tenant or market defines the portfolio. 197 36 325 7.1% Largest tenant Properties States Tenants Top 3 = 18.3% PROPERTY TYPE (% OF ABR) TENANT BASE (% OF ABR) GEOGRAPHY (% OF ABR) US Healthvest 7.1% Florida 14.5%
Slide 18: Lease Maturity Profile Supports Stable Cash Flow
Lease Maturity Profile Supports Stable Cash Flow 7.2 Yrs 89.8% 65.7% <10% Long-duration leases and a well- Weighted Portfolio Largest Annual laddered lease-expiration schedule ABR Beyond Average Lease Leased Maturity 5 Years Term Q2 2026 Next 4 Years LEASE EXPIRATION SCHEDULE (% OF ABR) 32.0% 12.3%
Slide 19: An Independent, Shareholder-First Board With Strong Governance and Experience
An Independent, Shareholder-First Board With Strong Governance and Experience Alan Gardner Former MD, Healthcare Group — Bank of America Chairman Securities; Head of Healthcare Banking — Fleet Boston Financial; Senior RM, Wells Fargo Healthcare KEY GOVERNANCE PROVISIONS Bob Hensley Senior Advisor, A
Slide 20: A Proven Platform and Clear Path to Growth
A Proven Platform and Clear Path to Growth A repositioned healthcare • Differentiated healthcare platform benefits • Consistent cash flows supported by long from long-standing healthcare operator duration leases and well-laddered lease REIT with stronger relationships that support proprietary sourci
Slide 21: Appendix
Appendix Community Healthcare Trust Page 21
Slide 22: Reconciliation of Non-GAAP Measures
Reconciliation of Non-GAAP Measures (Amounts in thousands, except per share data) FFO, AFFO, AFFO Adjusted, FAD Net Income (Loss) Real estate depreciation and amortization Credit loss reserve (Gain) loss, net of impairment, on the sale of real estate assets FFO Straight-line rent Stock-based compens
Slide 23: Reconciliation of Non-GAAP Measures (continued)
Reconciliation of Non-GAAP Measures (continued) (Amounts in thousands) Net Operating Income (NOI) 2Q 2026 1Q 2026 4Q 2025 3Q 2025 2Q 2025 Net income (loss) $2,364 $2,548 $14,428 $1,640 ($12,557) General and administrative 4,890 5,108 4,778 4,658 4,657 Accelerated amortization of deferred compensatio
Slide 24: CHCT NYSE Corporate Headquarters Contact
CHCT LISTED NYSE CORPORATE HEADQUARTERS CONTACT Community Healthcare Trust, Inc. Bill Monroe 3326 Aspen Grove Drive, Suite 150 Chief Financial Officer Franklin, TN 37067 615-771-3052
Community Healthcare Trust — Q2 2026 Earnings Presentation on 6ix