Community Healthcare Trust Incorporated · NYSE:CHCT
Community Healthcare Trust — Q3 2026 Earnings Presentation
23 slides from Community Healthcare Trust's earnings presentation, November 2026
Slide 1: CHCT: Positioned for Renewed Growth
CHCT LISTED NYSE INVESTOR PRESENTATION CHCT: Positioned for Renewed Growth November 2026
Slide 2: Disclosures
Disclosures Forward-Looking Statements Non-GAAP Financial Measures This presentation contains forward - looking statements within the meaning of the This presentation includes certain non - GAAP financial measures, including Funds Private Securities Litigation Reform Act of 1995. You can identify fo
Slide 3: Company at a Glance
$1.25B Gross Real Estate COMPANY AT - A - GLANCE Investments Diversified healthcare portfolio delivering high-quality, cost-effective care convenient to patients in non-urban markets 4.5M Square Feet • $1.25B portfolio: 196 properties covering 4.5M sq. ft. across 36 states, diversified by asset type
Slide 4: Repositioning for Enhanced Growth
Repositioning for Enhanced Growth CHCT is enhancing its capital allocation policy to focus on acquisitions, redevelopment, occupancy growth and operating improvements designed to drive long - term shareholder value. Community Healthcare Trust Page 4
Slide 5: Rightsizing the Dividend to Fund Growth
Rightsizing the Dividend to Fund Growth Quarterly dividend reset August 2026 Dividend Reset Retained Capital Redeployed at from $0.48/share to $0.33/share $0.48 $0.33 $25 - 30M 9 - 12% Per share Over 24 months Expected yields Increases retained capital available to fund acquisitions, portfolio reinv
Slide 6: A Clear Path to 92% Leased Occupancy
Occupancy Reinvestment Recycling Acquisitions A Clear Path to 92% Leased Occupancy EXPECTED IMPACT LEASED OCCUPANCY BRIDGE (%) 1.5% 92.0% 89.8% 92.0% Leased Occupancy 0.7% 89.8% $101M $107M Annualized NOI +$ 6M NOI Upside Q2 2026 2026 Budget Identified Pipeline & Target New Leases PORTFOLIO OPTIMIZA
Slide 7: Portfolio Reinvestment Generates Attractive Incremental Returns
Occupancy Reinvestment Recycling Acquisitions Portfolio Reinvestment Generates Attractive Incremental Returns Property VHC Surgery Center Desert Mountain Health Ochsner Behavioral Health Accanto Health Market Phoenix, AZ Phoenix, AZ Lafayette, LA Aurora, OH Status Complete Complete Complete In Proce
Slide 8: Capital Recycling Funds Growth Without Dilution
Occupancy Reinvestment Recycling Acquisitions Capital Recycling Funds COMPLETED SALE DETAIL Growth Without Dilution PERIOD ASSETS NET PROCEEDS 2025 5 $32.9M Selective dispositions partially fund the growth pipeline — recycling capital out of 2026 YTD 5 $37.2M non - core assets and into 9%+ yield TOT
Slide 9: A Clear Path Back to Acquisition-Led Growth
Occupancy Reinvestment Recycling Acquisitions A Clear Path Back to Acquisition- Led Growth Starting with $99M Already Under Contract ANNUAL ACQUISITION VOLUME ($M) — 2015 TO 2025 PIPELINE HIGHLIGHTS 160 • $99M under definitive agreement 140 • Four newly developed inpatient rehabilitation facilities
Slide 10: A Conservative Balance Sheet With Flexibility to Fund Growth
A Conservative Balance Sheet NO MATURITIES BEFORE MARCH 2028 With Flexibility to Fund Growth 300 $284M BALANCE SHEET SNAPSHOT 200 $150M • 5.8x net debt/adjusted EBITDA re annualized $125M • 3.0x fixed charge coverage 100 Term Revolver Term Loan Loan • Over $116M of current available liquidity 0 $0 $
Slide 11: The Right Team in Place to Execute CHCT's Growth Strategy
The Right Team in Place to EXECUTIVE TEAM Execute CHCT’s Growth Strategy Expanded, dedicated Asset Management, Leasing, and Construction teams to proactively David H. Dupuy Bill Monroe Leigh Ann Stach drive portfolio performance Board Member, EVP & Chief EVP & Chief CEO & Financial Officer Accountin
Slide 12: Company Overview
Company Overview Prairie Star, Shawnee, KS Community Healthcare Trust Page 12
Slide 13: Q3 2026 Update
Q3 2026 Update HIGHLIGHTS KEY OPERATING & FINANCIAL METRICS (Millions except per share) • Growth across Revenue, FFO and AFFO METRIC Q3 2026 Q2 2026 Q - o- Q Q3 2025 Y - o- Y Revenue $32.4 $31.2 +4% $31.1 +4% • Leasing occupancy improved from 89.8% to 90.1% AFFO / Share $0.58 $0.56 +4% $0.56 +4% • D
Slide 14: Disciplined Investment Strategy Drives Sustainable Growth
Disciplined Investment Strategy Drives Sustainable Growth A REPEATABLE VALUE - CREATION ENGINE Selective Sourcing Disciplined Underwriting Active Asset Management Capital Recycling & • Extensive, established referral • Market selection • Rent escalators Reinvestment relationships • Tenant creditwort
Slide 15: Multi-Year Tailwinds Support Healthcare Real Estate
Multi-Year Tailwinds Support Healthcare Real Estate MIGRATION TO OUTPATIENT CARE AGING DEMOGRAPHICS Care shifting to lower - cost The US 65+ population is growing outpatient settings 5x faster than the rest of the Providers and payors continue shifting population care to outpatient settings across m
Slide 16: A Diversified Portfolio by Property Type, Tenant and Geography
A Diversified Portfolio by Property Type, Tenant and Geography No single property type, tenant or market defines the portfolio. 196 36 319 7.1% Largest tenant Properties States Tenants Top 3 = 16.2% PROPERTY TYPE (% OF ABR) TENANT BASE (% OF ABR) GEOGRAPHY (% OF ABR) US Healthvest 7.1% Florida 14.6%
Slide 17: Lease Maturity Profile Supports Stable Cash Flow
Lease Maturity Profile Supports Stable Cash Flow 7.1 Yrs 90.1% 66.9 % <10% Long - duration leases and a well - Weighted Portfolio ABR 2031 & Largest Annual laddered lease - expiration schedule Average Lease Leased Beyond Maturity Term Q3 2026 Next 4 Years LEASE EXPIRATION SCHEDULE (% OF ABR) 32.9% 1
Slide 18: An Independent, Shareholder-First Board With Strong Governance
An Independent, Shareholder-First Board With Strong Governance and Experience Alan Gardner Former MD, Healthcare Group — Bank of America Chairman Securities; Head of Healthcare Banking — Fleet Boston Financial; Senior RM, Wells Fargo Healthcare KEY GOVERNANCE PROVISIONS Bob Hensley Senior Advisor, A
Slide 19: A Proven Platform and Clear Path to Growth
A Proven Platform and Clear Path to Growth A repositioned healthcare • Differentiated healthcare platform benefits from • Consistent cash flows supported by long long - standing healthcare operator relationships duration leases and well - laddered lease REIT with stronger that support proprietary so
Slide 20: Appendix
Appendix Community Healthcare Trust Page 20
Slide 21: Reconciliation of Non-GAAP Measures
Reconciliation of Non-GAAP Measures (Amounts in thousands, except per share data) FFO, AFFO, AFFO Adjusted, FAD Net Income (Loss) Real estate depreciation and amortization (Gain) loss, net of impairment, on the sale of real estate assets Total adjustments FFO Straight-line rent Stock-based compensat
Slide 22: Reconciliation of Non-GAAP Measures (continued)
‘ion of Non-GAAP Measures (continued) (amounts in thousands) Net Operating Income (NOI) Net income (loss) General and administrative (Gain) loss, net of impairment, on the sale of real estate assets Interest expense Deferred Income tax (benefit) expense Interest and other income, net NOI Annualized
Slide 23: Corporate Headquarters Contact
CHCT LISTED NYSE CORPORATE HEADQUARTERS CONTACT Community Healthcare Trust, Inc. Bill Monroe 3326 Aspen Grove Drive, Suite 150 Chief Financial Officer Franklin, TN 37067 615- 771- 3052
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