Usio, Inc. · NASDAQ:USIO
Usio — Shareholder Meeting (June 2024)
18 slides from Usio's shareholder meeting presentation, Jun 20, 2024
Slide 1: 2024 Annual Shareholder Meeting
2024 ANNUAL SHAREHOLDER MEETING Tuesday, June 18, 2024 - 10:00 A.M. CDT
Slide 2: Integrated Payments Made Simple
Integrated Payments Made Simple USIO Nasdaq: USIO May 2024
Slide 3: Forward Looking Statements
Forward Looking Statements istorical information contained herein, the matters discussed in this presentation include forward-looking statements which are covered by safe harbors. Those Except for the statements include, but may not be limited to, all statements regarding management's intent, belief
Slide 4: About Us
Nasdaq: USIO usio.com About Us Usio is a leading FinTech that operates a full stack of roprietary and integrated, cloud-based electroni payment and emt i | solutions to a wide range of merchants, billers, banks, service bureaus, and cardissuers. Usio operates card and ACH payment processing, card is
Slide 5: Chairman, President and CEO
Slide 6: Investment Summary
Investment Summary DIVERSIFIED & INNOVATIVE In the Fast-Growing FinTech space, Usio offers multi-channel product portfolio in diversified industries Payment Facilitation ACH Card Issuing Output Solutions Nasdaq: USIO | usio.com 19% YoY REVENUE GROWTH 2023 OVER 2022 $82.6 MILLION 2023 RECORD REVENUES
Slide 7: Revenue Grew 7x Since 2016
MILLIONS Nasdaq: USIO $100 $80 $60 $40 $20 $0 usio.com Revenue Grew 7x Since 2016 71% 21% $25 $15 2017A 2018A Prepaid business grew from $323K in 2016 to $19M in 2023 13% $28 20194 % Revenue Growth 92% $62 15% $32 2020A 2021A from launching $12M business in 2023 12% $69 2022A 10% - 12% 19% $90.9 $82
Slide 8: Product Ecosystem
®usio ——— eee d Payment Facilitation Product : {ft ack Ecosystem . + Card Issuing Output Ss 1 Solutions Nasdaq: USIO | _usio.com 7
Slide 9: Payment Facilitation
Payment Facilitation Payment Facilitation (PayFac) is the latest innovation in merchant acquiring, providing frictionless merchant onboarding, enrollment and automated risk/underwriting procedures - which have traditionally been very manual processes - to provide for mass adoption and scale in short
Slide 10: ACH
ACH Usio is the Fintech leader in payments and a Nacha Certified provider that streamlines payment acceptance and minimizes processing costs. Usio provides ACH processing ata fraction of the cost than credit or debit cards. Usio is unique in that we are the longest-tenured Nacha certified third-part
Slide 11: Card Issuing
Slide 12: Card Issuing
Card Issuing Usio operates as both the program manager and issuer processor, providing web and mobile apps, transaction processing, customer service and compliance. Governments, non-profits and SMBs needing platform for expense management, general disbursement, incentives, per diems, loyalty program
Slide 13: Output Solutions
OUTPUT SOLUTIONS Sy Green SVP, Output Solutions
Slide 14: Output Solutions
Nasdaq: USIO Output Solutions Usio offers document design, print and electronic delivery or via US Post Office. Perfect for entities looking to reduce postage cost, automate the billing processes and increase operational efficiencies. Output’s customer base is primarily financial institutions, utili
Slide 15: Financials
Slide 16: Non-GAAP Reconciliation
Nepean masa _Twelve Months Ended Three Months Ended yY UusIO 31-Dec-23 31-Dec-2. -Mar-24 31-Mar-23 (Values in Millior Revenues S$ 82.6 S$ 69.4 $ 203 $214 Reconciliation from Operating Income (Loss) to Adjusted EBITDA: Operating Income (Loss) $ (19) $ (52) $ (09) $ 0.0 Depreciation and Amortization S
Slide 17: Balance Sheet
Balance Sheet Account 3/31/2024 _ 12/31/2023 Cash $ ma 7.2 Restricted Cash & Settlement Funds $ 751 $ 818 Total Assets $ 991 $ 1069 Short-term/Long-term Debt $ 08 § 08 Total Liabilities $ 88 $ 919 Total Equity ee ee Ee Total Liability & Stockholder Equity $ 991 $ 1069 Nasdaq: USIO _usio.com ie
Slide 18: 2024 Annual Shareholder Meeting
2024 ANNUAL SHAREHOLDER MEETING Tuesday, June 18, 2024 - 10:00 A.M. CDT