National Bank Of Canada · TSX:NA
National Bank Of Canada — Shareholder Meeting (2006)
27 slides from National Bank Of Canada's shareholder meeting presentation, 2006
Slide 1: Address by Réal Raymond, President and Chief Executive Officer
NATIONAL BANK —_ Address by REAL RAYMOND President and Chief Executive Officer SS
Slide 2: Our Mission
ee ee Our Mission “To be a prosperous, efficient and progressive financial institution renowned for its leadership, innovation and service quality that builds on its position of strength in Quebec to continue its expansion elsewhere in Canada and in other select markets.” we NATIONAL BANK
Slide 3: Total Shareholder Return
Total Shareholder Return lee Total Return Index As at October 31 300 2000 = 100 =@ National Bank of Canada 250 | -—e- Scotiabank —* Royal Bank —4— BMO Financial Group 200 —* CIBC —4— TD Bank Financial Group 150 100 2001 2002 2003 RT 2004 2005 > NATIONAL BANK
Slide 4: Success Factors
TO Success Factors Disciplined strategy NATIONAL BANK
Slide 5: Clients: Client Satisfaction
Clients Client Satisfaction Very satisfied clients, Quebec - 2001 to 2005 sac 2001 = 100 ” 2001 = 100 : + 27% 130 - NATIONAL BANK
Slide 6: Employees: Overall Employee Satisfaction
Employees Overall Employee Satisfaction As a % NATIONAL BANK
Slide 7: Employees: Importance Assigned to Client Service
Employees Importance Assigned to Client Service As a % NATIONAL BANK
Slide 8: Employees
ee Employees 7 a Se ee eee—~— BEST EMPLOYERS IN CANADA 2006 E GLOBE REPORT ON BUSINESS aT NATIONAL BANK
Slide 9: Community: Charitable Giving
_—, i... Community = ————Oeeert— —————————— a we ——————— SSH ee Charitable Giving /n millions of dollars NATIONAL BANK
Slide 10: Community
Community commerce oor 130 0 =agGee Entreprises les DLS plus admirées “| Quebecs i tae 2004 ENTREPRISES LES PLUS ADMIREES DES QUEBECOIS cid) NM NATIONAL — BANK
Slide 11: Balanced Business Plan
Balanced Business Plan =>| Between: = Activities = Capital preservation and risk-taking = Short term and long term we NATIONAL BANK
Slide 12: Balanced Business Plan: Revenue Growth
Balanced Business Plan Revenue Growth From 2000 to 2005 In millions of dollars Wealth Management + 25% Personal and Commercial +11% Financial Markets + 36% NATIONAL BANK
Slide 13: Growth in Income Before Taxes
Balanced Business Plan SS, Growth in Income Before Taxes From 2000 to 2005 In millions of dollars Wealth Management + 55% Personal and Commercial + 23% Financial Markets + 31% \ NM NATIONAL BANK
Slide 14: Impaired Loans, Net of Allowances
Impaired Loans, Net of Allowances As a % of loans and acceptances 0.4 —s— National Bank of Canada —s— Big 5 banks 0.2 0.0 0.2 -0.4 = —i— — el 2001 9 2002 2003 2004 a 2005 > NATIONAL BANK
Slide 15: Balanced Business Plan: Growth Areas
Balanced Business Plan =>| Growth areas: = Lending activities = Wealth management = Capital markets " Broader range of financial services we NATIONAL BANK
Slide 16: Convincing Results: Products per Client
eee Convincing Results Products per Client As at October 31 Upscale clients NATIONAL BANK
Slide 17: Share of Wallet, Upscale Clients - Quebec
ee ee Convincing Results SS_—_— — Share of Wallet, Upscale Clients - Quebec Moving average - 4 quarters As a % of financial assets 40 39 38 37 36 35 34 33 32 31 30 NATIONAL BANK
Slide 18: Revenues and Net Income
ee ee Convincing Results TT Oe Revenues and Net Income Per $100 of risk-weighted assets $10.00 $2.10 —m Revenues —m— Net income 9.00 1.90 8.00 1.70 7.00 1.50 6.00 1.30 5.00 1.10 NATIONAL BANK
Slide 19: Growth in Virtual Banking
ee eee Convincing Results Growth in Virtual Banking 20 800 @ Transactions, in millions =—m— Subscribers, in thousands = a Annual transactions Re o Subscribers as at October 31 NATIONAL GN BANK
Slide 20: Growth Areas: Partnerships
Growth Areas Partnerships /n millions of dollars 2000 20 Se ; 1600 16 1400 14 1200 12 1000 10 800 8 600 6 400 4 200 2 0 0 NATIONAL BANK
Slide 21: Consumer Lending
ee ee Growth Areas _—_ — ——— Consumer Lending /n billions of dollars as at October 31 sd + 12% Secured + 12% | Unsecured + 9% Mortgages + 10% NATIONAL BANK
Slide 22: Personal Savings Under Management
Growth Areas Personal Savings Under Management Average annual change from January 2003 to January 2006 As a % 45 40 35 30 25 20 15 10 5 0 Deposits “funds. brokerage «=: NBF 60 “NBTrust | ESSvinge aT NATIONAL BANK a,
Slide 23: Private Investment Management
ee ee Growth Areas =>| Private Investment Management: = Assets managed up $11 billion annually we NATIONAL BANK
Slide 24: Insurance
EE a ee Insurance =>) Increased presence: = Loan insurance = Life and health insurance = Property and casualty insurance (automobile and home) we NATIONAL BANK
Slide 25: Insurance: Redefinition of the Regulatory Framework
ee eee Insurance ————_—_STT—a Redefinition of the regulatory framework To serve our clients better we NATIONAL BANK
Slide 26: Key to Success
TTT Key to Success —————_— le »| Balancing the aspirations of: Employees Fellow Citizens ‘ Shareholders we NATIONAL = BANK
Slide 27: National Bank of Canada
we en NATIONAL BANK OF CANADA