Pepkor Holdings Ltd. · JSE:PPH
Pepkor — Investor Day (2026)
21 slides from Pepkor's investor day presentation, 2026
Slide 1: Pepkor Lifestyle
GRIFFITHS PEPKOR| Lifestyle
Slide 2: Content slide
CONTENT SLIDE Home Tech Furniture Appliances and And Bedding focus Consumer Electronics 16 Distribution centres Focus R2.9bn Gross book ● IT ● Finance ● Data analytics ● HR ● Projects ● Risk Merchandise ● Marketing ● Legal 1 000 stores 165
Slide 3: Footprint
FOOTPRINT RSA NON-RSA TOTAL 90 6 96 46 10 56 5 5 online only 41 41 225 14 239 230 230 249 17 266 4 4 63 63 Total stores 886 114 1 000 166
Slide 4: Sale of merchandise and tender mix
SALE OF TENDER CHANNEL MERCHANDISE^ MIX^^ MIX 6% 14% 53% Home 47% 86% 94% Tech Cash & Lay-by Stores CATEGORY Credit Ecom MIX^ 36%* 6% 3% 11% Furniture & 21% Bedding Appliances HOME 79% TECH 94% HOME 97% TECH 89% & Cons. electronics 64%* *Major categories: lounge, computing, bed sets, tv, large appli
Slide 5: Credit book overview
OVERVIEW CREDIT BOOK OTHER Gross Perm book^^^ R2.9bn FTEs 7 480 +More Accounts 289k members enlisted 2.2m +More scan rate 52% Note: Overview as at F26:Q1; ^^^ Excluding Fair Value Adjustments re non-RSA OK and H&H 168
Slide 6: Delivering on prior plans
Store cards Private label Fully digitised penetration CONTENT SLIDE journeys Integrated planning Omni-fulfilment Fully fledged courier DELIVERING ON PRIOR PLANS Cloud migration Data analytics Digital training Upskilling Brand refresh CDP eCommerce growth Integrated customer B2B resolution centre 169
Slide 7: Growth initiatives: EBIT growth
Growth through efficiencies GROWTH INITIATIVES Growth through capability EBIT growth and scale leverage Growth through revenue enhancement 170 Initiatives
Slide 8: Revenue: non-organic
ACQUIRED VALUE CREATION OUTCOME PLANS REVENUE : • Credit book • Replatform to Lifestyle NON-ORGANIC • Insurance cell • Sourcing c: 20% - 25% • Inventory • Supply chain • Fixed assets • Marketing & Customer • Credit & Insurance • 67 Stores and • House & Home repositioning Employees • Employees, Syste
Slide 9: Pepkor Lifestyle and Shoprite Furniture
PEPKOR LIFESTYLE SHOPRITE FURNITURE c.R12bn revenue (FY25) c.R7bn revenue (FY24) 6 retail brands^ 2 retail brands 933 retail stores^^ 407^^ retail stores REVENUE : NON-ORGANIC 16 distribution centres 3 distribution centres 5 countries 6 countries South Africa Lesotho Eswatini South Africa Lesotho Es
Slide 10: Combined entity and combined footprint
COMBINED ENTITY COMBINED FOOTPRINT c.R18bn revenue 8 retail brands Zambia 10 REVENUE : 1 407 retail stores NON-ORGANIC 19 distribution centres Namibia Botswana 38 34 6 Eswatini countries 19 South Africa Lesotho Eswatini Botswana Namibia Zambia Lesotho 10 South Africa 1 224 Enhanced customer Geograph
Slide 11: Revenue: organic
FORMATS TRADING NODES ECOMMERCE REVENUE : ORGANIC TRANSACTION EASE PRODUCT & PRIVATE LABEL MARKETING 174 Small appl: +-20% / Bedding: +-30% 2.2m +More members; 52% scan rate
Slide 12: Growth initiatives: EBIT growth
Growth through efficiencies GROWTH INITIATIVES Growth through capability EBIT growth and scale leverage Growth through revenue enhancement 175 Initiatives
Slide 13: Leverage capabilities and scale
16 Distribution centres LEVERAGE CAPABILITIES AND SCALE 176
Slide 14: Shared scale benefits
SHARED SCALE BENEFITS LEVERAGE CAPABILITIES AND SCALE 410 000 ecom orders p.a. Speciality growth +40% | Lifestyle +28% Single facility Shared Shared logistics and national Shared fine-picking, packing Systems and cross-dock footprint and other activities Customer care Line-haul Home deliveries 177 No
Slide 15: Paxi economy service
16 Distribution centres LEVERAGE CAPABILITIES AND SCALE 3.7 million Paxi Economy Service parcels p.a. 178
Slide 16: New Jetpark dark store
NEW JETPARK DARK STORE LEVERAGE CAPABILITIES AND SCALE Construction in progress Handover - June 26 Commissioning - Aug 26 60 000 tote locations 4 700 pallet locations 179
Slide 17: Growth initiatives: EBIT growth
Growth through efficiencies GROWTH INITIATIVES Growth through capability EBIT growth and scale leverage Growth through revenue enhancement 180 Initiatives
Slide 18: Efficiency drivers: Customer 360, Employee 360
“YOU DO NOT RISE TO THE LEVEL OF YOUR GOALS. YOU FALL TO THE LEVEL OF YOUR SYSTEMS.” - James Clear author of #1 NYT bestseller, Atomic Habits. - FOCUS EFFICIENCY DRIVERS Best-of-breed Integrated Data analytics Agentic Tech-stack data-lake (and AI) Commerce Store, Ingest & Backup Employee 360 Custome
Slide 19: Growth initiatives: EBIT growth
Growth through efficiencies Systems Data analytics Growth through Better decisions, GROWTH INITIATIVES capability execution and and scale automation EBIT growth leverage Dark store Footprint Growth through Fulfillment revenue enhancement Non-organic Organic 182 Initiatives
Slide 20: We are clear on our strategy to invent tomorrow, while executing today
WE ARE CLEAR ON OUR STRATEGY TO INVENT TOMORROW, WHILE EXECUTING TODAY WE HAVE THE TEAM, THE ABILITY AND THE SKILLS TO EXECUTE OUR STRATEGY WE ARE CONFIDENT THAT WE WILL DELIVER THE PLANNED OUTCOMES OF OUR STRATEGIC PLANS 183
Slide 21: Thank you!
PEPKOR" Lifestyle 184