Paisalo Digital Ltd. · NSE:PAISALO

Paisalo Digital — S. E. Investments — Q1 FY2017-18 Earnings Presentation

9 slides from Paisalo Digital's earnings presentation, Jul 22, 2017

  1. Slide 1: Investor Presentation Q1 FY'17-18

    S. E. Investments Limited Investor Presentation Q1 FY’ 17- 17-18

  2. Slide 2: Quarter-on-Quarter Comparison: Key Financial Highlights

    Business Update Investors Update – July 22, 2017 Quarter - on - Quarter ( Q - o - Q) Comparison) FY 17-18 Key Financial Highlights (Q1 FY’17-18 vs Q1 FY’16-17) (Amt in Millions) Standalone Q1 FY’17-18 Q1 FY’ 16-17 Growth (%) (Apr. 17 – June. 17) (Apr. 16 – June. 16) Net Revenue 639.20 560.20 14.10%

  3. Slide 3: Financial Highlights

    Financial Highlights Investors Update – July 22, 2017 As compared to Q-o-Q income from operations is increased by 14.10 % at INR 639.20 millions. As compared to Q-o-Q profit before tax (PBT) is increased by 3.10 % at INR 191.31 millions As compared to Q-o-Q profit after tax (PAT) is increased by 1.2

  4. Slide 4: Operational Highlights

    Operational Highlights Investors Update – July 22, 2017 Total Disbursement during the Q1 2017-18 is at INR 3111.40 millions as against INR 3672.10 millions in the Q1 2016-17 Total Customer Outreach at 7,89,489. 3800 3600 3400 Disbursements 3200 (in millions) 3000 2800 Q1 FY 2017-18 Q1 FY 2016-17

  5. Slide 5: Highlights – Q1 FY 17-18

    Highlights – Q1 FY 17-18 Investors Update – July 22, 2017 Increased total member base to 7,89,489 Revenue of INR 639.20 millions for Q1 FY 17-18 PBT of INR 191.31 millions for Q1 FY 17-18 Net worth of INR 5701.83 millions as on June 30, 2017 Capital Adequacy Ratio as on June 30, 2017 is 38.04%

  6. Slide 6: SEIL Methodology and Process

    SEIL Methodology and Process Investors Update – July 22, 2017 Client Assessment Acquisition Focus on large clientele of small / medium business, family run enterprises & traders Transactions are based on qualitative & quantitative assessments of the entity Focus on credit history, local knowledge of

  7. Slide 7: Financial Results

    Financial Results Investors Update – July 22, 2017

  8. Slide 8: Significant Highlights in Q1 FY 17-18

    Significant Highlights in Q1 FY 17-18 Investors Update – July 22, 2017 Ø Rating Update Long Term issuer Rating- ‘IND A-’ Ø SEIL is registered as an Non Banking Financial (Non Deposit Accepting or Holding Systemically Important) Company with Reserve Bank of India, New Delhi Ø Expansion Policy Ø SEIL

  9. Slide 9: Contact: Sunil Agarwal, Managing Director

    Sunil Agarwal Managing Director sunil@seil.in Investor Relation Desk ir@seil.in

S. E. Investments — Q1 FY2017-18 Earnings Presentation on 6ix