Falabella S.a. · BCS:FALABELLA
Falabella — Q2 2025 Earnings Presentation
12 slides from Falabella's earnings presentation, Aug 1, 2025
Slide 1: Earnings Presentation 2Q-2025
Earnings Presentation 2Q-2025 1
Slide 2: Cautionary Statement
C A U T I O N A R Y S TAT E M E N T These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restru
Slide 3: Highlights 2Q25
Highlights 2Q25 3
Slide 4: Retailers maintaining momentum in recovering topline growth, online GMV up 19% YoY
HIGHLIGHTS 2Q25 Our retailers are maintaining their momentum in recovering topline growth, with total online GMV growing 19% YoY Revenue Var (%, vs 2Q24) (local currency) 24.0% 17.4% 15.2% 14.4% 17.0% 17.0% 12.2% 13.8% 9.4% 8.8% 9.8% 7.6% 7.1% 5.5% 4.8% Chile Peru Colombia Online Chile Peru Online C
Slide 5: Building the leading digital bank of the Andean region
HIGHLIGHTS 2Q25 Building the leading digital bank of the Andean region3 Loan portfolio Credit card & passive account openings (#) Stock (US$ MM) Var vs 2Q24, in local currency 15% 661.490 759.185 11% Credit Card 7.253 47% 54% 6.510 36% Passive Account 14% 3% 1% 53% 46% 2Q24 2Q25 Chile Peru Colombia
Slide 6: Strategy has enhanced profitability across our five growth engines during 2Q25
HIGHLIGHTS 2Q25 Our strategy has allowed to enhance profitability across our five growth engines during 2Q25 EBITDA margin (%) 80.0% 76.1% 25.9% 7.8% 7.4% 7.8% 14.5% 5.5% 4.7% 4.9% 2Q24 2Q25 2Q24 2Q25 2Q24 2Q25 2Q24 2Q25 2Q24 2Q25 6
Slide 7: Our strategy has allowed us to continue improving
HIGHLIGHTS 2Q25 EBITDA evolution (US$ MM) 15.1% 14.9% 14.1% 11.6% 11.2% 10.4% 535 10.0% 505 506 9.4% 8.0% 6.8% 6.7% 6.0% 5.2% 348 354 4.6% 313 313 318 262 240 192 194 136 151 Our strategy has 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 allowed us to EBITDA Margin (%) contin
Slide 8: Our operation continues to contribute to cash improvement
HIGHLIGHTS 2Q25 Our operation continues to contribute to cash improvement Evolution Cash (US$ MM) Non-banking businesses 49% 40 301 179 158 28 762 1.214 330 237 24 1.573 1.053 Jun-24 EBITDA Working Taxes CAPEX & Cash Flow Net Debt Capital Dividends Others Jun-25 (excl. Capital4 Asset Sale - Banco In
Slide 9: We continue to strengthen our financial position
HIGHLIGHTS 2Q25 Net Financial Debt / EBITDA 8.6 8.2 7.3 6.3 6.5 5.7 5.0 4.7 3.6 3.7 2.9 2.6 2.5 1.9 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 Debt Maturity Profile (US$ Debt Maturity Profile (US$ MM) million) Non-banking businesses, after hedging derivatives As of Jun-25
Slide 10: Key takeaways from our CEO
HIGHLIGHTS 2Q25 Key takeaways from our CEO Solid results across Well-positioned to Disciplined execution of the ecosystem, driven capture growth out strategy to continue by focused execution opportunities across improving profitability the ecosystem 10
Slide 11: Q&A
Q&A 11
Slide 12: Investor relations contact
E-MAIL inversionistas@falabella.cl WEBSITE investors.grupofalabella.com