Bank Of China Limited Class A · SSE:601988
Bank Of China Limited Class A — Bank Of China Ltd Ord — H1 2021 Earnings Presentation
20 slides from Bank Of China Limited Class A's earnings presentation, Aug 30, 2021
Slide 1: Endeavor to Build a First-class Global Banking Group: 2021 Interim Results
Invigorate, adapt to change and drive for major breakthroughs Endeavor to Build a First-class Global Banking Group 2021 Interim Results 2021.08.30
Slide 2: Forward-looking statements disclaimer
This presentation and subsequent discussions may contain forward-looking statements that involve risks and uncertainties. Generally forward-looking terminologies, such as believe, expect, anticipate, estimate, plan, project, target, may and will are used in forward-looking statements. You should not
Slide 3: Operating Results for 1H21 / Progress in Priorities / Planning and Outlook
3 01 Operating Results for 1H21 02 Progress in Priorities 03 Planning and Outlook
Slide 4: Operating results steadily improved
4 Operating results steadily improved Operating income PPOP Profit after tax + 5.53% + 2.28% + 9.96% RMB billion RMB billion RMB billion 302.9 200.5 287.0 196.0 118.5 107.8 1H2020 1H2021 1H2020 1H2021 1H2020 1H2021 Profit attributable to equity ROE RMB holders of the Bank 112.8 11.97% +11.79% billio
Slide 5: Asset structure continuously optimized
5 Asset structure continuously optimized Total assets exceeded Proportion of medium and long- Loans grew robustly RMB26 trillion term loans kept rising +1.77 ppts yoy 74.98% + 7.85% +0.43 ppt 73.87% 56.75% 57.18% 73.21% + 15.72% yoy RMB billion RMB billion RMB billion +8.44% 26,317.3 15,416.4 8,835.
Slide 6: Quality and efficiency of liability business enhanced
6 Quality and efficiency of liability business enhanced Total liabilities exceeded Market competitiveness Deposits grew steadily RMB24 trillion improved + 8.31% + 7.99% Domestic FX deposits +15.24% 1,031.0 894.7 RMB billion RMB billion Incl.: RMB billion Corporate Domestic 24,087.0 deposits 18,227.8
Slide 7: Efficiency of risk control continuously improved
7 Efficiency of risk control continuously improved Asset quality remained stable Capital adequacy ratio remained at high level Balance and ratio of NPL/SML both went down Internal optimization and saving 1.87% Thoroughly implemented the awareness of capital 1.66% 1.46% 1.53% saving and value cre
Slide 8: Market influence was further expanded
8 Market influence was further expanded Comprehensive strength Ranked 4th in the Top 1,000 World Banks in terms of tier 1 capital External ratings S&P Global China Issuer Credit Rating: AAAspc Fitch Ratings Viability Rating upgraded to bbb Listed in Fortune’s Global 500 for 32 Poverty alleviation an
Slide 9: Progress in Priorities
9 01 Operating Results for 1H21 02 Progress in Priorities 03 Planning and Outlook
Slide 10: Supported the real economy with targeted and efficient services
10 Supported the real economy with targeted and efficient services Targeted services for key areas and weak links Domestic RMB loans Inclusive finance • Inclusive finance loans granted to SMEs was RMB781.6 bilion, up 35.8%, which has + RMB863.2 billion fulfilled the requirement of “two no-less-than
Slide 11: Accelerated the building of "One Body with Two Wings" pattern
11 Accelerated the building of “One Body with Two Wings” pattern Domestic Integrated Globalization commercial banks business further consolidated further closely collaborated Deposits and loans of overseas institutions increased by strengthened Net profit of integrated business companies increased r
Slide 12: Speeded up the development of key businesses: Personal banking
12 Speeded up the development of key businesses Focus on AUM No. of Customers Total income High- quality high- develop -ment quality developm Exceeded Amounted to Reached ent RMB 11 trillion 321 million RMB97.3 billion Contribution enhanced 48.78% 56.82% Structur al Operating income of Non-interest
Slide 13: Speeded up the development of key businesses: Corporate banking
13 Speeded up the development of key businesses Focus on Foundation high- consolidated No. of No. of newly opened RMB AUM quality basic customers corporate settlement account developm Daily average balance ent 4.71 million 0.76 million RMB 7.80 trillion yoy yoy + 19.89% + 38.99% + 6.58% *As of 30th
Slide 14: Speeded up the development of key businesses: Financial market
14 Speeded up the development of key businesses Market Ranked first in the leading Exclusive market for cross-border settlement bank for bond underwriting H-Share Full Circulation Panda bonds RMB15.7 billion Business volume of accounts of corporate H shareholders Offshore bonds USD4.5 billion + 148.
Slide 15: Pushed forward digital transformation on all fronts
15 Pushed forward digital transformation on all fronts Digital BOC + Effect of technology empowerment unveiled Mobile banking version 7.0 2 major systemic projects No. of customer: 223 million, +6.06% MAUs: 63.70 million, +24% yoy as the foundation Transaction amount at RMB19.75 trillion, +27% yoy
Slide 16: Strengthen risk management at all fronts
16 Strengthen risk management at all fronts Credit risk • Continued to optimize the credit structure in line with the development of the “Eight Priorities in Delivering Financial Services” • Strengthened the control of customer concentration risk, and continuously identified, measured and monitore
Slide 17: Planning and Outlook
17 01 Operating Results for 1H21 02 Progress in Priorities 03 Planning and Outlook
Slide 18: Strategic orientation
18 Invigorate, adapt to change and drive for major breakthroughs Endeavor to Build a First-class Global Banking Group Under the guidance of Xi Jinping Thought on Socialism with Chinese Characteristics for a New Era, and the outline of the National 14th Five-Year Plan, BOC will focus on the new BOC 1
Slide 19: Promote the coordinated development of "One Body with Two Wings"
19 Promote the coordinated development of “One Body with Two Wings” and take the initiative to serve the new development paradigm Actively integrate into the overall development landscape, give full play to its unique strengths, allocate more resources in serving the country’s regional development s
Slide 20: Thank you!
20 Please scan the QR code for the 2021 Interim Report of Bank of China Thank you!
Bank Of China Ltd Ord — H1 2021 Earnings Presentation on 6ix