Bank Of China Limited Class A · SSE:601988
Bank Of China Limited Class A — Bank Of China Ltd Ord — FY2022 Earnings Presentation
23 slides from Bank Of China Limited Class A's earnings presentation, Mar 31, 2023
Slide 1: Sustain Steady and Long-term Growth in Building a First-class Global Banking Group
2022 Annual Results Release Sustain Steady and Long-term Growth in Building a First-class Global Banking Group March 31, 2023
Slide 2: Forward-looking statements disclaimer
This presentation and subsequent discussions may contain forward- looking statements that involve risks and uncertainties. These statements generally use the words “believe”, “expect”, “anticipate”, “estimate”, “plan”, “forecast”, “target”, “may”, “will” and other forward- looking terms. You should
Slide 3: I Annual Operating Results
I Annual Operating Results II Progress in Plan Implementation III Outlook for the Next Stage 3
Slide 4: Earning abilities enhanced steadily
Earning abilities enhanced steadily Operating income +2.22% PPOP +2.26% Net interest income 2022 619,139 2022 387,943 2021 605,717 2021 379,362 + 8.36% RMB million RMB million Profit attributable to Profit after tax +4.47% shareholders of the +5.02% General and administrative Bank expenses 1.00% 202
Slide 5: Operating efficiency maintained robust
Operating efficiency maitained robust l Interest rate on newly granted domestic RMB loans decreased by 53 bps yoy, fully supporting the development Net interest margin of real economy l Interest payment ratio of domestic RMB customer deposits 1.76% l decreased by 2 bps yoy, with a balanced developme
Slide 6: Assets & liabilities optimised continuously
Assets & liabilities optimised continuously Assets +8.20% Loans +11.72% Increment reached a record high 2022 28,913.9 2022 17,554.3 • Domestic RMB loans increased by RMB1.58 trillion, up 12.50% yoy • Domestic RMB deposits increased by RMB1.73 trillion, up 12.54% yoy 2021 26,722.4 2021 15,712.6 Struc
Slide 7: Development foundation further consolidated
Development foundation further consolidated Online l Technology-based enterprises with credit granted approached customers 50 thousand l Credit customers under the "specialized, refined, featured and innovative" service model exceeded 18 thousand l Provided trade settlement services for nearly half
Slide 8: Risk resistance capacity enhanced
Risk resistance capacity enhanced Asset quality in key sectors remained healthy and stable Major risk indicators Change compared Loan balance NPL ratio with the end of (Unit: RMB million) at the end of 2022 NPL ratio Special-mention loan ratio 2021(ppt) Domestic corporate loans 8,818,584 1.84% -0.36
Slide 9: II Progress in Plan Implementation
I Annual Operating Results II Progress in Plan Implementation III Outlook for the Next Stage 9
Slide 10: Contributed to the stability of the economy
Contributed to the stability of the economy Provided financing support for Made great effort to support the Actively implemented the national bailout of distressed entities key areas and weak links strategy for economic stabilization l Leveraged a variety of monetary policy instruments, granted more
Slide 11: Technology finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 priority areas nology Green sive border sumer Wealth chain level Technology Stepped up comprehensive support finance Loans to strategic emerging industries up RMB 600.5 billion 115% Comprehensive support for technology-based enterpris
Slide 12: Green finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level Green finance Built the “BOC Green+” global brand Domestic green credit balance reached Ranked 1st on NAFMII’s list of investors with Green bond investment Ø RMB1.98 tri
Slide 13: Inclusive finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level Inclusive finance First-time borrowers thousand Balance Improved service RMB billion Proportion of unsecured loans quality and efficiency Customers thousand Proportion o
Slide 14: Cross-border finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level Cross-border Consolidated characteristic advantages finance l Maintained the first position in the industry regarding international settlement, cross-border RMB business
Slide 15: Consumer finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level Consumer finance l Actively implemented Ø Promoted the synergy among consumer relevant policies and credit, card installment business and measures for real estate loan g
Slide 16: Wealth finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level Wealth Customer volume increased Asset scale grew steadily finance and customer quality improved Continuously consolidated brand advantages Personal customers Personal c
Slide 17: Supply chain finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green 科技 sive border sumer Wealth chain level Supply chain Assisted in safeguarding the stability and security of supply chains, and finance reached a new high in supply chain finance credit granted Provided liqu
Slide 18: County-level finance
Tech- Inclu- Cross- Con- Supply County- Made all-out efforts in 8 Priority Areas nology Green sive border sumer Wealth chain level County-level l Deposits of RMB3,258.0 billion 15% Agriculture-related RMB2,074.8 billion 20% l finance county-level outlets loans balance County-level finance l Loan bal
Slide 19: Effectively coordinated "One Mainstay, Two Engines"
Effectively coordinated "One Mainstay, Two Engines" Overseas commercial banking Integrated operations Soundly recovered Developed in a standardized and orderly way Asset & profit contribution of overseas institutions Properly addressed changes in external situation with the maintaining leading posit
Slide 20: Solidly promoted digital transformation
Solidly promoted digital transformation Number of employees in the IT line 13,318 IT investment Patent applications submitted Proportion to the total number of the Group's over 5,000 RMB21.541 billion Newly licensed patents 611 employees 4.35% Built 10 teams of leading digital talents, talents for d
Slide 21: Continued to improve the capability of comprehensive risk management
Continued to improve the capability of comprehensive risk management Credit risk management Market risk management l Improve the foresight and practicality of l Properly coped with complicated situations, actively industry policies, and continuously optimise its credit structure Core capacity buildi
Slide 22: III Outlook for the Next Stage
I Annual Operating Results II Progress in Plan Implementation III Outlook for the Next Stage 22
Slide 23: Outlook
Outlook l Actively implement national strategies and improve the quality and efficiency of services for the real economy l Seize strategic opportunities and fortify advantages in globalized and integrated operations l Deepen integration of business and technology and continue to enhance the efficien