Aeon Credit Service (asia) Co., Ltd. · HKEX:900
Aeon Credit Service (asia) — Investor Presentation (June 2022)
7 slides from Aeon Credit Service (asia)'s investor presentation, Jun 23, 2022
Slide 1: AEON Credit Service (Asia) Co., Ltd. Corporate Presentation
AEON Credit Service (Asia) Co., Ltd. Stock Code : 0900 Corporate Presentation 23 June 2022
Slide 2: FY2021/22 Annual Results Highlights
FY2021/22 Annual Results Highlights 21.1% Sales YoY % 1.1% -0.3% -5.6% -13.7% 2.0% 5.2% Returned to Growth -2.8% -8.5% -13.4% Gross advances and receivables YoY % Unit: HK$ Million 1283 1323 1298 Sales for the year recorded 21.1% 1090 1050 Gross advances and receivables 5.2% 437 371 370 343 302 (bal
Slide 3: Stable Dividend Payout
Stable Dividend Payout 53.0% Average Payout Ratio for last 10 years Unit: HK Cents 55.5% 53.8% 49.8% 47.4% 42.1% Core Payout Dividend Policy : Annual dividend payout ratio of not less than 30% of the Ratio net profit attributable to shareholders of the Company for the financial year. 22 22 22 22 18
Slide 4: Credit management
Credit management % of overdue advances and receivables to total 6.7% 7.0% 400 4.8% 4.1% 5.0% 350 3.4% 3.5% 3.0% Asset Quality Improved 300 Unit: HK$ Million Impairment allowance by HKFRS 9 stage 1.0% 250 -1.0% % of overdue advances and 200 121 128 receivables to 108 -3.0% total advances and receiva
Slide 5: PRC business
PRC business Hong Kong PRC Consolidation FY 2021/22 Revenue HK$ 1,032M HK$ 17M HK$ 1,050M Segment results HK$ 393M HK$ - 3M HK$ 390M PRC Segment Unallocated income HK$ 8M Acquisition of the remaining equity Profit before tax HK$ 398M interest of an associate Microfinance subsidiary FY2020/21 in Shen
Slide 6: Our Sustainability Roadmap
Our Sustainability Roadmap 2004 2007 2008 2016/17 2021/22 1998 1 2 3 4 5 6 Issued charity Contribution to Awarded Caring Contribution to Published first • Established credit card environment - community - ESG report Sustainability Policy Company Tree planting • Set up Sustainability UNICEF HK Commit
Slide 7: Financial Services for Customer's Life stage
Financial Services for Customer’s Life stage Customer’s Life stage Financial Services Line-up 1 Target Millennials to expand customer base Credit card New 2 To cater the customer spending behaviors under New normal Personal loan Insurance 3 To enhance AEON’s Japanese brand image 7
AEON Credit Service (Asia) — Investor Presentation (June 2022) on 6ix